USDA Vs. FHA your options comparison in Dearborn-Heights, Wayne County, MI
For the year 2025, the USDA loan limit in Dearborn-Heights, located in the county of Wayne, MI, is $285,000. Meanwhile, the FHA loan limit for a single-family home is set at $356,362.
Utilize Lendersa® USDA loan calculator to assess the best current rates between USDA and FHA loans, and find out the necessary income, credit score, reserves, and documentation needed for qualification. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, which helps you decide on the most suitable program in for your financial situation.
Examining 2025 Loan Limits and Downpayment Requirements in Dearborn-Heights, Wayne, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Navigating USDA and FHA Loan Options in Dearborn-Heights, MI
At Lendersa®, we aim to secure the best USDA or FHA loan for you efficiently and with minimal hassle. Choose from one of the three starting points that will align you with matching lenders and USDA loan programs.
A USDA home loan is a mortgage program guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available predominantly in rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA loans offer the benefit of needing no down payment at all.
5521 Scotts Valley Drive, Suite 240, Scotts Valley, CA, 95066
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1 Plaza View Lane, Suite 367, San Mateo, CA, 94404
Xila Financial is a full service real estate advisory firm with offices in California. What makes Xila Financial unique is our ability to advise clients from the standpoint of both a lender and an investor. This multi-faceted view approach has proven to be beneficial and invaluable for our clients and sets us apart from our peers.
969 G Edgewater Boulevard, Suite 878, Foster City, CA, 94404
Elena Wyman is a licensed Real Estate Broker serving San Francisco and San Mateo counties, and parts of Silicon Valley. She is Broker/Owner of Emerald Key Realty and Mortgage Inc. Elena also licensed Mortgage Broker. That makes my brokerage "one-stop shop" for customers and provides convenient and efficient Real Estate and Mortgage services.
Founded in 2016 by a team of experienced agents, engineers, and innovators, Reali is an end-to-end real estate platform that makes the homeownership journey simple, affordable and stress-free every step of the way. By combining all disciplines under one roof from agents and loans to escrow and title Reali provides a seamless process.
675 Mariners Island Blvd, Suite 107, San Mateo, CA, 94404
Emerson Financial is an established Mortgage Loan Brokerage firm specializing in the financing of residential and investment property throughout California.and also Whether you are looking to refinance, buy your next home or starting as a first-time homebuyer, our loan officers are here. They will guide you through your transaction..
VARRIS Mortgage Solutions is a unique company that partners with credit unions and other lenders to offer flexible programs and low rates. We serve local communities in Northern California and have a very large client base in Southern California as well.We are highly experienced qualifying all types of applicants, from traditional to self-employed.
NonQMHomeLoans.com is a full-service marketing agency providing the broad spectrum of Conventional & Non-QM Mortgage products.Our knowledgeable team of experts will constantly impress with the first-class service never before experienced in the industry.NonQMHomeLoans.com, our core strengths are the personal touches and unique products we deliver.
Kevin Green and Pacific Private Money specialize in supporting funding for real estate investors and borrowers throughout California. I am dedicated to providing fast, friendly, reliable, and no-nonsense service. Pacific Private Money is a member of both the California Mortgage Association and the American Association of Private Lenders.
