USDA Vs. FHA Pro and Con comparison in Waterboro, York County, ME
In the year 2025, the USDA loan limit set for a single-family home in Waterboro, located in the county of York, ME, stands at $370,700. In comparison, the FHA loan limit is $506,000.
To compare today's optimal USDA and FHA rates, and to understand the requirements for income, credit, reserves, and documentation necessary for qualification, utilize the Lendersa® USDA loan calculator. By using this comprehensive tool, you can conveniently evaluate USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the most suitable option for your financial needs in .
Details on loan limits and down payment obligations for 2025 in Waterboro, part of the county of York, ME
Loan Type
Maximum Loan Limit
Required Down Payment
USDA
$370,700
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan options in Waterboro, ME
The mission at Lendersa® is to efficiently secure the best USDA or FHA loans for you, without unnecessary hurdles. Choose from three starting points, which help match you with lenders and the appropriate USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the United States Department of Agriculture. This loan type is available exclusively in rural areas. Contrasting with FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
Nymeo is a cooperative, not-for-profit credit union dedicated to personalized services for its members.
If you live, work, worship, attend school or conduct business in Frederick County Maryland, you are welcome to become a member! Since we are a nonprofit, we have members NOT customers.
Addison Mortgage Consultants, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We were founded in 1952 as Silver Spring Postal FCU to serve postal people working in Silver Spring, MD. We were organized to provide all our members with a safe place to save and borrow at reasonable and affordable rates. All Postal employees in Maryland, Virginia, and Pennsylvania and their families are eligible to join MVP Postal & Printing FCU.
Middletown Valley Bank has been a cornerstone for our customers’ financial planning, residents and businesses alike. Though many advances of the 21st century have made the financial world more competitive, Middletown Valley Bank continues to provide the flexibility and responsiveness only a true community bank can offer.
8803 Baltimore National Pike, Middletown, MD, 21769
"Mlend has built a strong reputation as an outstanding mortgage firm offering ""Home Loans Made Fast & Easy"" to homebuyers throughout the mid-atlantic region.
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Signal Financial Federal Credit Union is a full-service financial institution headquartered in Kensington, Maryland. Established in 1947, Signal now operates seven full-service branch offices in the District of Columbia, Maryland, and Virginia. Membership is open to select employer groups in the area, as well as individuals who live, work.
11810 Grand Park Avenue,, North Bethesda, MD, 20852
REID Lending Partners is one of the Mid-Atlantic's premier private mortgage lender and Investment management firm providing small balance commercial loan solutions to real estate investors and property owners, all while generating competitive returns for its partners and investors.
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TopOne Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to
Lafayette Federal Credit Union is one of the premiere financial institutions in the Washington, D.C. area. Since our founding in 1935, we have sought to provide our members with a safe and convenient place to save, and to offer loans at rates and terms more favorable than those of other financial institutions.
At America Trust Funding, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
