USDA Vs. FHA your options comparison in Inkster, Wayne County, MI

As of 2025, the USDA loan limit in Inkster, within Wayne county of MI, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate competitive rates between USDA and FHA, and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in for your distinct financial needs.

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2025 Loan Limits and Downpayment Requirements in Inkster, County of Wayne, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

USDA and FHA Loan Alternatives in Inkster, MI

The objective of Lendersa® is to secure the finest USDA or FHA loans promptly and seamlessly. You can begin by choosing one of three initial routes to discover matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA home loan, supported by the Department of Agriculture, also known as the USDA rural development loan or mortgage, is meant for rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA mortgages do not need any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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