For the year 2025, the USDA loan limit in Dearborn-Heights, located in the county of Wayne, MI, is $285,000. Meanwhile, the FHA loan limit for a single-family home is set at $356,362.
Utilize Lendersa® USDA loan calculator to assess the best current rates between USDA and FHA loans, and find out the necessary income, credit score, reserves, and documentation needed for qualification. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, which helps you decide on the most suitable program in for your financial situation.
Examining 2025 Loan Limits and Downpayment Requirements in Dearborn-Heights, Wayne, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Navigating USDA and FHA Loan Options in Dearborn-Heights, MI
At Lendersa®, we aim to secure the best USDA or FHA loan for you efficiently and with minimal hassle. Choose from one of the three starting points that will align you with matching lenders and USDA loan programs.
A USDA home loan is a mortgage program guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available predominantly in rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA loans offer the benefit of needing no down payment at all.
Team Lassen was started by Sarah Lassen, Charles Souza, and Tim Moore and has been in the business of offering professional real estate services since 1999. Since the company’s inception, Sarah, Charlie, Tim, and the rest of the growing Team have worked together from the common values of integrity, reliability, honesty, and commitment.
Janette Davis is the President and co-owner of Southeast American Financial Group, Inc. which was established in 2004. Janette L. Davis, MBA, CPA has been a CPA for 24 years. She also has over 20 years of experience in the South Florida Banking industry where she held various executive positions.
9650 Stirling Rd, Suite 102, Cooper City, FL, 33024
Family Home Loans is your go to mortgage broker in South Florida. We've been helping customers afford the home of their dreams for many years and we love what we do. We treat all our customers like family! broker in South Florida. We've been helping customers afford the home of their dreams for many years and we
6100 Hollywood Blvd, Suite 305, Hollywood, FL, 33024
City First Mortgage was established in 1988 as a licensed mortgage Lender. Our mission has been to offer alternative financing options to the Florida consumer. We are a non-conforming Lender catering to the Florida Mortgage Brokerage and Real estate brokerage industry. Our corporate offices are located in Hollywood, Florida
6308 Grant Street, Suite 200, Hollywood, FL, 33024
"Our relationships with many different lenders enable us to propose solutions of which you might not be aware. We listen to you, help you determine what you wish to accomplish.
Progress Capital, LLC goes to lengths to provide its clients with the quality of service they expect and deserve."
10000 Stirling Road, Suite 12, Hollywood, FL, 33024
We are a family owned and operated independent Mortgage Broker with more than 30 years combined experience. We pride ourselves in providing the best interest rates available along with a top tier customer experience.Broker with more than 30 years combined experience. We pride ourselves
United Mortgage Group, Inc, professional mortgage company specializing in residential mortgages.At United Mortgage Group, we will find a loan that fits each borrower.Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants.Our consultants know what it takes to get through underwriting quickly.
7851 Johnson Street, Suite 101, Hollywood, FL, 33024
We provide mortgages. Contact us if you are looking to buy a house, sell a house, or refinance. We can assist you with your loan and other real estate needs! Jean-Claude Cherilus have always enjoyed being of service to others, helping them to have a positive experience in their home-buying journey.
6100 Hollywood Blvd, Suite 305, Hollywood, FL, 33024
Our mission is to offer unparalleled service so that you can succeed at one of the most important decisions you will make in your life. We accomplish this goal in an efficient, fast & reliable way. Hashtag Mortgage Company professionals are here to help you on your home buying and refinance journey.
We provide a non-traditional approach to the way we educate people about using planning, preparation, research and LOGICAL THINKING to execute life's major financial decisions including Home Purchasing and Home Finance, Retirement and Education Expense Planning, Insurance and Estate Planning, Debt Management, Personal Budgeting and more.
Universal Lending Corporation has helped families from every walk of life achieve their dreams of responsible home ownership. Founded by Pete Lansing and based in Denver, Colorado, Universal Lending has grown from a staff of three to over 200 mortgage professionals around the United States.
