For the year 2025, the USDA loan limit, applicable in Flint of Genesee county, MI, is established at $336,500. Meanwhile, the limit for FHA funding for a single-family home is marked as $472,030.
Use the Lendersa® USDA loan calculator to evaluate and compare the leading USDA and FHA rates available today. Identify the income level, credit score, reserves, and documentation required to qualify. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side to determine which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to secure the most advantageous USDA or FHA loans for you promptly, without complexity. Choose from one of three starting options that match you with the appropriate lenders and USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture, often called a USDA rural development loan or USDA mortgage. These loans are available exclusively in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans need no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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