USDA Vs. FHA your options comparison in Lake-Arrowhead, York County, ME

In the year 2025, the USDA loan limit for Lake-Arrowhead in the county of York, ME, is $322,900, whereas the FHA limit for a single-family home is $403,650.

Use Lendersa® USDA loan calculator to compare the best rates between today’s USDA and FHA loans. This tool helps determine the necessary income, credit, reserves, and documentation qualifications required. With our advanced mortgage calculator, you can see a side-by-side comparison of USDA, FHA, Conforming, and VA options, making it easier to decide on the best program for your specific financial situation in .

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Needs in Lake-Arrowhead, York, ME

Loan Type Loan Limit Down Payment
USDA $322,900 0%
FHA $403,650 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Lake-Arrowhead, ME

Lendersa® aims to enable you to secure the best USDA or FHA loan efficiently and without complications. Choose one of three starting points to connect with matching lenders and explore USDA loan packages.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in ME

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and targets rural areas exclusively. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Maryland Private Mortgage
  • 11240 Reisterstown Rd, Owings Mills, MD, 21117
  • "Maryland Private Mortgage is Baltimore’s leading direct private mortgage lender. We provide the fastest and best solutions in Private Money Lending for investors, rehabbers, and Baltimore City landlords. We offer all the resources needed to accomplish your investment goals. At Maryland Private Mortgage we do not have a one size fits"
  • Post Office Credit Union of Maryland Inc
  • 900 East Fayette Street, Suite 606, Baltimore, MD, 21233
  • The Credit Union's original charter was filed in 1929, and its purpose remains the same today: a financial cooperative, organized solely for the promotion of thrift among its members by the accumulation of their savings in small amounts and the lending of such accumulations to its members for provident and productive purposes.
  • The Harbor Bank of Maryland
  • 25 West Fayette Street, Baltimore, MD, 21201
  • Harbor Bank of Maryland opened its doors in September of 1982 with $2.1 million in assets. As of December 31, 2015, Harbor Bank's assets were $288 million. The bank conducts general banking business in seven branch locations and primarily serves the Baltimore, Maryland Metropolitan area. The Bank also has a branch in Riverdale,
  • Provider Mortgage
  • 401 N. Charles St, Baltimore, MD, 21201
  • Provider was founded in the aftermath of the financial meltdown on the premise that every individual deserves to be treated fairly regardless of their financial knowledge or negotiating ability. Provider believes that the purchase or refinancing of a home requires careful evaluation of each client’s individual financial circumstances.
  • AGM Financial Services Inc
  • 20 South Charles Street, Suite 1000, Baltimore, MD, 21201
  • AGM Financial Services, Inc. is a leading FHA Lender providing financing for both Market Rate and Affordable housing communities. AGM arranges federally insured mortgages for apartment projects under FHA’s MAP (Multifamily Accelerated Processing) program. AGM is also an approved Lender for FHA’s Low Income Housing Tax Credit Pilot Program
  • PSG Lending
  • 400 W. Franklin St., Suite 300, Baltimore, MD, 21201
  • PSG Lending was established in 2015 by an experienced team of mortgage banking professionals. With a focus on commercial bridge loan opportunities between $150,000 and $10,000,000, PSG Lending is a direct lender and capital partner. Our approach to lending is to build long term relationships by providing a transparent, reliable and swift process to
  • PennTech Community Federal Credit Union
  • 409 Center Street, Suite C, Johnsonburg, PA, 15845
  • PennTech Federal Credit Union has been open since 1960. The credit union has assets totaling $12.12 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees.
  • Ritter Mortgage Group
  • 1230 Nottingham Road, Westminster, MD, 21157
  • The Ritter Mortgage Group was founded by Jon Ritter with the goal of helping homebuyers and their realtors with financing their home purchase, while setting our loan originators apart by a level of service that is not often found in our industry.We specialize in finding the right loan to meet your needs .