FHA Vs. USDA loan program for Sidney, Kennebec County, Maine

In 2025, the USDA loan limit in Sidney, situated in Kennebec, ME reaches $336,500. For single-family homes, the FHA limit is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare the most competitive current USDA versus FHA rates as well as assess the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program in for your financial requirements.

Exploring USDA and FHA Loan Options in Sidney, ME

The objective of Lendersa® is to efficiently connect you with the ideal USDA or FHA loans, swiftly and hassle-free. Start with one of three paths to discover matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in ME?

A USDA home loan, secured by the government through the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA loan requires none.

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(207) 835-9087 Lender's profile and map Reviews Maine Mortgage Broker 352 Warren Ave, Suite 6, Portland, ME, 04103 Maine has a lot of mortgage lenders, and I know you have options in your home loan shopping process. I can provide a level of customer service and home loan options that most traditional loan officers or even your bank can not make available. Competitive Maine mortgage rates, personal attention, a variety of mortgage loan options.
(207) 712-0402 Lender's profile and map Reviews Maine Association of Mortgage Professionals PO Box 1571, Bangor, ME, 04402 The Maine Association of Mortgage Professionals (MAMP), founded in 1958, is the state's oldest association representing the real estate finance industry. The Maine Association of Mortgage Professionals (MAMP) is an association of professionals from banks, credit unions, independent mortgage firms
(207) 772-0808 Lender's profile and map Reviews TruChoice Federal Credit Union 272 Park Avenue, Portland, ME, 04104 TruChoice Federal Credit Union, a leading Maine Credit Union, offers competitive savings and loan rates and free online banking services to local members in 10 Maine counties. Credit Union, a leading Maine Credit Union, offers competitive savings and loan rates. we help you make the most of your money by taking the time to learn your story.
(207) 947-0374 Lender's profile and map Reviews Bangor Federal Credit Union 339 Hogan Road, Bangor, ME, 04401 The mission of Bangor Federal Credit Union is to deliver the best financial experience to our members. Membership with Bangor Federal Credit Union is open to anyone who lives, works, worships, or attends school in and businesses and other legal entities located in Penobscot, Hancock, and Waldo counties of Maine.
(207) 973-3500 Lender's profile and map Reviews Maine Stream Finance 262 Harlow St, Bangor, ME, 04401 We are twenty-years old! As a wholly-owned subsidiary of Penquis, MaineStream Finance is a non-profit organization dedicated to economic development by providing credit, capital, and financial services that are often unavailable from traditional financial institutions. Since 1999,
(207) 848-7500 Lender's profile and map Reviews Mainely Mortgages 53 Croghan Rd, Bangor, ME, 04401 Mainely Mortgages We specialize in the following types of business: Purchase Loans Refinance Debt Consolidation Real Estate. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one
(207) 871-1001 Lender's profile and map Reviews Maine Home Mortgage 52 Center Street, Portland, ME, 04101 At Maine Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(207) 835-7011 Lender's profile and map Reviews Select Realty Capital 183 Middle Street, Suite 201, Portland, ME, 04101 Select Realty Capital offers financing options for all stages of real estate investment. Whether you are looking to start a new build project, fix and flip a house, or buy and hold rental properties - we have options to help with your investing needs. Our firm specializes in short term loans to real estate investors and developers.
(207) 570-5051 Lender's profile and map Reviews The Hive Mortgage Solutions 386 North Main Street, Brewer, ME, 04412 The Hive Mortgage Solutions Team is your premier mortgage team located in Brewer, Maine. The Hive Mortgage Solutions offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Brewer area. Whether you are first time home buyer.
(207) 854-6000 Lender's profile and map Reviews Infinity Credit Union 202 Larrabee Road, Westbrook, ME, 04092 We believe that together, we can make your dream Real. For 100 years, serving our communities, building relationships, & welcoming new members has been at the heart of what we do. We believe kind words and good works are currencies whose value never diminishes. We are passionate about learning your story and committed to doing what’s best for you.
(207) 854-0740 Lender's profile and map Reviews Stone Coast Mortgage 367 Main St, Westbrook, ME, 04092 "We are committed to providing the highest level of customer service to make your transaction as smooth as possible. For over 20 years, we have been serving our community with the best in mortgage lending. Located in Westrook, Maine, Stone Coast Mortgage has been serving clients for 20+ years. Stone Coast Mortgage offers a multitude of residen
(207) 839-4450 Lender's profile and map Reviews Gorham Savings Bank 64 Main St, Gorham, ME, 04038 We are a community bank focused on doing what’s best for our customers -- whether it’s providing a new service that works for more people, or taking the time to ask what more we can do to help. We offer every convenience for banking off-site or on-line, but never, ever compromise on personal attention.