FHA Vs. USDA loan program for Berrien-Springs, Berrien County, Michigan

In 2025, USDA loan limit in Berrien-Springs, county of Berrien, MI is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Berrien-Springs, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(248) 440-5888 Lender's profile and map Reviews Great Lakes Mortgage Brokers LLC 18877 West 10 Mile Road, Suite 250, Southfield, MI, 48075 Great Lakes Mortgage Brokers LLC, located in Southfield, MI, and Boca Raton, FL is a leading provider of financial services. We specialize in helping businesses and individuals reach their financial goals by providing a wide range of lending & insurance options.We use our more than 20 years of experience to provide clients with financial services.
(248) 302-0880 Lender's profile and map Reviews Block Mortgage LLC 19483 W 10 Mile, Southfield, MI, 48075 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(248) 208-3900 Lender's profile and map Reviews John Adams Mortgage 25800 Northwestern Hwy, Suite 110, Southfield, MI, 48075 John Adams Mortgage is a Michigan based, full service mortgage lender. As a lender, we originate, process, underwrite, close and insure our own loans. Our strength and knowledge of the mortgage industry has allowed us to successfully weather the vast changes over the past few years.
(313) 389-2300 Lender's profile and map Reviews Lincoln Park Community Credit Union 1400 Emmons Boulevard, Lincoln Park, MI, 48146 Lincoln Park Community Credit Union is proud to celebrate 80 years helping our members be the heroes of their financial lives. Our story starts with you. We’re a small credit union with a big story and we want to help you with yours. We started in the janitor’s closet of a school
(217) 684-2600 Lender's profile and map Reviews Philo Exchange Bank 102 W Washington St, Philo, IL, 61864 Philo Exchange Bank's history spans six generations of customers across East Central Illinois. Started in 1883 by Dr. Calvin Ebeneezer Parker, the bank was purchased by Elisha Hazen, a local grain and implement dealer in 1899. The bank took over Philo State Bank in 1933. Nathan Rice succeeded the Hazen family leadership in 1952.
(309) 433-3408 Lender's profile and map Reviews NCEFCU 100 East Phoenix Avenue, Normal, IL, 61761 Our mission is to provide a sound financial foundation for our member-owners by providing the best products and caring professionalism to meet their needs now and in the future and we offers a wide variety of loans. You made need a personal loan for car repairs, to pay taxes, medical expenses or take a vacation.
(309) 451-8400 Lender's profile and map Reviews Illinois State Credit Union 1309 S. Center Street, Normal, IL, 61761 Illinois State Credit Union was founded in 1960 to serve employees of Illinois State University. We now serve more than 12, 000 of your closest friends and neighbors who live or work in McLean, Logan, DeWitt, Livingston, Stephenson, Winnebago, or LaSalle County. We are federally insured.
3134884888 Lender's profile and map Reviews Sonic Loans 13624 Michigan Ave, Dearborn, MI 48126, Dearborn, MI, 48126 Sonic Loans is dedicated to streamlining the whole process for your convenience. e. We can assist you in purchasing or refinancing a house because of our many years of industry knowledge. Keep in mind that we provide a variety of mortgage services, including 15-year mortgages, 30-year mortgages, cash-out refinances, FHA loans, and Jumbo loans, amon
(313) 581-2002 Lender's profile and map Reviews MemberFocus Community Credit Union 6246 Chase Road, Dearborn, MI, 48126 Founded in 1935, MemberFocus has a long history of serving members of the Dearborn and surrounding communities. Year after year, our products and services expand and improve; our enthusiasm for member service grows; our commitment to financial excellence holds true.and also providing banking services including savings, loans.
(313) 336-2700 Lender's profile and map Reviews DFCU Financial 400 Town Center Dr, Dearborn, MI, 48126 DFCU Financial is one of Michigan’s largest credit unions with more than $5.4 billion in assets & currently operates full-service branches in Detroit, Ann Arbor, Grand Rapids & Lansing. We’re proud to be an award-winning workplace named a “Top 100 Workplace” by the Detroit Free Press & one of the “101 Best and Brightest Companies.
(313) 996-5336 Lender's profile and map Reviews INFINITI ONE CORP 290 Town Center Dr, Suite 420J, Dearborn, MI, 48126 "Premier One Group Inc is a real estate brokerage that specializes in commercial, residential sales and property management. Infiniti One Corp is a mortgage brokerage that offers real estate financing and is an affiliate company. Both have over 25 years of service in the real estate industry."