USDA and FHA Pro and Con in Burton, Genesee County, MI

In the year 2026, the USDA loan limit for Burton, found in Genesee county, MI, is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best rates available today for USDA and FHA loans, and assess the income, credit profile, reserves, and documents needed to qualify. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your specific financial needs.

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Understanding 2026 Loan Limits and Downpayment Requirements in Burton, Genesee, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Burton, MI

Lendersa® aims to help you secure the best USDA or FHA loan quickly and without hassle. Choose one of three starting points to match with compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Exploring What is a USDA Loan in MI?

A USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is designated for rural areas exclusively. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans require no down payment, providing a significant financial benefit.

Enter your location to find out if it qualifies for USDA rural housing loan?



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