USDA and FHA Pro and Con in Garden-City, Wayne County, MI
As of 2025, the USDA loan limit in Garden-City, Wayne, MI is set at $285,000, while the limit for an FHA loan for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to evaluate today's best USDA and FHA rates and identify the necessary income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to decide which program in fits your financial situation.
Overview of 2025 Loan Limits and Downpayment Requirements in Garden-City, Wayne, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Garden-City, MI
The mission of Lendersa® is to quickly secure the best USDA or FHA loan without hassle. Select one of three starting points that connect you with matching lenders and the USDA loan programs.
A USDA home loan, guaranteed by the government via the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is exclusive to rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans need no down payment at all.
La Maison, we're here to help take the mystery and stress out of lending transactions. After all, we want you to be happy in your new home or business and we want a good rate and payment plan for our buyers. Our hours are flexible to accommodate your busy work schedule and we're ready to answer any questions you may have.
"Buying a home is one of the largest purchases you will make, trust a professional from Anchor Bay Financial, LLC. Full Service Mortgage Broker serving FL
Anchor Bay Financial, LLC is a full service mortgage brokerage assisting borrowers with home purchases and refinances in the state of Florida."
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7842 Land O' Lakes Blvd, Suite 105, Land O Lakes, FL, 34638
Equifirst Lending is a Florida licensed mortgage brokerage company headquartered in Land O Lakes, Florida. Our company was founded on the principle that a better lending environment is possible. Our team is focused on helping our clients looking to either purchase a property or refinance their existing property with affordable.
19508 Shumard Oak Dr. Suite 103, Land O Lakes, FL, 34638
A full-service, brokerage with a focus on our clients based out of Tampa Bay. Our agents have 30 plus years experience in the Tampa Bay market. Creative solutions for any problems. Wide variety of conventional, jumbo, FHA, USDA and VA loans, ranging from low down payment to no mortgage insurance.
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
Since 1940 the Commercial Bank of Mott has been a part of this community and has grown with the needs of our customers with full array of traditional banking services including leading edge technology and friendly service. There’s something special about banking with the Commercial Bank of Mott.
215 Celebration Place, Suite 520, Celebration, FL, 34747
At American Residential Mortgage we offer a variety of loan programs that can help you achieve your goals whether you are looking to buy, build, or refinance your home. This gives us the advantage of being able to provide a great rate and a program that fits each of our clients individual requirements.
As your full-service mortgage brokerage company, Sunland Capital Mortgage Corporation works one-on-one with you to get your borrowers' loans approved and closed on-time. Sunland Capital Mortgage Corporation is a mortgage brokerage with ultra-competitive rates and in-depth knowledge of the regional mortgage scene.
