USDA Vs. FHA your options comparison in Gaylord, Otsego County, MI
In 2025, the USDA loan cap for Gaylord, in Otsego county, MI, is $336,500, whereas the FHA cap for a single-family home is $472,030.
Use Lendersa®'s USDA loan calculator to explore today's top rates between USDA and FHA loans. Determine the necessary income, credit, reserves, and documents required to qualify. Our modern mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side-by-side, making it easier to decide which option in suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Gaylord, Otsego, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Gaylord, MI
Lendersa® aims to provide the most advantageous USDA or FHA loans quickly and easily. Choose one of three paths to connect with suitable lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and only available in rural areas. In contrast to FHA loans that need at least a 3.5% down payment, USDA loans require none at all.
9112 Alt A1a, Suite 209, West Palm Beach, FL, 33403
Intrepid Lending Solutions Inc. will tailor your loan to meet your specific financial situation. We provide a number of services to address your need for an affordable mortgage such as: addressing your credit challenges, recommending Home Buyers Education Courses, provide Mortgage Readiness Planning, Assess and Pre-approve you for a mortgage Loan
600 Sandtree Drive, Suite 204 Palm Beach, West Palm Beach, FL, 33403
Rhino Funding Inc. mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Santa Fe Mortgage focuses on giving our customers personalized service while also providing rates that are comparable to or better than those offered by the big banks. Owner Lance Armer has dedicated himself to the mortgage industry – and could not imagine doing anything else. His story reflects the story of Santa Fe Mortgage.
Our mission is to find you the best mortgage product to fit your needs, secure it at the best rate possible, and guide you through the loan process with personalized service.
Our expertise-with more than 45 collective years of professional experience-allows us to provide you with personalized
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Del Norte Credit Union (DNCU) is a member-owned, not-for-profit financial institution which embraces the culture and community traditions of New Mexico. Our mission is improving lives by providing our customers with unparalleled, sound, and unbiased financial advice. Not only is DNCU an active advocate of financial literacy
If the idea of mortgages intimidates you, you've come to the right place. Mortgages don't have to be a maze of financial garble. Anasazi Mortgage can make your experience an AMAZING one. Buying the home of your dreams, or if you're refinancing, is a process, but Ginger Sullivan of Anasazi Mortgage will work with you step-by-step.
8695 College Parkway, Suite 100, Fort Myers, FL, 33919
At FineMark National Bank & Trust, we want to help you be in the best position possible to reach your financial goals. We believe that takes getting to know you, your values & challenges. Our professionals understand that every individual & every situation is unique. Through a proactive approach, we work with you to create a comprehensive strategy.
1412 Royal Palm Square Blvd., Suite 105, Fort Myers, FL, 33919
D&V Home Mortgage is a locally owned and operated mortgage company specializing in fast processing and friendly service! D&V Home Mortgage, Inc. is a mortgage broker business with its home office based in Fort Myers, FL. The company offers residential loan services to individuals interested in purchasing a new home or refinancing an existing loan.
