USDA Loan Vs. FHA loan for Davison, MI [Genesee County ]

In 2026, the USDA loan limit in the city of Davison, within Genesee County, MI, is specified as $336,500, whereas the FHA limit for a single-family home stands at $472,030.

Leverage the Lendersa® USDA loan calculator to assess today's most competitive USDA versus FHA rates. Determine the necessary income, credit requirements, reserves, and documentation to qualify effectively. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, aiding in your decision on the most suitable program for your financial context in .

Suitable USDA and FHA Loan Choices in Davison, MI

Lendersa® aims to secure you the most advantageous USDA or FHA loan promptly and conveniently. Start with any of three available options to connect with matching lenders offering USDA loan programs.

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Understanding the USDA Loan in MI

A USDA home loan is a government-backed mortgage through the Department of Agriculture, also known as a USDA rural development loan. It is specifically available for rural areas. Unlike FHA loans which mandate at least a 3.5% down payment, USDA loans require no down payment whatsoever.

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(440) 365-7342 Lender's profile and map Reviews Community Star Credit Union 832 Cleveland St, Elyria, OH, 44035 The credit union was founded on January 25, 1938 under the name B-W Employees Federal Credit Union by Bendix-Westinghouse Automotive Air Brake Company employees and executives. Based on their experiences with Westinghouse Credit Union, they were inspired to found a new credit union after the business merged with Bendix in 1937.
(419) 424-0163 Lender's profile and map Reviews Hancock Federal Credit Union 1701 E Melrose Avenue, Findlay, OH, 45839 Hancock Federal Credit Union is a financial institution located in Findlay, OH. We love our community & are very proud to have served the area since 1938! Hancock FCU offers services to people who live, work, worship, or attend school in Hancock County. Hancock Federal Credit Union was first chartered on May 16, 1938 by 13 original members.
(216) 232-2900 Lender's profile and map Reviews Rockway Mortgage Company, Inc. 20525 Center Ridge Rd, Suite 138, Rocky River, OH, 44116 Rockway Mortgage Company, Inc mission is to serve our customers with honesty, integrity and competence while keeping our customers best interest at heart. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
(231) 726-4871 Lender's profile and map Reviews Muskegon Co-Op Federal Credit Union 715 Terrace Street, Suite 101, Muskegon, MI, 49440 Muskegon Co-op FCU is a full service financial institution offering loans, CDs, interest checking with identity theft, money market accounts and more. MUSKEGON CO-OP FEDERAL CREDIT UNION is an entity registered with the U.S. General Services Administration (GSA), System for Award Management (SAM). The corporation number is #FSVCE1DJHJT7.
(231) 722-3921 Lender's profile and map Reviews West Michigan Postal Service FCU 800 1st Street, Room 212, Muskegon, MI, 49440 West Michigan Postal Service Federal Credit Union was chartered in May 29, 1952, by 8 visionary postal employees, for the purpose of saving themselves, co-workers and their families' money. As a member-owned financial institution, West Michigan Postal Service Federal Credit Union is dedicated to serving only the interests of our members.
(216) 228-1996 Lender's profile and map Reviews Latvian Cleveland Credit Union 1385 Andrews Avenue, Lakewood, OH, 44107 The Latvian Cleveland Credit Union is a full-service credit union. We offer savings accounts, checking accounts, IRA accounts (Traditional, Educational, Roth, SEP), Money Market Accounts, ATM cards, Online Bill Pay and many other services.The Latvian Cleveland Credit Union, Inc. is the largest Latvian credit union in the United State
(800) 910-9480 Lender's profile and map Reviews Premier Mortgage Consultants LTD 14700 Detroit Ave, Suite 3, Lakewood, OH, 44107 As a direct lender, we're able to offer competitive pricing, rates and timely closings. We know that each customer has specific needs, so we strive to satisfy with a wide array of mortgage loan products, investment tools, and of course quality service and individual attention. We lend in four states - North Carolina, Tennessee, Minnesota and Ohio.
(231) 733-4600 Lender's profile and map Reviews Family Financial Credit Union 3575 Henry Street, Muskegon, MI, 49441 Employees of the Sealed Power Company started the credit union in 1942 as the Sealed Power Employees Credit Union. Initially the credit union served just the employees of Sealed Power, but over the years membership was made available to relatives of members. Additional groups were added through mergers with Muskegon Printing,
(231) 755-1202 Lender's profile and map Reviews Lakeshore Federal Credit Union 2182 Lakeshore Drive, Muskegon, MI, 49441 Lakeshore Federal Credit Union charter was approved by the National Credit Union Administration on June 9, 1953. It was originally named Central Paper Division Employees Federal Credit Union and was started by union employees of Central Paper Division of the S.D. Warren Company in Muskegon, Michigan.
(231) 725-3312 Lender's profile and map Reviews Port City Federal Credit Union 460 W Laketon Avenue, Muskegon, MI, 49441 Port City Federal Credit Union is a not-for-profit, member owned financial cooperative that provides affordable services in a friendly and professional manner. Our members are our most important asset. Port City Federal Credit Union, originally known as the Brunswick Employees Federal Credit Union, was chartered in June of 1944
(231) 737-7073 Lender's profile and map Reviews Turn-Key Mortgage 986 West Norton Avenue, Norton Shores, MI, 49441 Turn-Key Mortgage is a mortgage brokerage that is taking the headaches out of mortgages. We strive to stay ahead of the game in technology and products to make the mortgage process easy and smooth. Not every mortgage is created equal and we are here to help you find the one that works for you the best.