In 2026, the USDA loan limit in Benton-Heights, within Berrien County, MI is set at $285,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to assess and contrast today's leading USDA and FHA rates. Determine the needed income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Benton-Heights, Berrien County, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Benton-Heights, MI
Lendersa® is devoted to helping you obtain the ideal USDA or FHA loan swiftly and seamlessly. Choose one of the three starting points that lead to matching lenders and suitable USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and commonly called a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA loan requires none.
United was founded in 1949 by people just like you who believed in the values of the community and who believed in service to one another. We’ve been serving Members ever since, growing into who we are today with the knowledge that strength in numbers brings opportunities and prosperity to all of us.
Our team remains true to our member promise: Providing Solutions for Your Financial Success. Just one look through our website and you’ll see that Honor Credit Union offers a full range of products and services, market-leading rates and various ways for you to access your money, easily and dependably.
We provide services to persons living or working in Wayne, LaGrange, Silver Creek, Pokagon, Penn, Volinia, Marcellus, Decatur and Paw Paw townships in Cass and Van Buren counties, as well as members of their family by blood or marriage. Once a Member always a Member.The Board of Directors is made up of seven members.
The board of directors, officers & employees of the First State Bank strive to provide the Decatur community & the surrounding area with quality financial services.The bank intends to accomplish this objective by focusing on the community’s expectations.The bank’s operations, products & services are designed to meet or exceed customer expectations.
Circle Federal Credit Union works everyday to make a difference in the lives of our members. With a "Centered Around You" philosophy, we advocate for the financial well-being of our members, enrichment of the communities we service, and to inspire and provide solutions to allow our members to have a smarter, simpler
Country Heritage has been serving the rural community since 1932. Founded as Buchanan Farmers Credit Union to meet the needs of Agri-Business, the Credit Union moved to it's new building in 1993. At the same time the name was changed to Country Heritage Credit Union to reflect it's expanded role in the community.
The G.W. Jones Exchange Bank will strive to continue as a profitable and competitive banking organization while maintaining and increasing its net worth. It will have as a general goal to engage in activities that will create new service, retain customers, and be sensitive and responsive to individual customer needs.
