USDA Vs. FHA Pro and Con comparison in Beecher, Genesee County, MI
In the year 2026, the USDA loan ceiling in Beecher, within Genesee county, MI is $336,500. In contrast, the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the premier USDA and FHA rates currently available. Determine the income, credit, and reserves plus documentation required to qualify. By using our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options side-by-side, enabling a clear decision on which program in best fits your financial scenario.
Loan limits and downpayment details for 2026 in Beecher, Genesee, MI
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Examining USDA and FHA loan opportunities in Beecher, MI
At Lendersa®, our mission is to secure you the finest USDA or FHA loan swiftly and smoothly. Start with one of three methods designed to connect you with compatible lenders and tailor your USDA loan solution.
The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered specifically in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment at all.
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