In 2026, the USDA loan limit in Benton-Heights, within Berrien County, MI is set at $285,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to assess and contrast today's leading USDA and FHA rates. Determine the needed income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Benton-Heights, Berrien County, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Benton-Heights, MI
Lendersa® is devoted to helping you obtain the ideal USDA or FHA loan swiftly and seamlessly. Choose one of the three starting points that lead to matching lenders and suitable USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and commonly called a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA loan requires none.
Capitol National Bank strives to become the community bank of choice in the markets we serve by offering customer solutions that result in long-term customer relationships, & enhanced shareholder value. Capitol National Bank opened its doors in downtown Lansing in 1982. Our mission was to serve the financial needs of small and mid size businesses.
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The credit union was founded in 1936 as Joliet Wireco Credit Union. Over the years, we have developed and have merged with other credit unions to unite as one strong credit union. As of today, New Century FCU has grown to be a credit union providing services to over 4,500 members and totaling assets of more than $50 million dollars.
Aeroquip Credit Union is a full service credit union and a not-for-profit financial cooperative, which means we help our members save money
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American 1 began as the Jackson Co-Op Federal Credit Union, a service provided to members of the Jackson Co-Op, and was founded in 1950. The Jackson Co-Op Credit Union was originally located at the local United Rubber Workers Hall 185 on a part-time basis, featuring 47 members, three full-time employees in its first year.
301 West Michigan Avenue, Suite 4-501, Jackson, MI, 49201
At Flagstar, we believe in the Human Interest Rate. It’s not the interest rate other banks talk about, but we do. We have genuine interest in helping our customers achieve their financial goals and bringing solutions within reach. While you’re here, please reach out to us any time.
4003 Plainfield Naperville Rd, Suite 207, Naperville, IL, 60564
Our mission is simple, find our clients the best possible mortgage options available on the market. Our experienced team is trained to have you pre-approved quickly, meaning minutes not days. Our goal is to evaluate your current situation while having you approved in 30 minutes or less.
4003 Plainfield Naperville Rd., Naperville, IL, 60564
Thank you for visiting us today. Smart Mortgage Centers was founded in 1997 by Richard Birk. Our mission is simple, find our clients the best possible mortgage options available on the market. Our experienced team is trained to have you pre-approved quickly, meaning minutes not days.
