USDA and FHA Pro and Con in Burton, Genesee County, MI

In the year 2026, the USDA loan limit for Burton, found in Genesee county, MI, is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best rates available today for USDA and FHA loans, and assess the income, credit profile, reserves, and documents needed to qualify. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your specific financial needs.

Browse loan offers from 100 lenders

Understanding 2026 Loan Limits and Downpayment Requirements in Burton, Genesee, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Burton, MI

Lendersa® aims to help you secure the best USDA or FHA loan quickly and without hassle. Choose one of three starting points to match with compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Exploring What is a USDA Loan in MI?

A USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is designated for rural areas exclusively. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans require no down payment, providing a significant financial benefit.

Enter your location to find out if it qualifies for USDA rural housing loan?



Burton Lenders

  • ELGA Credit Union
  • 2305 S. Center Rd., Burton, MI, 48519
  • Lends in Michigan
  • We are a not-for-profit cooperative; formed, owned and operated for a single purpose: members helping members. We have a proud tradition of service to our members since 1951. ELGA Credit Union had a humble beginning, helping Consumers Energy employees that were paid below the average of other industrial workers in the 1940’s and 50’s.

  • Security Credit Union
  • PO Box 5255, Grand Blanc, MI, 48480
  • Lends in Michigan
  • Security Credit Union signed its organizational charter on July 29, 1949. A group of Buick employees started the Credit Union with $40 in shares. The original intent of organizing the Credit Union was to "encourage and promote thrift and to provide loans for any prudent or productive purpose at a reasonable rate of interest.

  • Financial Plus Credit Union
  • PO Box 7006, Flint, MI, 48507
  • Lends in Michigan
  • Financial Plus Credit Union Facebook Page where you will find the most recent information and news about the Credit Union. It is our goal to provide the public with the most recent happening at the Credit Union and our participation in the community and We do not allow solicitations or advertisements.

  • icon mortgage
  • 5141 Gateway Center Dr, Suite 200, Flint, MI, 48507
  • Lends in Michigan
  • Icon Mortgage opened for business in 2004 in Flint, Michigan. The owner has two decades of experience in the mortgage business. We love helping people in this community understand their loan options and make smart decisions about home loans and refinancing. We're a locally owned company that cares deeply about the Grand Blanc Township.

  • Kline Mortgage and Lending LLC
  • 4290 Old Carriage Rd, Flint, MI, 48507
  • Lends in Michigan
  • Kline Mortgage & Lending LLC is changing lives one loan at a time by offering competitive rates and extensive loan program options for our customers. As company president David Kline, have been servicing Genesee, Oakland, Shiawasee, and Livingston counties with their mortgage needs for 15 years.

  • Epic Mortgage Group
  • 12750 S Saginaw St, Suite 102, Grand Blanc, MI, 48439
  • Lends in Michigan
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • MD Mortgage Inc
  • 6436 E Maple Ave, Grand Blanc, MI, 48439
  • Lends in Michigan
  • We keep you informed and return all emails and calls promptly so that you never have to wonder what is going on with your loan. Count on us to be there with you and to help you navigate the entire mortgage process. We'll help you cut through the red tape and avoid the common mistakes people make.

  • Dort Financial Credit Union
  • 9048 Holly Rd, Grand Blanc, MI, 48439
  • Lends in Michigan
  • Dort Financial Credit Union is a not-for-profit financial cooperative whose mission is to open doors to our members by providing quality financial services. Each member owns one share of the cooperative, represented by the initial deposit made to a primary savings account. Dort Financial Credit Union values communication with our members.

  • Grand Oak Mortgage
  • 5225 E Cook Rd, Grand Blanc, MI, 48439
  • Lends in Michigan
  • Grand Oak Mortgage Company is privately owned. We specialize in Mortgage Residential Lending. We are a licensed Mortgage Broker in the State of Michigan. We assist borrower's looking to refinance their current home or purchase a new home.Grand Oak Mortgage specializes in finding the perfect loan program to fit the individual needs of our borrowers.