USDA Loan Vs. FHA loan pro & con for Niles, Berrien County, MI

In 2025, USDA loan limit in Niles, county of Berrien, MI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Niles, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 696-8830 1808 miles Lender's profile and map Reviews North Coast Credit Union WA 1100 Dupont Street, Bellingham, WA, 98225 We've been devoted to our members since 1939. Treat each other with respect, understanding, consideration and dignity. We will create a rewarding and positive working environment where all can fulfill their potential and enjoy coming to work. Deliver compassionate, knowledgeable and personal service that helps members achieve their dreams.
(360) 734-2043 1808 miles Lender's profile and map Reviews Industrial Credit Union 1100 North State Street, Bellingham, WA, 98225 Industrial Credit Union has been a part of Whatcom County for 80 years. With over $307 million in assets and nearly 35, 000 members we’re invested in our community and Industrial members know our employees as friends and neighbors. As a credit union and as individuals we’re constantly growing, learning and improving.
(360) 631-7999 1808 miles Lender's profile and map Reviews Advisory Lending Group 119 N Commercial St, Suite 240, Bellingham, WA, 98225 Advisory Lending Group, we are driven to meet the mortgage needs of our community.Whether you are purchasing your first home, investment property or building your dream home, Carla Lee and Advisory Lending Group will empower you with confidence with our knowledge, convenience & solid expertise from initial application through and beyond the closing
(360) 676-1168 1808 miles Lender's profile and map Reviews WECU 600 E Holly St, Bellingham, WA, 98225 WECU, we strive to make a meaningful difference in the lives of our members. That’s why we commit our people, capital, and ideas to help our members, and the communities we serve, grow. Taking care of our members means taking care of our people first. That’s why we strive to be an employer of choice by offering market-leading pay.
8182819171 1808 miles Lender's profile and map Reviews KAM Financial & Realty, Inc. 509 E Lexington Drive, Glendale, CA, 91206 My 40 years of Mortgage experience combined with fast and hassle-free processing lets me extend to my customers the kind of expertise and service they deserve. I can literally pre-qualify any potential borrower over the phone in five (5) minutes or less. This includes, if necessary, a pre-qualifier credit report and thorough property evaluatio
(818) 246-7241 1808 miles Lender's profile and map Reviews California Adventist Federal Credit Union 1441 E. Chevy Chase Drive, Glendale, CA, 91206 California Adventist Federal Credit Union (CAFCU) was organized in 1952 as the first Seventh-day Adventist Credit Union in the country. Its charter allows us to serve Adventist Church members and the employees of any and all Adventist Church or Church Member owned business of all sizes and types.
(818) 548-3976 1808 miles Lender's profile and map Reviews Glendale Federal Credit Union 500 E. Wilson Ave, Glendale, CA, 91206 Since 1951, Glendale Federal Credit Union has been helping the public service employees of Glendale reach their goals by providing quality financial products and convenient services that meet their needs as members. Glendale FCU was founded on the credit union philosophy of “people helping people,
(323) 702-6300 1808 miles Lender's profile and map Reviews Nova Finance 1288 North Verdugo Road, Suite A, Glendale, CA, 91206 Nova Finance is a full service real estate firm that specializes in all areas of real estate thanks to our incredible team of professionals. Nova Finance accomplishes everything from financing conventional loans, private money, niche and bridge loans to residential and commercial sales. Each member of our team specializes in specific markets.
(818) 317-8300 1808 miles Lender's profile and map Reviews Green World Financial Services 1461 East Chevy Chase Drive, Suite 101, Glendale, CA, 91206 Green World Realty puts your needs and budget first to help you get the perfect house. With a background in finance and twelve years of owning his own brokerage, he knows the real estate process like the back of his hand. Plus, having been born and raised in Glendale, Haik understands the best of what the area
(206) 755-6636 1808 miles Lender's profile and map Reviews BAINBRIDGE LENDING GROUP, LLC 345 Knechtel Way NE Suite 200, Bainbridge Island, WA, 98110 BLG gives you access to multiple lenders and dozens of loan programs allowing us to help find you a great rate and terms that meet your needs.Most importantly, we fully prequalify you so when you make an offer, local REALTORS will place more trust in an approval letter from us because they know we deliver.
(503) 661-5580 1808 miles Lender's profile and map Reviews Stonebridge Mortgage Group Inc. 3384 SW Miller Dr, Gresham, OR, 97080 Stonebridge Mortgage Group can help you with your Reverse Mortgage or Real Estate Loan. When you’re in need of a Mortgage Broker or Loan Officer Stonebridge Mortgage Group has you covered. David H Steinbrugge, Independent Mortgage Broker, and I’m here to help you navigate the decision process.