USDA Vs. FHA your options comparison in Sanford, York County, ME
In 2025, the USDA loan ceiling in Sanford, York county, ME is $370,700, whereas the FHA cap for a single-family house is $506,000.
Use the Lendersa® USDA calculator to see how today's USDA rates stack up against the FHA's, and to find out what income, credit, reserves, and documents are necessary to qualify. Our advanced mortgage tool juxtaposes USDA, FHA, Conforming, and VA loans, aiding you in choosing the best package in for your financial landscape.
Check 2025 loan limits and down payments in Sanford, York county, ME
Loan Type
Loan Limit
Down Payment
USDA
$370,700
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Sanford, ME
Lendersa® strives to deliver the ideal USDA or FHA loan quickly and easily. Choose from three gateways correlating you with lenders and USDA loan schemes.
The USDA loan is a government-guaranteed mortgage by the Department of Agriculture, known as the USDA rural development loan or simply USDA mortgage, meant for rural areas only. Unlike FHA loans which demand a minimum 3.5% down payment, the USDA mortgage requires zero down payment.
Since our inception on October 4th 1913, Teutopolis State Bank has been a fixture on Main Street in Teutopolis, Illinois. Over the years, we have helped local businesses, individuals, and families develop, grow, and sustain prosperity through our wide range of financial services.
First National Bank and Trust Company provides generations of customers with personalized banking experiences at every opportunity. Through lifelong learning, exceptional service and the use of technology; we offer our community secure banking options with profitable growth. Member FDIC.
Dewitt Savings Bank is a community bank, which provides residential mortgage loans & auto loans. We pride ourselves on customer service. Our loan officers can help you through the loan process. We have two branches located in Clinton Illinois & Moweaqua Illinois. We seek to provide high quality customer service for our depositors & loan customers.
Embassy National Bank provides expert business and personal banking services to the local community. With a focus on small business lending and banking, Embassy National Bank works to help growing businesses find the capital they need to continue to expand and thrive. With decades of combined experience, the team at Embassy National Bank supplies b
1505 Lakes Parkway, Suite 100, Lawrenceville, GA, 30043
Peach State Federal Credit Union serves more than 60, 000 members in Georgia and South Carolina. In 2012, the Board of Directors voted to change the credit union's name to Peach State Credit Union to better reflect our membership base. Peach State offers membership to the employees of our sponsor Boards of Education and many select employee groups.
1130 River Overlook Court, Lawrenceville, GA, 30043
GHL Financing Experience was birthed from years of collaboration with Consumers, Top Real Estate Professionals, & Service Focused Mortgage Lending Consultants to Deliver Best in Class Loan Products, Service, & Wealth Building Tools. GHL lifetime clients & partners receive FREE quarterly in-person and online LIVE training to help build wealth.
2047 Lawrenceville-Suwanee Rd Ste E, Suwanee, GA, 30024
Shore Up Financial Services was created for investors by investors and, as such, we understand the challenges faced and lending needs of investors. We structure financing for investors who appreciate a high level of service with direct answers, solid communication, and a confidence in that if it can be done, it will get done! "You work the miracle
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