In 2026, the USDA loan limit in Buchanan, Berrien County, MI, is set at $336,500, while the FHA limit for a single-family house is $472,030.
Leverage the Lendersa® USDA loan calculator to examine the current top rates between USDA versus FHA loans. Determine the required income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, helping you select the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim at Lendersa® is to secure the best possible USDA or FHA loan quickly and effortlessly. Begin with one of three options to connect with matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture and often called a USDA rural development loan or mortgage. It is accessible only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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