USDA Vs. FHA Pro and Con comparison in Livermore-Falls, Androscoggin County, ME

For 2025, the USDA loan limits in Livermore-Falls, situated in Androscoggin county, ME, are set at $285,000. The FHA cap for a single-family house is $356,362.

The Lendersa® USDA loan calculator is a great tool for comparing today's top USDA versus FHA rates, helping you ascertain the required income, credit scores, reserves, and documentation to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, assisting in finding the best program for your financial needs in .

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2025 Loan Limits and Down Payment Needs in Livermore-Falls, Androscoggin, ME

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Loan Options for USDA and FHA in Livermore-Falls, ME

Lendersa® strives to provide the best USDA or FHA loan possible, swiftly and easily. Start with one of three options that link you to matching lenders and available USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in ME

The USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the U.S. Department of Agriculture and is accessible only in rural areas. Contrasting with FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • TruChoice Federal Credit Union
  • 272 Park Avenue, Portland, ME, 04104
  • TruChoice Federal Credit Union, a leading Maine Credit Union, offers competitive savings and loan rates and free online banking services to local members in 10 Maine counties. Credit Union, a leading Maine Credit Union, offers competitive savings and loan rates. we help you make the most of your money by taking the time to learn your story.
  • Maine Home Mortgage
  • 52 Center Street, Portland, ME, 04101
  • At Maine Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Select Realty Capital
  • 183 Middle Street, Suite 201, Portland, ME, 04101
  • Select Realty Capital offers financing options for all stages of real estate investment. Whether you are looking to start a new build project, fix and flip a house, or buy and hold rental properties - we have options to help with your investing needs. Our firm specializes in short term loans to real estate investors and developers.
  • Coast Line Credit Union
  • 333 Cottage Road, South Portland, ME, 04106
  • Coast Line Credit Union, originally chartered as Railroad Workers Credit Union of Maine, was organized in 1927 to serve the employees of the Maine Central Railroad Company and/or Portland Terminal Company. In 1996 the name of the credit union was changed to Coast Line Credit Union to reflect its expanded field of membership.
  • Maine Media Federal Credit Union
  • 295 Gannett Drive, South Portland, ME, 04106
  • Maine Media Federal Credit Union is committed to providing the highest level of financial service to our membership, a group comprised of media professionals and their family members. Maine Media Federal Credit Union sets itself apart from the rest with personal, friendly service - it's the foundation we're built on.
  • Town & Country Federal Credit Union Maine
  • 557 Main Street, South Portland, ME, 04106
  • At Town & Country Federal Credit Union, we pride ourselves on our superior products and outstanding member service. We consider our members to be our number one priority. If you have a suggestion, question or complaint, we hope you'll share it with us. Simply fill out the form below, and one of our associates will get back with you shortly
  • Residential Mortgage Services, Inc.
  • 24 Christopher Toppi Drive, South Portland, ME, 04106
  • Residential Mortgage Services inc. offers borrowers a full spectrum of integrated loan processing, underwriting and direct lending services – all under one roof. The result? Fast processing of residential mortgage applications, and a better overall experience for you! We offer conventional purchase and refinance home loans
  • Acadia Lending Group
  • 10 Donald B Dean Dr, Suite, Suite 2, South Portland, ME, 04106
  • Acadia Lending Group is the largest mortgage broker in the State of Maine offering industry leading technology, a variety of lending options, low-rate mortgages, and unparalleled customer service. We've become the mortgage experts the resident of Maine depend on for all their purchase and refinance needs.
  • HOME BASE MORTGAGE GROUP
  • 780 Broadway, Unit C, South Portland, ME, 04106
  • Founded in 2017, Home Base Mortgage Group has quickly grown into one of the top mortgage companies in the state. When Home Base Mortgage Group first started out, their passion for helping people drove them to open their own Mortgage Company to provide the best possible knowledge, experience and customer service to each borrower.
  • Northway Bank
  • 9 Main Street, Berlin, NH, 03570
  • Northway Bank, headquartered in Berlin, New Hampshire, and a wholly-owned subsidiary of Northway Financial, Inc., serves dozens of communities throughout New Hampshire with 16 full-service branches and two loan production offices located in Bedford and Portsmouth. Today, with assets over $900 million, Northway Bank is one of the largest independent
  • Maine Highlands Federal Credit Union
  • 73 Main Street, Dexter, ME, 04930
  • Maine Highlands Federal Credit Union is a proactive, member-owned cooperative whose purpose is to provide personal service & shared value, while maintaining its financial stability & integrity. Serving all of Piscataquis, Penobscot & Somerset counties, MHFCU is proud to offer members a variety of quality banking services.
  • Maine Mortgage Solutions LLC
  • 114 Holmes Rd, Scarborough, ME, 04074
  • Maine Mortgage Solutions LLC is your source for finding the right home financing option that suits your needs and budget. Whether you're a first-time homebuyer, bought and sold a hundred homes, or looking to invest we can help you. Mark Violette is the owner of Maine Mortgage Solutions LLC