FHA Vs. USDA loan program for Davison, Genesee County, Michigan

In 2026, the USDA loan limit in the city of Davison, within Genesee County, MI, is specified as $336,500, whereas the FHA limit for a single-family home stands at $472,030.

Leverage the Lendersa® USDA loan calculator to assess today's most competitive USDA versus FHA rates. Determine the necessary income, credit requirements, reserves, and documentation to qualify effectively. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, aiding in your decision on the most suitable program for your financial context in .

Suitable USDA and FHA Loan Choices in Davison, MI

Lendersa® aims to secure you the most advantageous USDA or FHA loan promptly and conveniently. Start with any of three available options to connect with matching lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in MI

A USDA home loan is a government-backed mortgage through the Department of Agriculture, also known as a USDA rural development loan. It is specifically available for rural areas. Unlike FHA loans which mandate at least a 3.5% down payment, USDA loans require no down payment whatsoever.

Get top 10
USDA LENDERS
customized to yout needes

Davison Lenders
(810) 715-3542 Lender's profile and map ELGA Credit Union 2305 S. Center Rd., Burton, MI, 48519 Lends in Michigan We are a not-for-profit cooperative; formed, owned and operated for a single purpose: members helping members. We have a proud tradition of service to our members since 1951. ELGA Credit Union had a humble beginning, helping Consumers Energy employees that were paid below the average of other industrial workers in the 1940’s and 50’s.
(810) 235-2322 Lender's profile and map Security Credit Union PO Box 5255, Grand Blanc, MI, 48480 Lends in Michigan Security Credit Union signed its organizational charter on July 29, 1949. A group of Buick employees started the Credit Union with $40 in shares. The original intent of organizing the Credit Union was to "encourage and promote thrift and to provide loans for any prudent or productive purpose at a reasonable rate of interest.
(810) 606-1075 Lender's profile and map Epic Mortgage Group 12750 S Saginaw St, Suite 102, Grand Blanc, MI, 48439 Lends in Michigan Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(810) 715-4453 Lender's profile and map MD Mortgage Inc 6436 E Maple Ave, Grand Blanc, MI, 48439 Lends in Michigan We keep you informed and return all emails and calls promptly so that you never have to wonder what is going on with your loan. Count on us to be there with you and to help you navigate the entire mortgage process. We'll help you cut through the red tape and avoid the common mistakes people make.
(810) 600-4093 Lender's profile and map Dort Financial Credit Union 9048 Holly Rd, Grand Blanc, MI, 48439 Lends in Michigan Dort Financial Credit Union is a not-for-profit financial cooperative whose mission is to open doors to our members by providing quality financial services. Each member owns one share of the cooperative, represented by the initial deposit made to a primary savings account. Dort Financial Credit Union values communication with our members.
(810) 695-5400 Lender's profile and map Grand Oak Mortgage 5225 E Cook Rd, Grand Blanc, MI, 48439 Lends in Michigan Grand Oak Mortgage Company is privately owned. We specialize in Mortgage Residential Lending. We are a licensed Mortgage Broker in the State of Michigan. We assist borrower's looking to refinance their current home or purchase a new home.Grand Oak Mortgage specializes in finding the perfect loan program to fit the individual needs of our borrowers.
(800) 748-0451 Lender's profile and map Financial Plus Credit Union PO Box 7006, Flint, MI, 48507 Lends in Michigan Financial Plus Credit Union Facebook Page where you will find the most recent information and news about the Credit Union. It is our goal to provide the public with the most recent happening at the Credit Union and our participation in the community and We do not allow solicitations or advertisements.
(810) 953-4266 Lender's profile and map icon mortgage 5141 Gateway Center Dr, Suite 200, Flint, MI, 48507 Lends in Michigan Icon Mortgage opened for business in 2004 in Flint, Michigan. The owner has two decades of experience in the mortgage business. We love helping people in this community understand their loan options and make smart decisions about home loans and refinancing. We're a locally owned company that cares deeply about the Grand Blanc Township.
(810) 239-0343 Lender's profile and map Kline Mortgage and Lending LLC 4290 Old Carriage Rd, Flint, MI, 48507 Lends in Michigan Kline Mortgage & Lending LLC is changing lives one loan at a time by offering competitive rates and extensive loan program options for our customers. As company president David Kline, have been servicing Genesee, Oakland, Shiawasee, and Livingston counties with their mortgage needs for 15 years.