FHA Vs. USDA loan program for Lyman, York County, Maine

In 2026, the USDA loan limit in Lyman, York county, ME is set at $370,700. In contrast, for a single-family home, the FHA limit amounts to $506,000.

Utilize the Lendersa® USDA loan calculator to compare today's USDA against FHA best rates. Assess the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you determine which program in suits your financial situation best.

USDA and FHA Loan Options in Lyman, ME

Lendersa® aims to offer you the best possible USDA or FHA loans promptly and with ease. Select one of three starting points to match with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in ME

A USDA home loan is backed by the government through the Department of Agriculture, also called a USDA rural development loan or mortgage, and is available exclusively in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.

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(207) 247-2200 Lender's profile and map Ossipee Lake Mortgage Solutions 414 Sokokis Trail, East Waterboro, ME, 04030 Lends in Maine Ossipee Lake Mortgage can assist you from start to finish in the process of buying your new home. We will Pre-Approve you so that you can search for your new home with confidence. Your Real Estate Agent also knows you are qualified and ready to go. This is a step ahead of other buyers in the competition to make an offer.
(207) 324-2285 Lender's profile and map Partners Bank 900 Main St, Sanford, ME, 04073 Lends in Maine Partners Bank, formerly SIS Bank, was founded in 1933 and is headquartered in Sanford, Maine, with additional branch locations in Springvale, South Sanford, Limerick, Buxton, Waterboro, Wells and York, Maine, as well as Portsmouth and Rye, New Hampshire. Partners Bank, formerly SIS Bank, completed a rebrand in July 2019
(207) 985-4808 Lender's profile and map Big Horizon Mortgage Corporation 37 Western Avenue, Suite 308, Kennebunk, ME, 04043 Lends in Maine Big Horizon mortgage professionals deliver the market’s best programs and competitive rates from trusted institutions. Customers benefit from a wide variety of offerings. Independent relationships with leading national and local lending institutions allow Big Horizon to tailor solutions to individual needs.
(207) 571-5626 Lender's profile and map Biddeford Savings 65 Portland Rd, Kennebunk, ME, 04043 Lends in Maine On July 22, 1867, Biddeford Savings received its initial bank charter by an act of the Maine Legislature. From those earliest days we have focused on a few simple ideals — treating our customers like family and developing a deep and meaningful relationship with our local community and neighbors
(207) 571-3500 Lender's profile and map Atlantic Federal Credit Union 75 Boulder Way, Biddeford, ME, 04005 Lends in Maine Atlantic Federal Credit Union serves Southern Maine in Biddeford, Brunswick, Cumberland, Freeport, Sanford, Saco, Topsham, and York. With Atlantic Kasasa Free Checking, along with great Auto Loan and Mortgage rates Atlantic believes that better rates can lead to a better future and a better life.
(207) 282-6169 Lender's profile and map Saco Valley Credit Union 312 Main Street, Saco, ME, 04072 Lends in Maine Saco Valley is a not-for-profit, member-owned financial cooperative. Our mission is to provide quality financial services to our members in a personal, friendly and efficient manner, while maintaining financial stability. As a democratic member-owned financial institution, we exist to serve our members.
(207) 284-4591 Lender's profile and map Saco & Biddeford Savings Inst 50 Industrial Park Rd, Saco, ME, 04072 Lends in Maine Saco & Biddeford Savings is a mutual savings bank with the commitment to offer its customers the best rates and lowest fees possible. Maine’s Oldest Bank has maintained an incredible record of support to the communities in its service area and beyond. Saco & Biddeford Savings actively assists many local clubs, groups, and non-profit organizations
(207) 571-8034 Lender's profile and map Harbor View Lending 439 Main St, Suite 101, Saco, ME, 04072 Lends in Maine Our mission statement is rather simple: Offer competitive rates and close loans as quickly as possible. We specialize in residential lending and work with over 20 different banks and mortgage companies. As a result, we are able to shop each lender for the lowest rates and best programs available.
(207) 283-0843 Lender's profile and map JDS Mortgages of Maine LLC 18 Pepperell Square, Saco, ME, 04072 Lends in Maine J.D. Stewart Financial is your local, one-stop, financial planning service agency. Finances can be complex. We believe the proficiency an individual needs is best provided by an independent agent --someone with the integrity and professionalism to take the time to learn about your specific needs