USDA VS FHA in Dundee, Monroe County, MI

In 2026, the USDA loan cap in Dundee, Monroe County, MI, is $336,500. For a single-family home, the FHA limit stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare the premier USDA and FHA rates available today. Determine the necessary income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping to determine which program in is the best fit for your financial situation.

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2026 Loan Limits and Downpayment Requirements in Dundee, Monroe County, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Dundee, MI

Lendersa® is dedicated to securing you the most favorable USDA or FHA loan promptly and without hassle. Begin with one of three starting points that connect you with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in MI

A USDA home loan, backed by the Department of Agriculture, also known as USDA rural development loan, is available in rural areas only. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Santa Fe Mortgage
  • 459 Cerrillos Rd, Santa Fe, NM, 87501
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  • Mortgage Partners
  • 417 E. Palace Ave, Suite C, Santa Fe, NM, 87501
  • Our mission is to find you the best mortgage product to fit your needs, secure it at the best rate possible, and guide you through the loan process with personalized service.

    Our expertise-with more than 45 collective years of professional experience-allows us to provide you with personalized

  • Direct Payday Loans
  • 70 E San Francisco St, Santa Fe, NM, 87501
  • directpaydayloans.com is not a lender and is not involved into making credit decisions associated with lending or making loan offers. Instead, the website is designed only for a matching service, which enables the users contact with the lenders and third parties. The website does not charge any fees for its service.

  • Del Norte Credit Union
  • 510 N Guadalupe St, Suite A, Santa Fe, NM, 87501
  • Del Norte Credit Union (DNCU) is a member-owned, not-for-profit financial institution which embraces the culture and community traditions of New Mexico. Our mission is improving lives by providing our customers with unparalleled, sound, and unbiased financial advice. Not only is DNCU an active advocate of financial literacy

  • Anasazi Mortgage
  • 150 Washington St, Suite 201, Santa Fe, NM, 87501
  • If the idea of mortgages intimidates you, you've come to the right place. Mortgages don't have to be a maze of financial garble. Anasazi Mortgage can make your experience an AMAZING one. Buying the home of your dreams, or if you're refinancing, is a process, but Ginger Sullivan of Anasazi Mortgage will work with you step-by-step.

  • Chemcel Federal Credit Union
  • 5740 County Road 4, Bishop, TX, 78343
  • Chemcel Federal Credit Union has been serving the families of Celanese employees since 1951. As time went by, we began offering our services to conTractors working at the Celanese sites as well as their families. Now, Chemcel FCU is able to serve residents living, working, worshipping and/or attending school in Jim Wells, Kleberg.

  • First Security Bank of Roundup
  • 401 Main Street, Roundup, MT, 59072
  • First Security Bank of Roundup opened for business on September 7, 1971. We have been privileged to serve more and more people over the years and have enjoyed consistent growth. We utilize the latest innovations in banking technology without sacrificing our mission of superior personalized service.

  • Kimball Home Mortage
  • 332 White Star Circle, Billings, MT, 59106
  • At Kimball Home Mortgage we strive to provide the best customer experience possible. Whether you're a first time home buyer or real estate pro, our team is here to make your loan process as easy as possible.we are a mortgage broker, we have a wide range of loan programs available.

  • U.S. Eagle Federal Credit Union
  • 559 W. Cordova Rd, Santa Fe, NM, 87505
  • US Eagle Federal Credit Union serves our members by providing financial products and services to help them attain personal financial success. Founded in 1935, U.S. Eagle is the State's oldest credit union. With nine branch offices (six in Albuquerque, one in Bernalillo, one in Santa Fe, and one in Farmington).

  • Northern New Mexico School Employees Federal Credit Union
  • 614 Alta Vista St, Santa Fe, NM, 87505
  • Northern New Mexico School Employees Federal Credit Union is a unique kind of financial institution. It is an organization of people, not dollars, where you, the member, comes first. The credit union is a member owned, not-for-profit, full-service financial institution, guided by a volunteer Board of Directors.

  • Loan Fox Inc.
  • 1228 Osage Ave, Santa Fe, NM, 87505
  • At Loan Fox Inc, we are dedicated to providing clients with the knowledge needed to make the right decision when financing their home. Although we are located in Santa Fe, we specialize in mortgage loans in Albuquerque, Las Cruces, and throughout the entire state of New Mexico. Whether you are a first-time homebuyer, looking to buy a second home,

  • First Colorado National Bank
  • 133 Grand Avenue, Paonia, CO, 81428
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