For the year 2026, the USDA loan limit in Dearborn-Heights, located in the county of Wayne, MI, is $285,000. Meanwhile, the FHA loan limit for a single-family home is set at $356,362.
Utilize Lendersa® USDA loan calculator to assess the best current rates between USDA and FHA loans, and find out the necessary income, credit score, reserves, and documentation needed for qualification. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, which helps you decide on the most suitable program in for your financial situation.
Examining 2026 Loan Limits and Downpayment Requirements in Dearborn-Heights, Wayne, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Navigating USDA and FHA Loan Options in Dearborn-Heights, MI
At Lendersa®, we aim to secure the best USDA or FHA loan for you efficiently and with minimal hassle. Choose from one of the three starting points that will align you with matching lenders and USDA loan programs.
A USDA home loan is a mortgage program guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available predominantly in rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA loans offer the benefit of needing no down payment at all.
Parkway Federal Credit Union has been serving our membership since 1947. We are a full service financial institution with a friendly community approach.
Our credit union is a financial institution owned and controlled by it membership for their benefit that: -delivers superior service in a friendly & courteous manner with respect for the wort
At EZ Loans Co, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
first-federal.com is a referral service that connects people with lenders. Therefore, the lenders aprove your requests for a payday loan and transfer funds. Our website is an option to submit yor application online to many lenders at once. They offer small amounts, clear interest rates, and instant processing.
13624 Michigan Ave, Dearborn, MI 48126, Dearborn, MI, 48126
Lends in Michigan
Sonic Loans is dedicated to streamlining the whole process for your convenience. e. We can assist you in purchasing or refinancing a house because of our many years of industry knowledge. Keep in mind that we provide a variety of mortgage services, including 15-year mortgages, 30-year mortgages, cash-out refinances, FHA loans, and Jumbo loans, amon
Founded in 1935, MemberFocus has a long history of serving members of the Dearborn and surrounding communities. Year after year, our products and services expand and improve; our enthusiasm for member service grows; our commitment to financial excellence holds true.and also providing banking services including savings, loans.
DFCU Financial is one of Michigan’s largest credit unions with more than $5.4 billion in assets & currently operates full-service branches in Detroit, Ann Arbor, Grand Rapids & Lansing. We’re proud to be an award-winning workplace named a “Top 100 Workplace” by the Detroit Free Press & one of the “101 Best and Brightest Companies.
290 Town Center Dr, Suite 420J, Dearborn, MI, 48126
Lends in Michigan
"Premier One Group Inc is a real estate brokerage that specializes in commercial, residential sales and property management.
Infiniti One Corp is a mortgage brokerage that offers real estate financing and is an affiliate company. Both have over 25 years of service in the real estate industry."
6 Parklane Boulevard, Suite 104, Dearborn, MI, 48126
Lends in Michigan
Vest Lending is a BBB accredited mortgage brokerage with over 15 years of experience in the industry. From first time homeowners to seasoned investors: we are committed to helping our clients achieve their mortgage goals. Our philosophy is simple-be transparent throughout the entire mortgage process, provide our clients with best fit their needs.
6 Park Lane Boulevard, Suite 605, Dearborn, MI, 48126
Lends in Michigan
Sonic Loans was founded by Mortgage industry experts to provide a better way for folks to buy or refinance a home. By creating a lean and efficient process, we're able to offer some of the most competitive rates in the country and close loans at super-sonic speeds! Don’t just take our word for it, see how our clients feel about us
