FHA Vs. USDA loan program for Lyman, York County, Maine

In 2026, the USDA loan limit in Lyman, York county, ME is set at $370,700. In contrast, for a single-family home, the FHA limit amounts to $506,000.

Utilize the Lendersa® USDA loan calculator to compare today's USDA against FHA best rates. Assess the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you determine which program in suits your financial situation best.

USDA and FHA Loan Options in Lyman, ME

Lendersa® aims to offer you the best possible USDA or FHA loans promptly and with ease. Select one of three starting points to match with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in ME

A USDA home loan is backed by the government through the Department of Agriculture, also called a USDA rural development loan or mortgage, and is available exclusively in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.

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(888) 854-1222 Lender's profile and map Reviews Spruill Global Funding LLC 6263 Poplar Avenue, Suite 201, Memphis, TN, 38119 Spruill Global Funding LLC is dedicated to help business owners find the right loan products for commercial finance, refinancing your existing real estate, purchases, equipment purchasing, merchant cash advances and we offer an array of other products. We service the local Memphis, Cordova, Collierville areas.
(901) 504-4663 Lender's profile and map Reviews Local Mortgage Inc. 5350 Poplar Ave, Suite 850, Memphis, TN, 38119 We started Local Mortgage to bring something different to the mortgage market. For a while now, customers have had to choose between low rates with technology driven companies, generally sacrificing on service or getting typically higher rates from local loan officers that sometimes offer a higher level of service than their online counterparts.
(901) 761-9700 Lender's profile and map Reviews Eagle Mortgage And Funding 6260 Poplar Ave, Memphis, TN, 38119 We are a Lender, not a Broker. All loan decisions and fundings are handled by our in-house staff. By cutting out the middle person, most of the time known as a broker, you get better rates, faster answers, and lower closing costs. We encourage and empower our loan officers to issue “same day” approvals;
(320) 257-0223 Lender's profile and map Reviews ONE Mortgage LLC 101 2nd street NW, Avon, MN, 56310 At One Mortgage LLC, our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(515) 962-1400 Lender's profile and map Reviews Peoples Savings Bank 400 East Iowa Avenue, Indianola, IA, 50125 Peoples Bank is an independently-owned bank based in Indianola, Iowa, serving communities throughout Warren, Marion and Wayne Counties. Our customers choose us because we put their needs first. We answer the phone when you call and return that call within one business day. Our lenders live and work in our communities
(515) 416-4640 Lender's profile and map Reviews Sam Yoder Mortgage Team 2500 W 2nd Ave, Suite 4, Indianola, IA, 50125 Journey Mortgage was created to bridge the gap between high end technology and “keeping it local”. We think everyone deserves the opportunity to use the technology that is available at the large lenders and still provide the local presence. We want you to be a friend and customer for life! Let us help you and your family along your journey!
(662) 327-9450 Lender's profile and map Reviews Triangle Federal Credit Union 2330 Highway 45 North, Columbus, MS, 39705 Triangle Federal Credit Union was chartered in 1959 under the name of Columbus Air Force Base Federal Credit Union to serve the active and retired military personnel of CAFB. More than 60 years later, our home office remains on CAFB where we proudly continue serving those who serve.
(334) 335-3346 Lender's profile and map Reviews First Citizens Bank. 100 West Third St, Luverne, AL, 36049 In 1979, a group of local businessmen founded First Citizens Bank with one purpose in mind: to provide a healthy banking environment for local businesses and individuals. The doors first opened on July 8, 1980, operating under a local management and conservative governing philosophy.
(901) 844-0400 Lender's profile and map Reviews i-bank Tennessee 5050 Poplar Ave, Memphis, TN, 38157 At i-bank. A bank that is independent minded and not afraid to do things a little differently. A bank focused on customer service and the unique needs of each individual who banks with us. A bank that genuinely cares for our customers and strives to help each of them reach their goals and their own financial independence.
(515) 432-6200 Lender's profile and map Reviews Boone Bank & Trust Co. 716 8th St, Boone, IA, 50036 Boone Bank & Trust Co. is owned by Ames National Corporation (ANC) and is the largest locally owned bank in Boone County. The bank first began in 1883 making us one of the oldest banks within the ANC organization. In 1883 the bank was organized under the name of Boone County Bank. The bank operated until 1911 when it was sold.
(352) 669-2121 Lender's profile and map Reviews United Southern Bank 750 North Central Avenue, Umatilla, FL, 32784 Originally chartered in 1937 as Umatilla State Bank by a group of Umatilla citizens and citrus growers, USB served mainly the greater Umatilla community in its early days as branch banking was not allowed in Florida until the late ‘70s. When branch banking was authorized by the State of Florida