USDA and FHA Pro and Con in Benton-Heights, Berrien County, MI
In 2026, the USDA loan limit in Benton-Heights, within Berrien County, MI is set at $285,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to assess and contrast today's leading USDA and FHA rates. Determine the needed income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Benton-Heights, Berrien County, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Benton-Heights, MI
Lendersa® is devoted to helping you obtain the ideal USDA or FHA loan swiftly and seamlessly. Choose one of the three starting points that lead to matching lenders and suitable USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and commonly called a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA loan requires none.
Post Office Employees Federal Credit Union has been serving the financial needs of members in the Ark-La-Tex area since 1931. Our current membership stands at just over 4,000 active members with more than $36 million in assets. POE FCU to provide its membership with quality, convenient, and confidential financial services at competitive rates.
First Priority Credit Union is a Massachusetts state-chartered credit union that began providing banking products and services to members in 1924. FPCU membership originally included United States Postal Employees, retirees and their family, but over the years has grown to include those that live or work in Suffolk and Essex Counties
Jackson County Teachers Credit Union is a financial co-operative that exists for the benefit of its members & offers the most needed financial services at the most reasonable rates & terms possible to maintain the credit union's long term financial stability. The board & staff pledge to treat members equally with respect to their financial needs.
Farm Credit of Northwest Florida is part of the national Farm Credit System which was created in 1916 to provide a reliable source of credit for the nation’s farmers and ranchers. Today, the System provides more than one-third of the credit needed by those who live and work in rural America.
Franklin County was named for philosopher and statesmen Benjamin Franklin and was one of the original counties of the state of Mississippi. In 1809, seven years prior to Mississippi’s admission into the Union as a state, the county was organized in the Mississippi Territory. A large part of the western portion of the county
We promise to provide exceptional customer service, competitive rates and a fast response. We have established relationships with lenders throughout the country and are able to get your loans financed quick. Boston Realty Funding is committed to providing a solution to your real estate financing needs.
1370 Dorchester Ave, Suite 24, Dorchester, MA, 02122
We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Apex Capital is a private investment firm specializing in real estate secured credit investments throughout the Northeast United States We provide our real estate investor clients with bridge financing to purchase, refinance, construct, or renovate their residential and commercial investment properties when traditional lenders.
