USDA and FHA Pro and Con in Paris, Oxford County, ME
For 2026, the USDA loan limit in Paris, Oxford county, ME is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare the best USDA vs. FHA rates today, assessing the required income, credit, reserves, and documents. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loan options side by side to determine which program in best suits your financial situation.
2026 Loan Limits and Down Payment Requirements in Paris, Oxford, ME
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Paris, ME
Lendersa® aims to quickly connect you with the best USDA or FHA loans without hassle. Choose from three starting points that match you with lenders and USDA loan programs.
The USDA home loan is a government-backed loan provided by the Department of Agriculture, also known as a USDA rural development loan or mortgage, available only in rural areas. Unlike FHA loans requiring a minimum of a 3.5% down payment, the USDA loan requires none at all.
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1030 Palm Coast Parkway, Suite 3, Palm Coast, FL, 32137
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