FHA Vs. USDA loan program for Rumford, Oxford County, Maine

For 2025, the USDA loan limit in Rumford, Oxford county, ME is $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, and assess the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to help determine which program in fits best with your financial situation.

Options for USDA and FHA Loans in Rumford, ME

The goal of Lendersa® is to efficiently connect you with the best USDA or FHA loans available, without hassle. Choose one of three starting points to find the best lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in ME?

A USDA home loan, backed by the government through the Department of Agriculture, is also known as a USDA rural development loan or mortgage and is exclusively available in rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA loans do not require any down payment.

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(805) 637-0206 Lender's profile and map Reviews Coast Village Realty & Loan 1211 Coast Village Rd, Suite 12, Montecito, CA, 93108 Coast Village Reality and Loan provides assistance for real estate transaction and finance. We have decades of experience including almost three decades in Santa Barbara. Our cliental are entirely repeat and referral. We do not provide dual agency in real estate transactions. On rare occasion we will help parties.
(707) 259-5272 Lender's profile and map Reviews Mortgage Solutions, Inc 1775 Lincoln Avenue, Napa, CA, 94558 At Mortgage Solutions, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(707) 226-7550 Lender's profile and map Reviews Napa Valley Lending 5230 Country Lane, Napa, CA, 94558 Our company is based on the belief that our customers’ needs are of the utmost importance. Our entire team is committed to meeting those needs. As a result, a high percentage of our business is from repeat customers and referrals.We would welcome the opportunity to earn your trust & deliver you the best service in the industry, honestly, ethically.
(415) 516-9600 Lender's profile and map Reviews Icon Capital Group, Inc. 3449 Crestview Way, Napa, CA, 94558 Icon Capital has built its mortgage practice based on planning with the lowest cost loan strategy over time. Utilizing competitive rates and loan products that can easily be managed and interwove into your overall short and long term financial goals to maximize wealth creation, cash flow and cost.
(925) 577-3776 Lender's profile and map Reviews East Bay Lender 2300 First Street, Suite 216, Livermore, CA, 94550 Antonio Cordero is your East Bay Lender! As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, Antonio is ready, willing and able to help you find the mortgage product that is right for you. East Bay Lender is my brand as a mortgage lender here in the East Bay Area and beyond.
(916) 601-8572 Lender's profile and map Reviews LongShore Capital 411 South Street, Suite E, Livermore, CA, 94550 We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance.
(925) 305-8538 Lender's profile and map Reviews Accredited Brokers 4173 Cobblestone Dr, Concord, CA, 94521 As an expert in the area, I bring a wealth of knowledge and expertise about buying and selling real estate here. It's not the same everywhere, so you need someone you can trust for up-to-date information. My mission is to provide the most professional, informative, loyal, and dedicated service in the industry.
(925) 287-9697 Lender's profile and map Reviews Acurus Home Loans 862 Deer Spring Circle, Concord, CA, 94521 At Acurus Home Loans. We are a full-service mortgage company based in Concord, California. We specialize in senior communities, reverse mortgages, VA & manufactured homes throughout California. We serve our local communities in the greater San Francisco Bay Area as well as all of California where we can help you realize your dream of homeownership
(707) 759-5129 Lender's profile and map Reviews Network Independent Mortgage Brokers 1300 Oliver Road, Suite 140, Fairfield, CA, 94534 Network Independent Mortgage Brokers are a TRULY Independent Mortgage Brokers who shop all options to get you the BEST Deal so you dont have to take the time to do it yourself. We get the job DONE, we are here for any questions you have about the process. We do not take your trust in us for Grated, we step up to prove that we deserve that trust.
(925) 609-5000 Lender's profile and map Reviews Pacific Service Credit Union 3000 Clayton Road, Concord, CA, 94519 Pacific Service CU is a full-service financial institution serving anyone who lives, works, worships or attends school in Alameda, Contra Costa, Fresno, Marin, Napa, Placer, Sacramento, San Francisco, San Mateo, Santa Clara, Solano and Sonoma counties. Pacific Service CU has nearly 70, 000 members and over $1 billion in assets.
(925) 500-8083 Lender's profile and map Reviews Primary Real Estate Services 2818 Clayton Road, Concord, CA, 94519 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.