USDA Vs. FHA your options comparison in Lake-Arrowhead, York County, ME
In the year 2025, the USDA loan limit for Lake-Arrowhead in the county of York, ME, is $322,900, whereas the FHA limit for a single-family home is $403,650.
Use Lendersa® USDA loan calculator to compare the best rates between today’s USDA and FHA loans. This tool helps determine the necessary income, credit, reserves, and documentation qualifications required. With our advanced mortgage calculator, you can see a side-by-side comparison of USDA, FHA, Conforming, and VA options, making it easier to decide on the best program for your specific financial situation in .
2025 Loan Limits and Down Payment Needs in Lake-Arrowhead, York, ME
Loan Type
Loan Limit
Down Payment
USDA
$322,900
0%
FHA
$403,650
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Lake-Arrowhead, ME
Lendersa® aims to enable you to secure the best USDA or FHA loan efficiently and without complications. Choose one of three starting points to connect with matching lenders and explore USDA loan packages.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and targets rural areas exclusively. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
Freedom Northwest Credit Union was founded in 1963 by a dedicated group of volunteers, and we operated under the name Kamiah Community Credit Union until June 2016. From very humble beginnings, guided by the vision and strong leadership of committed volunteers, we have grown to serve 12,000 members with total assets of $426 million.
Snake River Federal Credit Union was organized as a Federally Chartered Credit Union on June12, 1953, Twin Falls, Idaho. Snake River Federal Credit Union is a well established Credit Union serving the employee’s of The Amalgamated Sugar Company, their family members and the Southern Idaho Sugar Beet Growers.
The Bank will provide quality services & products in a safe & secure environment at competitive prices to our customers. The Bank will provide services & products by friendly, competent people who are well trained, adequately compensated, & treated fairly. Farmers Bank will be an active member of the community with a tradition of financial support.
Bankcda is your hometown bank. We are proud that decisions are made locally allowing us to deliver expertise and flexibility to our communities. We are your neighbors and are committed to the success of local businesses and families by delivering high-quality service and products.
101 Ironwood Dr, Suite 210, Coeur D Alene, ID, 83814
Mountain West Bank officially opened at the corner of Government Way and Ironwood Drive in Coeur d’Alene, Idaho. Today, the bank that originally operated from inside a trailer now serves Idaho and Washington. Since its founding days, Mountain West Bank has been dedicated to the mission of providing customers with Legendary Customer Service.
Our resourceful and skilled team at All American Liberty Mortgage is eager to help you reach your dreams. We are locally owed and operated and are happy to assist you with your home financing needs. Give us a call and stop by and see our historic building and what terrific loan products we have to offer.
2426 N Merritt Creek Loop, Suite A, Coeur D Alene, ID, 83814
YES MORTGAGE is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
1875 N Lakewood Dr, Suite 102, Coeur D Alene, ID, 83814
At Lake City Mortgage, our mission is to set a high standard in the mortgage industry of Spokane. We are committed to quality customer service - putting the people in Washington and Idaho we serve first. Our goal is to carefully guide you through the real estate loan process, so that you can confidently select the best mortgage for you.
