USDA VS FHA in Benton-Heights, Berrien County, MI

In 2025, the USDA loan limit in Benton-Heights, within Berrien County, MI is set at $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to assess and contrast today's leading USDA and FHA rates. Determine the needed income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Benton-Heights, Berrien County, MI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Benton-Heights, MI

Lendersa® is devoted to helping you obtain the ideal USDA or FHA loan swiftly and seamlessly. Choose one of the three starting points that lead to matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

The USDA home loan, backed by the Department of Agriculture and commonly called a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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