USDA Vs. FHA your options comparison in Sidney, Kennebec County, ME

In 2025, USDA loan limit in Sidney, county of Kennebec, ME is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Sidney, county of Kennebec, ME

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Sidney, ME

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Maine?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Genesis Capital
  • 21650 Oxnard Street, Suite 1700, Sherman Oaks, CA, 91403
  • Genesis Capital is the leading loan provider for the nation’s top professional developers of residential, multifamily and mixed-use real estate. Our diversified product line and sharp, swift execution enables us to cater to a broad range of investors and developers, across multiple types of projects.
  • Patch of Land
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  • Helvetica Group
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  • Helvetica is an investor-oriented organization of valued employees who work hard to become a trusted part of the lives of the families and investors in which we service. We are focused on meeting the real estate investment, planning and servicing needs of our investors in a way that is innovative, personal and professional.
  • MTMG
  • 707 Commons Drive, Suite 103, Sacramento, CA, 95825
  • As an experienced mortgage professional, I have the knowledge and expertise to empower you as you explore your options. Ensuring that you make the right choice for your unique situation is my ultimate goal. I hope you'll browse my website and various available loan programs, check out my decision-making tools and calculators
  • Reliant Lending
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  • Headquartered in Sacramento, The Chris Kennedy Team represents all individuals/families that are in the market for buying, selling, or ReFinancing their home. We offer many loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer programs for medical physicians
  • Complete Mortgage
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  • THE HOME AND COMMERCIAL LOAN COMPANY, INC.
  • 555 University Avenue, Suite 210, Sacramento, CA, 95825
  • At Home and Commercial Loan Company. We are a full-service mortgage company, serving both the home and commercial sides of lending. We are a nationwide lender that can service loans throughout the fifty states. In terms of Purchase Loan programs, We offer a wide range of refinancing options,
  • New Way Mortgage, Inc.
  • 1111 Howe Avenue, Suite 510, Sacramento, CA, 95825
  • Our mission is Fast, Easy and Affordable so we built a company using fresh technology, we over communicate and we’re nice. We’ve partnered with the nation’s Top Wholesale Mortgage Lenders to deliver the best rates, service and technology available. New Way Mortgage, Inc. is a Real Estate Broker licensed by the California Dept of Real Estate.
  • PMG Home Loans
  • 1010 Hurley Way, Suite 110, Sacramento, CA, 95825
  • PMG Home Loans has been committed to helping homebuyers and homeowners throughout California get the highest quality home loans, with the fastest possible approvals and delivery times. We understand clients’ needs when it comes to financing, whether it’s a first-time homebuyer, a homeowner looking to renovate after settling into a career.
  • Liberty Financial
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  • CAPITAL CITY LENDING
  • 2335 American River Drive, Suite 40, Sacramento, CA, 95825
  • Capital City Lending is partnered with some of the top lenders in the country. The company prides itself on its commitment to provide exceptional customer service and competitive financing solutions from experienced mortgage professionals. Our goal is to make sure that every client receives a thorough evaluation
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  • 1860 Howe Avenue Suite 100, Sacramento, CA, 95825
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