USDA VS FHA in Standish, Cumberland County, ME

In the year 2025, the loan limits for USDA in Standish, situated in Cumberland county, ME, are set at $370,700. Meanwhile, for a single-family dwelling, the FHA cap stands at $506,000.

Utilize the Lendersa® USDA loan calculator to evaluate the most advantageous current rates between USDA and FHA loans. Discover the necessary income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator compares USDA, FHA, Conforming, and VA loans side-by-side, assisting you in selecting the optimal financial program in for your needs.

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Loan Caps and Down Payment Requirements for 2025 in Standish, located in Cumberland County, ME

Type of Loan Loan Limit Down Payment Required
USDA $370,700 0%
FHA $506,000 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Standish, ME

Lendersa® aims to swiftly and effortlessly secure the best possible USDA or FHA loan for you. Choose from three initiation paths that align with lenders and the available USDA loan options.

Lendersa USDA loan requests and matching results

Understanding USDA Loans in ME

USDA home loans, also referred to as USDA rural development loans or USDA mortgages, are guaranteed by the government Department of Agriculture. They are specifically available in rural localities. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Georgetown University Alumni & Student Federal Credit Union
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  • 2130 N Glebe Rd, Arlington, VA, 22207
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