USDA and FHA Pro and Con in Limington, York County, ME

In 2025, within Limington, located in York, ME, the USDA loan limit is $370,700, whereas the FHA limit for a single-family home is $506,000.

With Lendersa®'s USDA loan calculator, you can compare today's USDA and FHA rates to determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program in for your financial details.

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2025 Loan Limits and Down Payment Requirements in Limington, York, ME

Loan Type Loan Limit Down Payment
USDA $370,700 0%
FHA $506,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Limington, ME

Lendersa® aims to promptly connect you with the most fitting USDA or FHA loans without hassle. Select one of three starting paths to match with lenders and find suitable USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in ME?

A USDA home loan, guaranteed by the government through the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available solely in rural areas. Different from FHA loans needing a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Robison Home Loans & Realty Inc
  • 508 West Mission Avenue, Suite 200, Escondido, CA, 92025
  • Robison Home Loans mission is to provide clarity, direction and peace to peoples dreams. Our main area of focus is on financing residential property. Our clients rave about the education, communication and pricing they receive when doing a home mortgage with us. As a local owned mortgage company we fund loans in our own name
  • homePERQs, Inc.
  • 2750 Las Palmas Avenue, Escondido, CA, 92025
  • Our homePERQs lending team specializes in mortgage education and mortgage planning services. We provide credit coaching, in-depth analysis, transparent cost estimates and we educate our borrowers on the ins and outs of the home loan process. We are an independent mortgage broker serving the direct needs of our clients.
  • Focus Capital Funding Corporation
  • 600 La Terraza Blvd, Escondido, CA, 92025
  • With over 50 years of combined experience, Focus Capital has found its specialized niche – delivering creative solutions for our clients and providing a variety of elite services in the areas of retail, wholesale, and private lending. Our industry-leading tools equip buyers with knowledge.
  • Blue Horizon Realty and Lending, Inc.
  • 500 La Terraza Blvd Suite 150, Escondido, CA, 92025
  • We are an established business with Realtors and Loan Officers with many years of experience. We are a one stop shop! As Realtors serving all of SD and SW Riverside, our goal is to help you meet your needs financially, help you relocate, make the process less stressful and most importantly get you top dollar for your property.
  • eQuest Realty & Mortgage
  • 1967 Greenview Rd, Escondido, CA, 92026
  • We offer professional, experienced buyer and seller representation and/or financing for our clients' residential real estate transactions. In addition, we offer property management services, unmatched in the industry! Whether you are a first-time homebuyer or a seasoned investor, we are here to help! In addition to excellent
  • True North Realty and Lending
  • 2044 La Brea Street, Escondido, CA, 92026
  • We are a team of knowledgeable & professional Realtors with an in-house wholesale Loan Originator to fit you with the best home & loan for your needs. Juan Pérez is a Certified Residential Specialist with over 12 years of experience of helping local clients sell homes.He achieved success due to his commitment to providing beautiful homes in Sussex.
  • JWK & Associates
  • 355 N Sheridan Street, Suite 115, Corona, CA, 92878
  • "JWK & ASSOCIATES is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,"
  • Greene Light Mortgage Solutions
  • 1075 Bonita Avenue, La Verne, CA, 91750
  • Greene Light. We are different here. We don't play games. Our goal is simply to provide you with the lowest possible interest rates and costs. We pledge to help you overcome roadblocks that can arise while securing a loan. Homeownership is within reach. Some even qualify with no down payment! Green means GO at Greene Light.
  • Spec Home Loans
  • 1246 Oakmead Lane, La Verne, CA, 91750
  • Spec Home Loans was established in 2006 by Southern California native Brian Barre, an accomplished business leader with extensive knowledge and experience in the real estate and mortgage industries. After spending the first part of his professional career as a Loan Officer, Brian decided to venture out on his own.