In the year 2025, the USDA loan cap for Augusta in Kennebec County, ME, stands at $336,500. In contrast, the FHA loan cap is $472,030 for a single-family residence.
Leverage the Lendersa® USDA loan calculator to assess current USDA and FHA optimum rates. This tool helps to determine the income, credit standing, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the right program in
Evaluate offers from 100 lending institutions
| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to secure the most advantageous USDA or FHA loan for you speedily and without stress. Select from three introductory pathways to connect with lenders and align with USDA loan schemes.
A USDA home loan is a finance option backed by the U.S. Department of Agriculture, alternatively known as a USDA rural development loan or USDA mortgage, applicable exclusively to rural communities. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA mortgage financing demands no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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