In 2026, the USDA loan cap in Dundee, Monroe County, MI, is $336,500. For a single-family home, the FHA limit stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare the premier USDA and FHA rates available today. Determine the necessary income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping to determine which program in is the best fit for your financial situation.
2026 Loan Limits and Downpayment Requirements in Dundee, Monroe County, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Dundee, MI
Lendersa® is dedicated to securing you the most favorable USDA or FHA loan promptly and without hassle. Begin with one of three starting points that connect you with lenders offering USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as USDA rural development loan, is available in rural areas only. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans do not require any down payment at all.
We are a locally owned & operated financial institution. We have protected the finances of residents and employees in Michigan since 1953, and our long history has established us as a trusted financial institution and advisor to our members.
Formed in December of 1953, what exists today was originally the Consolidated Paper Credit Union (CPCU)
Our Mission is to remain an independent community financial institution by enhancing the shareholders value, actively supporting the citizens of our community with quality products and services, and providing a meaningful work environment for our employees. This private bank was formed by Arthur D. Gilmore, a recent graduate (1870).
Our journey began late in 2012, with the principles of honesty, integrity, and transparency cemented in our company mission. Our client focused approach allows our team to provide tailored financing solutions to your unique situation. We remain highly competitive in the marketplace by offering our clients guaranteed rates at wholesale pricing.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
TLC Community Credit Union proudly serves anyone that lives or works in LENAWEE, HILLSDALE, JACKSON, WASHTENAW, OR MONROE COUNTIES! Our mission is to promote the philosophy of people helping people. We strive to be the primary provider of financial services to our members and their families.
