USDA VS FHA in Lebanon, York County, ME

In 2026, within Lebanon in York county, ME, the USDA loan maximum is set at $370,700. Meanwhile, the FHA limit for a single-family house is $506,000.

Try Lendersa®'s USDA loan calculator to compare today's best USDA and FHA rates. Determine the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the most suitable program in for your particular financial needs.

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Loan Limits and Downpayment Requirements for 2026 in Lebanon, York, ME

Loan Type Loan Limit Down Payment
USDA $370,700 0%
FHA $506,000 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Lebanon, ME

The mission of Lendersa® is to facilitate rapid access to the best possible USDA or FHA loans with minimal hassle. Choose from three different starting points for finding lenders and USDA loan programs that match your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in ME

A USDA home loan is guaranteed by the government via the Department of Agriculture, also known as a USDA rural development loan or mortgage, and it's only available in rural areas. Unlike FHA loans which require at least a 3.5% down payment, the USDA loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Lebanon Lenders

  • Kennebunk Savings
  • 2 School Street, Berwick, ME, 03901
  • Lends in Maine
  • At Kennebunk Savings, we believe that the better we get to know you, the more useful we can be. That’s why we encourage all our customers to bring us their questions, no matter how big, small, or unique. When we know what your goals are and what financial challenges you may face, we can help you.

  • Partners Bank
  • 900 Main St, Sanford, ME, 04073
  • Lends in Maine
  • Partners Bank, formerly SIS Bank, was founded in 1933 and is headquartered in Sanford, Maine, with additional branch locations in Springvale, South Sanford, Limerick, Buxton, Waterboro, Wells and York, Maine, as well as Portsmouth and Rye, New Hampshire. Partners Bank, formerly SIS Bank, completed a rebrand in July 2019

  • Ossipee Lake Mortgage Solutions
  • 414 Sokokis Trail, East Waterboro, ME, 04030
  • Lends in Maine
  • Ossipee Lake Mortgage can assist you from start to finish in the process of buying your new home. We will Pre-Approve you so that you can search for your new home with confidence. Your Real Estate Agent also knows you are qualified and ready to go. This is a step ahead of other buyers in the competition to make an offer.

  • Big Horizon Mortgage Corporation
  • 37 Western Avenue, Suite 308, Kennebunk, ME, 04043
  • Lends in Maine
  • Big Horizon mortgage professionals deliver the market’s best programs and competitive rates from trusted institutions. Customers benefit from a wide variety of offerings. Independent relationships with leading national and local lending institutions allow Big Horizon to tailor solutions to individual needs.

  • Biddeford Savings
  • 65 Portland Rd, Kennebunk, ME, 04043
  • Lends in Maine
  • On July 22, 1867, Biddeford Savings received its initial bank charter by an act of the Maine Legislature. From those earliest days we have focused on a few simple ideals — treating our customers like family and developing a deep and meaningful relationship with our local community and neighbors