USDA and FHA Pro and Con in Buchanan, Berrien County, MI

In 2025, USDA loan limit in Buchanan, county of Berrien, MI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Buchanan, county of Berrien, MI

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Buchanan, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Down Payment Assistance Programs
  • 15707 East Imperial Highway, Suite A, La Mirada, CA, 90638
  • We can help you with most of today’s most popular mortgage products such as FHA Loans for Purchase FHA streamline Refi Conventional Purchases with 5% down or more LPMI (Lender Paid MI) conventional purchase or Refi VA Loans Reverse Mortgage (Senior home-owners 62 and over) Fannie Mae HARP Refi
  • Avenue Mortgage, Inc
  • 14241 Firestone Blvd, Suite 110, La Mirada, CA, 90638
  • Avenue Mortgage is a full service mortgage brokerage with offices in California and Oregon. In business since 1999, Avenue Mortgage has helped thousands of families achieve the dream of home ownership. With over $1 billion in funding's, Avenue Mortgage has loan programs available for borrower's with a variety of credit backgrounds.
  • California Agribusiness CU
  • 6281 Beach Blvd, Suite 87, Buena Park, CA, 90621
  • CalAgCU has a tradition of expanding its field of Membership and services to companies that wish to provide additional Benefits to their Valued employees and their families. Our Members have always and will continue to receive PERSONAL and FRIENDLY service. Members are treated as owners of the credit union, rather than a number.
  • Compass Lending Group
  • 6301 Beach Boulevard, Suite 350, Buena Park, CA, 90621
  • "Compass Lending Group founder of the Steve helped me through the entire process and never missed a beat. He was patient and thoroughly explained the process to me despite all of my questions. and also Compass, we emphasize that an informed client can make the best decisions. Our staff work on keeping up to date with every aspect of the industry.
  • Premier Finance Group Inc
  • 6056 Beach Boulevard, Buena Park, CA, 90621
  • Premier Finance Group Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • South East Mortgage Co
  • 6281 Beach Boulevard, Suite 117, Buena Park, CA, 90621
  • Our loan officers know what they’re doing. They know the underwriting guidelines behind them for just about every loan available & compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline the processing of your loan with the most liberal credit decisions.
  • Cornerstone Company
  • 8552 Deepdale Ave, Buena Park, CA, 90621
  • Cornerstone Company headed by George Krajacic is a trusted name in Los Angeles, Orange County, Riverside, San Bernardino and San Diego for flexible, reliable and fast hard money loans. Founded ten years ago, today Cornerstone Company is known for its dedicated service, consistent performance and diversified approach in hard money lending.
  • Showcase Investments, Inc.
  • PO Box 279, La Canada Flintridge, CA, 91012
  • Showcase Investments, Inc. is a California direct lender, helping borrowers when their bank says “no” or is just too slow. We are licensed to secure our loans by only California real property, with most of our loans being secured by either non-owner occupied or owner-occupied residential properties. Although there are situations.
  • Brookdale Home Loans
  • 10834 Whittier Boulevard, Suite 103, Whittier, CA, 90606
  • Mike Medina Real Estate and Mortgage Broker. 15 years experience with 450+ homes sold.Providing service in residential, commercial, investment & development properties.Real Estate Broker with CA Properties and Realty. Mortgage Broker with Brookdale Home Loans.We streamline the process of closing a loan, with most loans funding in under 21 days.