USDA Loan Vs. FHA loan for Dearborn-Heights, MI [Wayne County ]

In 2025, USDA loan limit in Dearborn-Heights, county of Wayne, MI is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Dearborn-Heights, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(314) 721-8003 Lender's profile and map Reviews Stifel Bank 8000 Maryland Avenue, Clayton, MO, 63105 The Business Bank of St. Louis was founded in 2002 and became Stifel Bank on August 31, 2018. Based in Clayton, Missouri, Stifel Bank serves growing and middle market businesses and their owners with a full range of lending, deposit, treasury and private banking services. We have the flexibility and resources to offer our customers the banking
(314) 725-5500 Lender's profile and map Reviews Enterprise Bank & Trust 150 N Meramec Ave, Clayton, MO, 63105 We offer Banking and financial services with offices in Arizona, Kansas, Missouri and New Mexico. Member FDIC, Equal Housing Lender Enterprise Bank & Trust was founded nearly 30 years ago on the idea of serving the lifetime financial needs of privately-held businesses their owner families and other success-minded individuals.
(314) 329-7314 Lender's profile and map Reviews Carlson Mortgage LLC 7777 Bonhomme Avenue, Suite 1800, Saint Louis, MO, 63105 We specialize in conventional, FHA, Veterans (VA) & Jumbo Loans. We work with 8 major banks, but don't have any allegiance to a specific one. Because of that fact we are able to routinely offer you some of the lowest rates in the country. What separates us from other local brokers is that you will never have to pay ANY broker fees
(314) 822-3999 Lender's profile and map Reviews Gateway Mortgage 7733 Forsyth Blvd, Suite 1100, Saint Louis, MO, 63105 Gateway Mortgage is one of the longest established Missouri mortgage brokerage firms in the St. Louis region serving clients since 1990. Our company has expanded rapidly over the years but we’ve always strictly adhered to our proven business model of excellence & honesty the foundation that has made Gateway the selection of over 10, 000 homeowners
(608) 685-4461 Lender's profile and map Reviews Bank of Alma Alma 211 South Main Street, Alma, WI, 54610 The Bank of Alma…we are your community bank. The Bank of Alma is an independent bank which gives us the ability to make decisions right here so you get the answers you need, when you need them! As a community bank, we work hard to develop products and services that work for the local people.
(888) 288-9157 Lender's profile and map Reviews Global Home Lending 209 Royal Avenue, Wyncote, PA, 19095 Global Home Lending combines the power of cutting edge technology with a world-class team of real estate and finance professionals. Our goal is to deliver fast execution and an unparalleled client experience. We bring our combined 35+ years of mortgage experience to deliver industry expertise with a personalized approach.
(215) 951-0329 Lender's profile and map Reviews Trouvaille Federal Credit Union 4700 Wissahickon Avenue, Suite 126, Philadelphia, PA, 19144 The Trouvaille FCU is a financial cooperative owned by its members. It strives to improve the quality of life of its members by encouraging regular savings. Trouvaille FCU provides access to financial education and services to its members. It is particularly focused on extending financial services to those traditionally.
(865) 560-7465 Lender's profile and map Reviews 7 \| Mortgage 2077 Town Center Blvd, Suite 302, Knoxville, TN, 37922 We offer a full range of property and casualty insurance products to meet the needs of individuals and businesses. We are passionate about matching the right coverage at the right price. Our agents are not commissioned based employees, so you can rest assured you are receiving the best policy for your individual situation. Our agency is passionate
(865) 392-5450 Lender's profile and map Reviews Foundation Mortgage 123 Center Park Dr, Suite 101, Knoxville, TN, 37922 "The Foundation Mortgage Company Team is your premier mortgage team located in Knoxville, Tennessee. Our goal is to educate you on each of the available mortgage products, communicate with you through the lending process, and close with confidence. vailabl Whether you are a first time home buyer, purchasing your dream home"
(336) 969-6518 Lender's profile and map Reviews TCP Credit Union 3051 Westinghouse Road, Rural Hall, NC, 27045 TCP Credit Union has been open since 1980. The credit union has assets totaling $11.67 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members
(804) 569-1829 Lender's profile and map Reviews D & D Mortgage Corporation 8275 Holly Ridge Rd, Mechanicsville, VA, 23116 D & D Mortgage Corporation was founded in 1998 with its' owner, Keith E. Durgin, having over 20 years Mortgage Banking experience.The Company specializes in all aspects of Purchase and Refinance Mortgage loans for Primary Residences, Second Homes, Vacation Homes and Investment Properties.