For 2026, the USDA loan limit in Alfred located within the county of York, ME, is $370,700, whereas for a single-family home, the FHA limit is $506,000.
Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today. It aids in assessing the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to determine the best option for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $370,700 | 0% |
| FHA | $506,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The main goal of Lendersa® is to quickly secure the best USDA or FHA loans without complications for you. Start with one of the three options that guide you to matching lenders and USDA loan offerings.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available only in rural areas. Contrary to FHA loans which require a minimum down payment of 3.5%, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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