In 2026, the USDA loan limit in the city of Davison, within Genesee County, MI, is specified as $336,500, whereas the FHA limit for a single-family home stands at $472,030.
Leverage the Lendersa® USDA loan calculator to assess today's most competitive USDA versus FHA rates. Determine the necessary income, credit requirements, reserves, and documentation to qualify effectively. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, aiding in your decision on the most suitable program for your financial context in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure you the most advantageous USDA or FHA loan promptly and conveniently. Start with any of three available options to connect with matching lenders offering USDA loan programs.
A USDA home loan is a government-backed mortgage through the Department of Agriculture, also known as a USDA rural development loan. It is specifically available for rural areas. Unlike FHA loans which mandate at least a 3.5% down payment, USDA loans require no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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