USDA Vs. FHA your options comparison in Beecher, Genesee County, MI

In the year 2025, the USDA loan ceiling in Beecher, within Genesee county, MI is $336,500. In contrast, the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the premier USDA and FHA rates currently available. Determine the income, credit, and reserves plus documentation required to qualify. By using our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options side-by-side, enabling a clear decision on which program in best fits your financial scenario.

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Loan limits and downpayment details for 2025 in Beecher, Genesee, MI

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Examining USDA and FHA loan opportunities in Beecher, MI

At Lendersa®, our mission is to secure you the finest USDA or FHA loan swiftly and smoothly. Start with one of three methods designed to connect you with compatible lenders and tailor your USDA loan solution.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered specifically in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Bank of New England remains committed to providing the business community with a standard of service second to none. As the regional economy continues to recover we seek to add quality loans; improve our capital levels; and address new opportunities. We look forward to meeting the deposit
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  • The Omni Mortgage Company is a locally owned and operated mortgage brokerage agency with the in-depth mortgage industry knowledge and expertise necessary to provide financing solutions that best meet your specific needs. We have a wide range of conventional and government FHA & VA mortgage products.
  • New England Regional Mortgage
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  • New England Regional Mortgage Corporation
  • 90 Stiles Rd, Suite 201, Salem, NH, 03079
  • At New England Regional Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the lowest rate program. Call us at (800) 220 0959 x 150 for Dan Gennarelli NMLS 26970.
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  • Accutrust Mortgage was Founded in 2004 with a small group of eight committed loan officers,the company has grown throughout New England while earning the Inc.500/5000 award several years in a row. Accutrust, Owner Don Lambert credits the people he works with.He says that the business has a core philosophy to invest in the people of the organization
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