USDA VS FHA in Livermore-Falls, Androscoggin County, ME
For 2026, the USDA loan limits in Livermore-Falls, situated in Androscoggin county, ME, are set at $285,000. The FHA cap for a single-family house is $356,362.
The Lendersa® USDA loan calculator is a great tool for comparing today's top USDA versus FHA rates, helping you ascertain the required income, credit scores, reserves, and documentation to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, assisting in finding the best program for your financial needs in .
2026 Loan Limits and Down Payment Needs in Livermore-Falls, Androscoggin, ME
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Loan Options for USDA and FHA in Livermore-Falls, ME
Lendersa® strives to provide the best USDA or FHA loan possible, swiftly and easily. Start with one of three options that link you to matching lenders and available USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the U.S. Department of Agriculture and is accessible only in rural areas. Contrasting with FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.
As a cooperative, not-for-profit financial institution, we are able to offer lower rates on loans, higher dividend rates on your accounts, fewer fees, and more flexible and personalized financial services to our members than our larger, for-profit competitors. That means more of your hard-earned money stays in your pocket, and in our community.
Our credit union is a not-for-profit, cooperative financial institution owned by its members. Business decisions at Winthrop Area FCU are driven by what is in the best interests of the membership. As a credit union founded to help under-served individuals, we continue to believe that access to financial services.
Monmouth Federal Credit Union, a branch of Great Falls Regional Federal Credit Union is a member owned credit union. We service members throughout Androscoggin County Monmouth, and Litchfield. We are continually working to bring new products & services to you, our members! We invest in our communities with a variety of events and fundraisers.
Franklin Savings Bank is a community bank with locations in the Western Maine foothills and a Business Center in Ellsworth. We offer full-service, 24-hour bank that has been meeting the financial needs of our communities since 1868. Find out why everyone loves to Bank with Frank!
Proudly serving our community with personalized, friendly service since 1957! We offer a wide variety of financial services to meet your needs. Our mission is to provide products and services that meet the needs of our members. In the fall of 1957, a group of people were called upon to create a credit union for the local parish.
Maine State Credit Union is devoted to improving our members' financial lives, not just the bottom line. From the CEO to the tellers in the lobby, we embrace this mission every day, in person, online, and over the phone. Membership means better service. That friendly greeting in the lobby is real.
At Trademark, we are committed to delivering excellent service, while providing professional financial guidance, education, and the right combination of products and services to help our Members and their families build and sustain financial security. We will seek continued growth – for the benefit of our Members.
KV Federal Credit Union is a member owned financial institution, that is based on building relationships one member at a time through a professional, courteous and genuine approach. We pride ourselves on providing outstanding quality financial products, services and technology while maintaining a financially sound institution.
Connected Credit Union shares profits with members as they are owners/share holders of a financial cooperative. Originally chartered in 1967 as the Maine Teachers Association Credit Union – to serve Educators throughout Maine; changing its name to Maine Education Credit Union in the mid 90’s.
