FHA Vs. USDA loan program for Paris, Oxford County, Maine

For 2025, the USDA loan limit in Paris, Oxford county, ME is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare the best USDA vs. FHA rates today, assessing the required income, credit, reserves, and documents. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loan options side by side to determine which program in best suits your financial situation.

USDA and FHA Loan Options in Paris, ME

Lendersa® aims to quickly connect you with the best USDA or FHA loans without hassle. Choose from three starting points that match you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in ME

The USDA home loan is a government-backed loan provided by the Department of Agriculture, also known as a USDA rural development loan or mortgage, available only in rural areas. Unlike FHA loans requiring a minimum of a 3.5% down payment, the USDA loan requires none at all.

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(814) 456-6231 Lender's profile and map Reviews Widget Financial 2154 East Lake Road, Erie, PA, 16511 Widget Financial are a We're a local not-for-profit credit union that is shared by more than 44, 000 members. Instead of stockholders found in traditional banks, our members both own and democratically control our financial cooperative. Our member-owners are the heart of our business
(814) 899-6608 Lender's profile and map Reviews Americo Federal Credit Union 4101 Main Street, Erie, PA, 16511 "AMERICO FEDERAL CREDIT UNION was formed when Erie County School Employees Federal Credit Union and American Sterilizer Federal Credit Union merged in 2003, changing our name to Americo Federal Credit Union. Erie County School Emp FCU and American Sterilizer FCU were each chartered in the early 1950’s. At that time, credit unions served"
(202) 806-6128 Lender's profile and map Reviews Howard University Employees Federal Credit Union 525 Bryant Street NW, Room C-102, Washington, DC, 20059 Howard University Employees Federal Credit Union was chartered in Washington, DC on October 11, 1935, the same year that the Federal Credit Union Act became law. Thanks to the courage and foresight of eleven charter members, our credit union was formed with the common bond to serve employees of Howard University and members of their families.
(814) 487-5714 Lender's profile and map Reviews C-B-W Schools Federal Credit Union 460 Locust Street, Sidman, PA, 15955 The C-B-W Schools Federal Credit Union is an independent financial cooperative chartered under federal law and operated for the benefit of its members, who share a common bond, and their families. Originally formed, in 1956, as a credit union for school employees, the board of directors has expanded the credit union’s.
(301) 683-2800 Lender's profile and map Reviews AFL-CIO Employees Federal Credit Union 555 New Jersey Avenue NW, Suite 100, Washington, DC, 20001 The mission of the AFL-CIO Employees Federal Credit Union is to be the primary financial institution for union members and their families, providing quality products and member service, consistent with the values of the labor movement As a credit union, we exist solely to serve the financial needs of our membership.
(202) 770-4466 Lender's profile and map Reviews 314 Capital 455 Massachusetts Avenue NW, Unit 328, Washington, DC, 20001 314 Capital We specialize in the direct origination of long and short term loans for residential and commercial investment properties. We're a alternative to Hard Money, which means our programs are designed as a lower cost option while helping the investor achieve their goals of building quality and sustainable housing across the nation
(301) 215-7310 Lender's profile and map Reviews WH Mortgage 6500 Rock Spring Drive, Suite 204, Bethesda, MD, 20817 Washington Home Mortgage is an independent mortgage broker company, long-established and highly-respected throughout the D.C./Maryland community for over 20 years. We work with a wide variety of lenders, allowing us to obtain the best possible rates and finanical outcomes for our clients.
(443) 528-9699 Lender's profile and map Reviews Infinity Capital Finance 10411 Motor City Dr, 7th Floor, Bethesda, MD, 20817 "Infinity Capital Finance is a direct private money lender that provides financing through loans secured by non-owner occupied residential real estate. With more than 30 years of combined experience, the partners of Infinity Capital Finance have organized operations around sound business practices, integrity, efficiency,"
(877) 784-5551 Lender's profile and map Reviews DC Credit Union 3059 Mount Pleasant Street NW, Washington, DC, 20009 DC Credit Union We're a community development financial institution, serving over 10, 000 member-owners' with affordable financial transactions and education. We have three branches: the Reeves Center, the Municipal branch, and the ACCESO branch. Check out our website for more details on locations, hours, and services
(202) 243-7100 Lender's profile and map Reviews City First Bank of D.C., National Association 1432 U Street NW, Washington, DC, 20009 We are proud of our expanded 75 year history with the merger with Broadway Federal Bank. Our founders in Los Angeles and Washington, DC were local leaders who saw a need in the community for a bank that addressed the lack of access to capital for historically excluded and disinvested urban majority minority communities.
(301) 899-0300 Lender's profile and map Reviews None Suffer Lack Federal Credit Union 4929 Allentown Road, Suitland, MD, 20746 The None Suffer Lack Federal Credit Union (NSLFCU) was established to minister to the financial needs of believers in the Body of Christ, and their family members. The credit union is a biblically based financial institution governed and operated by godly principles; thereby making it good ground to plant your financial seed.