USDA Vs. FHA your options comparison in Sanford, York County, ME
In 2025, the USDA loan ceiling in Sanford, York county, ME is $370,700, whereas the FHA cap for a single-family house is $506,000.
Use the Lendersa® USDA calculator to see how today's USDA rates stack up against the FHA's, and to find out what income, credit, reserves, and documents are necessary to qualify. Our advanced mortgage tool juxtaposes USDA, FHA, Conforming, and VA loans, aiding you in choosing the best package in for your financial landscape.
Check 2025 loan limits and down payments in Sanford, York county, ME
Loan Type
Loan Limit
Down Payment
USDA
$370,700
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Sanford, ME
Lendersa® strives to deliver the ideal USDA or FHA loan quickly and easily. Choose from three gateways correlating you with lenders and USDA loan schemes.
The USDA loan is a government-guaranteed mortgage by the Department of Agriculture, known as the USDA rural development loan or simply USDA mortgage, meant for rural areas only. Unlike FHA loans which demand a minimum 3.5% down payment, the USDA mortgage requires zero down payment.
Tri County Area FCU is a full-service financial institution offering a broad range of benefits & friendly, convenient service right here in our community. We have been serving our community for over 70 years! Unlike traditional banks, we don’t have stockholders. So when you join the Credit Union, you become an owner of our credit union
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Loaning 100% of purchase & 100% of rehab on 1-4 unit properties (including mixed-use props) in 18 states for 650+ FICO borrowers (even inexperienced). When the property is purchased via a wholesaler, we Lend 100% of the wholesaler assignment fee as long as the A to B contract price and the assignment fee doesn't exceed the AS IS value. Also lending
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1062 Lancaster Ave, Suite 15C, Rosemont, PA, 19010
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United Savings Bank's first seeds were planted on May 29th, 1912 when the Southwestern Businessman's Building & Loan Association opened its doors in South Philadelphia. Eleven years later, on August 17th, 1923, it would become Albert Lawrence Building & Loan Association with its home office at 21st & Wharton.
