In 2025, the USDA loan limit in Lyman, York county, ME is set at $370,700. In contrast, for a single-family home, the FHA limit amounts to $506,000.
Utilize the Lendersa® USDA loan calculator to compare today's USDA against FHA best rates. Assess the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you determine which program in suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Lyman, York, ME
Loan Type
Loan Limit
Down Payment
USDA
$370,700
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Lyman, ME
Lendersa® aims to offer you the best possible USDA or FHA loans promptly and with ease. Select one of three starting points to match with lenders and explore USDA loan programs.
A USDA home loan is backed by the government through the Department of Agriculture, also called a USDA rural development loan or mortgage, and is available exclusively in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.
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