USDA Loan Vs. FHA loan pro & con Sidney, Kennebec County, ME

In 2025, the USDA loan limit in Sidney, situated in Kennebec, ME reaches $336,500. For single-family homes, the FHA limit is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare the most competitive current USDA versus FHA rates as well as assess the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program in for your financial requirements.

Exploring USDA and FHA Loan Options in Sidney, ME

The objective of Lendersa® is to efficiently connect you with the ideal USDA or FHA loans, swiftly and hassle-free. Start with one of three paths to discover matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in ME?

A USDA home loan, secured by the government through the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA loan requires none.

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(440) 357-2560 Lender's profile and map Reviews LCE FCU 77 N St Clair Street, Painesville, OH, 44077 L.C.E. Federal Credit Union was chartered in July of 1960 as a not-for-profit organization in Painesville, Ohio. It was established to serve the employees of Lake County and their immediate family members. The credit union originally had one employee and served less than one hundred members.
(440) 352-4732 Lender's profile and map Reviews Lake County Educational Federal Credit Union 1595 Mentor Avenue, Painesville, OH, 44077 Lake County Educational Federal Credit Union full-service financial cooperative, proudly serving the Lake County and North Olmsted education communities and select group partners within the Greater Cleveland region. Since 1955, our specialized structure has been maintained to help our local education community prosper.
(440) 347-3891 Lender's profile and map Reviews L.E.O. Credit Union 155 Freedom Road, Painesville, OH, 44077 "The L.E.O. Credit Union was formed in 1985 as a non-profit, cooperative business, owned and controlled by its members. Members/owners of L.E.O. share the common bond of Lubrizol Employees of Ohio, other selected groups, and their relatives as stated in our charter. The L.E.O. Credit Union was founded primarily as a savings and lending institutio
(757) 220-9592 Lender's profile and map Reviews Lenders Funding, LLC 4715 Westhampton, Williamsburg, VA, 23188 "Lenders Funding provides the assurance you need to grow or take on larger clients. As you increase your own source of funds, you can retire our participation, maximizing your ability to earn. Since formation, we have worked with over 150 lenders and factors and have supplied several hundred million dollars in funding."
(804) 569-1829 Lender's profile and map Reviews D & D Mortgage Corporation 8275 Holly Ridge Rd, Mechanicsville, VA, 23116 D & D Mortgage Corporation was founded in 1998 with its' owner, Keith E. Durgin, having over 20 years Mortgage Banking experience.The Company specializes in all aspects of Purchase and Refinance Mortgage loans for Primary Residences, Second Homes, Vacation Homes and Investment Properties.
(804) 420-9819 Lender's profile and map Reviews Brightleaf Mortgage LLC 8678 Oakham Drive, Mechanicsville, VA, 23116 Brightleaf Mortgage, we take a consultative approach to the home loan process by customizing each transaction to help our customers achieve their home financial goals. Any loan officer can get you a loan. Our mission is to get you the right loan for your Richmond, Virginia home.Integrity is the cornerstone of Brightleaf Mortgage.
(804) 505-3007 Lender's profile and map Reviews 1st Call Mortgage LLC 8339 Wetherden Drive, Mechanicsville, VA, 23111 1st Call Mortgage LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(800) 225-1620 Lender's profile and map Reviews Hancock County Savings Bank 351 Carolina Avenue, Chester, WV, 26034 The state-chartered Hancock County Building and Loan Association was founded on December 31, 1899; and it granted its first mortgage loan in the amount of $1, 000 in 1900. In 1934, the company obtained its federal banking charter and then converted to a federal mutual bank charter in 1991.
(540) 896-8941 Lender's profile and map Reviews F&M Bank PO Box 1111, Timberville, VA, 22853 F&M Bank and its employees dedicate thousands of hours and dollars to the community and local economy. F&M Bank’s corporate philanthropy exceeds $300, 000 annually while our team dedicates their time to civic and nonprofit involvement in the markets where they live, work and play.
(412) 882-9306 Lender's profile and map Reviews B.I. Federal Credit Union 554 Joffre Cherry Valley Road, Burgettstown, PA, 15021 Brunot Island Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the B.I. Federal Credit Union will continue a sound yet progressive asset management strategy
(724) 225-2400 Lender's profile and map Reviews Community Bank 2111 North Franklin Dr, Suite 200, Washington, PA, 15301 For more than 119 years, Community Bank has been personally involved in our community. Business owners, nonprofit groups, government agencies, school administrators and individual personal account holders aren't just our customers; they're our friends and neighbors. By taking the time to get to know you,
(800) 830-3078 Lender's profile and map Reviews Washington Area FCU 75 Landings Drive, Washington, PA, 15301 In June of 1959, a group of school employees met to consider the formation of a credit union for their co-workers in the greater Washington, PA area. From this original group of 10, each contributing $5.25, the Washington Area Teachers Federal Credit Union was chartered. By the end of 1959 the credit union had grown to 52 active members.