USDA Vs. FHA Pro and Con comparison in Davison, Genesee County, MI
In 2025, the USDA loan limit in the city of Davison, within Genesee County, MI, is specified as $336,500, whereas the FHA limit for a single-family home stands at $472,030.
Leverage the Lendersa® USDA loan calculator to assess today's most competitive USDA versus FHA rates. Determine the necessary income, credit requirements, reserves, and documentation to qualify effectively. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, aiding in your decision on the most suitable program for your financial context in .
2025 Loan Limits and Down Payment Requirements in Davison, Genesee County, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Suitable USDA and FHA Loan Choices in Davison, MI
Lendersa® aims to secure you the most advantageous USDA or FHA loan promptly and conveniently. Start with any of three available options to connect with matching lenders offering USDA loan programs.
A USDA home loan is a government-backed mortgage through the Department of Agriculture, also known as a USDA rural development loan. It is specifically available for rural areas. Unlike FHA loans which mandate at least a 3.5% down payment, USDA loans require no down payment whatsoever.
Wanigas Credit Union is a member-owned financial cooperative dedicated to providing a full range of quality financial products and services that meet the ever-changing needs of our membership. Services like mobile banking that include mobile loan applications, mobile check deposit, mobile bill pay and more.
3160 Haggerty Rd, STE P., West Bloomfield, MI, 48323
365 Lending, LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust that when we say we
Here at Clear Lending Group, we believe in putting transparency and personal touch back into the mortgage process. From your first conversation with us, you will experience firsthand our personal approach to each situation.
In addition, our expertise will allow us to tailor an option to the specifics of your file.
We are a small company that takes pride in having a vested personal interest in your financial success.
We are a lender, not a broker, so we have a vested interest in your success. To us, an educated buyer is a good buyer.
While we maintain a small size, we have strategic partners that allow us to offer all the products the biggest player
At Tribute Home Lending LLC, we help our clients obtain the best mortgage terms, whether for the purchase of a new home or refinancing an existing home. We are partnered with the nation's best lenders, & we take pride in fast & efficient closings.
We have flexible hours, which means you can communicate with us outside of the normal business ho
At Great Lakes Mortgage Services Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
Chief Financial Credit Union, "more than money" is not just a tagline. It is the company culture that we have created and the fuel that drives our mission. Our goal is to inspire strategic partnerships between our employees, members, and community partners. We boldly aim to be forever remembered for the good.
McLellan Financial Mortgage opened its doors in 2000. Over the course of more than 20 years, our team has helped hundreds of people secure their first home equity mortgage loans, refinance their current home equity mortgage loans, or secure commercial mortgage loans. With the most personal service available.
At Somerset Lending we pride ourselves on being an active participant in the community. We are passionate about helping people get into new homes as well as make their current mortgages more affordable.Our passion is to bring awareness that changes people’s lives.Somerset Lending Corp can help you achieve your goals.
Advantage Lending Corp is a Michigan based mortgage broker located in Rochester. We love helping people buy and refinance homes all the while offering interest rates that are lower than the national average and client service that exceeds expectations. people buy and refinance homes .
Huron Valley State Bank officially opened for business in August 2005 as Huron Valley’s first community bank. We are proud to be owned by local investors, governed by local directors and managed by people who live in and support this community. Our mission is to be the financial services provider of choice within our community.
