USDA Loan Vs. FHA loan for Niles, MI [Berrien County ]

In 2025, USDA loan limit in Niles, county of Berrien, MI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Niles, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(630) 369-7227 Lender's profile and map Reviews CIBM Bank 1811 Centre Point Drive, Suite 123, Naperville, IL, 60563 full-service banking offices you'll find a full array of Personal and Business banking services and products to help you create the life you want and to help your business continue to be successful. We work hard to be your partner and we understand that this means listening and responding to the unique needs of you.
(630) 305-9207 Lender's profile and map Reviews Prosperity Co 1730 Park Street, Suite 200A, Naperville, IL, 60563 "Prosperity Co. is a Massachusetts Foreign Corporation filed On August 13, 2021. The company's File Number is listed as 001526020. The Registered Agent on file for this company is Yang Liu and is located at 75 Tyler Rd, Weston, MA 02493. The company's principal address is 1730 Park St, Suite 200a, Naperville, IL 60563."
(630) 561-8008 Lender's profile and map Reviews Top Performers Financial Services Inc 1300 Iroquois Avenue, Suite 275, Naperville, IL, 60563 Top Performers Financial Services, Inc is committed to helping you find the right mortgage product for your needs. We understand that every mortgage company is different, and we offer a variety of products to meet your individual requirements. Our staff can provide a personable experience for your unique and individual situation.
(630) 717-3600 Lender's profile and map Reviews Professional Mortgage Solutions Inc 1776 Legacy Circle, Naperville, IL, 60563 Our mortgage team members give you the personal attention you deserve and treat you with the respect due a valued customer. You are making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So here's our commitment to you: we will help you qualify, apply and be approved for the ideal mortgage loan for you
(815) 429-3337 Lender's profile and map Reviews Iroquois Farmers State Bank 111 W Lincoln St, Iroquois, IL, 60945 Iroquois Farmers State Bank (IFSB) opened in 1919 with capital and surplus of $25,000 and assets of $400,000. The bank was formed by local residents of Donovan, Iroquois, Sheldon, and Watseka, Illinois. IFSB was established to fulfill the needs of the local communities, a tradition that continues today.During the Great Depression.
(517) 787-2220 Lender's profile and map Reviews South Central Credit Union 958 W Monroe Street, Jackson, MI, 49202 South Central Credit Union was organized as Tri-County State Employees Credit Union on June 16, 1954. At that time it was housed in the accounting department of the prison. In 1986 the name was changed to South Central State Employees Credit Union, when Tri-County merged with Sparton Employees Credit Union.
(517) 787-2220 Lender's profile and map Reviews TRUE Community Credit Union 1100 Clinton Road, Jackson, MI, 49202 At TRUE to our members, TRUE to our communities, and TRUE to our team. All are invited to join TRUE Community, and we proudly serve anyone who lives, learns, works, or worships across the State of Michigan. We work hard to create and protect an inclusive environment where differences are celebrated
(616) 527-3900 Lender's profile and map Reviews Michigan One Community Credit Union 510 S Dexter Street, Ionia, MI, 48846 Moments after walking into one of our lobbies you’ll see there’s something different about M1. Our employees greet you with gratitude, eager to serve you as our member and financial partner. This people-first way of doing business is something you might not expect from a financial institution, but it’s just the norm here.
(844) 878-3722 Lender's profile and map Reviews Perfect Alliance Capital 2815 Forbs Ave, Suite 107, Hoffman Estates, IL, 60192 Perfect Alliance Capital The world of commercial finance offers company decision makers a wide range of targeted solutions intended to support every type of business operation. Determining which of these many business loans and other financing solutions is the right fit for any situation requires insight, industry experience, and knowledge of each
(630) 400-3413 Lender's profile and map Reviews Acclaim Mortgage Corp. 2815 Forbs Ave, Suite 107-59, Hoffman Estates, IL, 60192 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(888) 769-3796 Lender's profile and map Reviews Johnson Financial Group: Tammy Klemmer 555 Main Street, Racine, WI, 53403 The Johnson Financial Group family is proud to offer a comprehensive suite of banking, wealth and insurance services. Johnson Financial Group provides: • full line of banking services including wealth, mortgage, leasing, consumer and commercial banking through over 30 locations in Wisconsin and Minnesota. • management services for individ