USDA Loan Vs. FHA loan for Berrien-Springs, MI [ best of 2023]

In 2025, USDA loan limit in Berrien-Springs, county of Berrien, MI is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Berrien-Springs, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

714 264 4660 1802 miles Lender's profile and map Reviews Bridge Loan Financial 500 Newport Center Drive, Suite 570, Newport Beach, CA, 92660 Bridge Loan Financial, Inc. is a private mortgage lender with the financial resources to fund loans up to $10 million on residential and commercial properties throughout California. As a direct portfolio lender, we have the capability to close loans fast without the stringent credit requirements of commercial banks.
(818) 957-0101 1802 miles Lender's profile and map Reviews Discovery Realty and Finance 2331 Honolulu Avenue, Suite E, Montrose, CA, 91020 Discovery Realty and Finance 25 years of experience in Southern California Real Estate we work extensively to help our clients meet their Real Estate & Financing goals. Our mission is to set a high standard in the Real Estate & Mortgage industry. We are committed to provide you with impeccable service putting the people we serve first.
(626) 296-9000 1802 miles Lender's profile and map Reviews Source One Finance, Inc. 2441 Honolulu Avenue, Suite 142, Montrose, CA, 91020 Source One Finance is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
(559) 897-0968 1802 miles Lender's profile and map Reviews New Era Services, Inc 1340 Sierra Street, Suite 300, Kingsburg, CA, 93631 New Era Services Inc. We are a full-service mortgage company based in Kingsburg, CA. We specialize in FHA loans, VA loans, and USDA loans in Kingsburg. We also serve the surrounding cities in Fresno County. Whether you are buying a home or Refinancing in the zip code of 93631, we can help you realize your dream of homeownership or save you money.
(559) 419-9277 1802 miles Lender's profile and map Reviews Gold Standard Mortgage 937 Sierra Street, Kingsburg, CA, 93631 "Gold Standard Mortgage is a family founded business with the vision of delivering THE DREAM of homeownership to local families. We wanted to bring the “old fashion” customer service back to the mortgage industry. Relying on our core values and service to develop relationships to bring a professional and personal experience to Home Buyers"
(323) 530-0303 1802 miles Lender's profile and map Reviews Prestamo Mortgage Corp 609 1/2 Whittier Blvd, Montebello, CA, 90640 Prestamo Mortgage Corp is fully licensed for FHA, FANNIE MAE, FREDDIE MAC AND PRIVATE/HARD MONEY mortgages. Prestamo Mortgage Corp offers: Prime, Alt-A, Non-QM and Asset based mortgage options. The company’s founders have overs 20 years of combined experience in the Mortgage and Real Estate industries.
(800) 835-3400 1802 miles Lender's profile and map Reviews Camino Federal Credit Union 520 N Taylor Ave, Montebello, CA, 90640 Camino Federal Credit Union has been caring for the financial needs of our community. Originally named Montebello Schools Federal Credit Union, our history began with service to employees of the Montebello Unified School District. Today, we are proud to serve members from every industry, background, and age group.
(323) 278-9940 1802 miles Lender's profile and map Reviews HL Home Loans 3327 West Beverly Boulevard, Montebello, CA, 90640 HL Home Loans offers multiple programs to help home buyers obtain the financing they need. Specializing in FHA loans and VA loans, we are sure to find you the best California mortgage rate available for your specific situation. We offer low to no down payment options and flexible repayment terms such as fixed rate mortgages
(818) 957-4432 1802 miles Lender's profile and map Reviews Signature Lenders 3959 Foothill Blvd, Suite 200, La Crescenta, CA, 91214 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(818) 606-5759 1802 miles Lender's profile and map Reviews Mass Mortgage 2626 Foothill Boulevard, Suite 204, La Crescenta, CA, 91214 Mass Mortgage grew from humble beginnings as an independent broker located in the heart of La Crescenta, California. With two locations in Southern California, we pride ourselves on being knowledgeable, courteous and honest. We believe in working hard for our customers to get them exactly what they need.
(818) 653-0663 1802 miles Lender's profile and map Reviews Par3 Lending Inc. 2629 Foothill Boulevard, Unit 296, La Crescenta, CA, 91214 "Par3 Lending, Inc Our #1 goal is client satisfaction. While we always aim and attain the lowest rates at the lowest costs, client satisfaction is our top priority We specialize in purchase & refinance loans for: all residential properties (1-4 units) all purposes (primary, vacation, investment"