USDA Vs. FHA Pro and Con comparison in Flint, Genesee County, MI
For the year 2025, the USDA loan limit, applicable in Flint of Genesee county, MI, is established at $336,500. Meanwhile, the limit for FHA funding for a single-family home is marked as $472,030.
Use the Lendersa® USDA loan calculator to evaluate and compare the leading USDA and FHA rates available today. Identify the income level, credit score, reserves, and documentation required to qualify. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side to determine which program in best fits your financial circumstances.
Loan Limits and Down Payment Requirements for 2025 in Flint, Genesee, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Flint, MI
The mission of Lendersa® is to secure the most advantageous USDA or FHA loans for you promptly, without complexity. Choose from one of three starting options that match you with the appropriate lenders and USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture, often called a USDA rural development loan or USDA mortgage. These loans are available exclusively in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans need no down payment at all.
Michigan Mortgage Solutions was created to serve as resource for future and current homeowners to use in order to get educated about their finances and make better mortgage financing decisions. We’ve assembled a team of experts in order to better meet the needs of our visitors and together we have over 30 years experience in mortgage lending
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
2170 Cass Lake Road, Suite F, Keego Harbor, MI, 48320
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we are a mortgage brokerage that provides excellent service and unmatchable value.
Walled Lake Schools Federal Credit Union's organizational certificate was signed on February 7 thanks to 64 dedicated school employees. We had a modest begining that included a treasurer’s desk located in the superintendant’s office, various treasurers’ homes, and three locations on S. Commerce. Throughout the years our membership
3160 Haggerty Rd, STE P., West Bloomfield, MI, 48323
365 Lending, LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust that when we say we
Here at Clear Lending Group, we believe in putting transparency and personal touch back into the mortgage process. From your first conversation with us, you will experience firsthand our personal approach to each situation.
In addition, our expertise will allow us to tailor an option to the specifics of your file.
we offer you an array of personal and business services to meet your needs and help you achieve your future financial goals. So what sets us apart? Our commitment, determination, and desire to make sure that our member service is in a league of its own and our excitement to help our members
Lake Huron Credit Union was established in 1959. We strongly believe in our mission to provide our members with various financial services which enable them to enjoy a richer and fuller quality of A full-service financial institution serving the Saginaw, Bay, and Midland communities with 2 convenient locations in Kochville Township and Saginaw Town
MSUFCU was established 84 years ago to provide a safe place where members could borrow and save money. Over the years, we've built a strong foundation of relationships with our members - ultimately helping them achieve their dreams. Our employees live our mission every day to spark those moments for members to find financial freedom and security.
2490 Walton Boulevard, Suite 101, Rochester, MI, 48309
Lucrative Home Loans, Inc. understands that buying a home is more than just a transaction: it’s a life-changing experience. We are committed to getting every client the very best rate and loan every single time. Becoming a one-stop-shop and personalized service for our clients’ convenience, was essential to our many years of success.
Gem Home Loans is a client-focused lender made up of experienced professionals. We have made the choice to step away from the impersonal big-box banks and in your face marketing machines. We prefer working one-on-one with clients in building customized financial solutions. The person you contact will be the person who you work with throughout.
10291 E Grand River Avenue, Suite E, Brighton, MI, 48116
At ASI Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders. We work with more than 20 investors.
