In 2026, the USDA loan limit in Buchanan, Berrien County, MI, is set at $336,500, while the FHA limit for a single-family house is $472,030.
Leverage the Lendersa® USDA loan calculator to examine the current top rates between USDA versus FHA loans. Determine the required income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, helping you select the best program for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Buchanan, Berrien County, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Buchanan, MI
The aim at Lendersa® is to secure the best possible USDA or FHA loan quickly and effortlessly. Begin with one of three options to connect with matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture and often called a USDA rural development loan or mortgage. It is accessible only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment.
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Mortgage City, Inc. has been in business since 1999. In the last 10 years, we have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state is a proud member of the Chamber of Commerce and Local Lenders Association of Kokomo.
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206 1/2 West State Street, Suite 202, Geneva, IL, 60134
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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Direct Mortgage Investors, Inc has always been forward-thinking, with creative financing options for those with challenges. With partnerships with over 200 banks and Investors, we create a frictionless process to bring in the new era of mortgage loan pathway, which many of our competitors call our process unique and seamless.
