In 2026, the USDA loan limit for Milan, in Washtenaw county, MI, is $285,000. For a single-family home, the FHA limit stands at $356,362. These values outline the borrowing capacities under respective federal programs.
Leverage Lendersa®'s USDA loan calculator to evaluate the competitive USDA versus FHA rates currently available. Determine the necessary income, credit, reserves, and documents required for qualification. Utilize our advanced mortgage calculator to compare USDA, FHA, Conforming, and VA loans side by side, facilitating your choice of an appropriate program in tailored to your financial state.
Understanding 2026 Loan Limits and Down Payments in Milan, Washtenaw, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discovering USDA and FHA Loan Options in Milan, MI
At Lendersa®, our mission is to connect you with the most suitable USDA or FHA loans quickly, without hassle. Start with one of three pathways designed to align you with lenders and discover optimal USDA loan programs.
USDA home loans, supported by the Department of Agriculture, also known as USDA rural development loans or USDA mortgages, are reserved for rural neighborhoods. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans eliminate the need for any down payment, presenting a significant advantage for eligible rural homebuyers.
Our journey began late in 2012, with the principles of honesty, integrity, and transparency cemented in our company mission. Our client focused approach allows our team to provide tailored financing solutions to your unique situation. We remain highly competitive in the marketplace by offering our clients guaranteed rates at wholesale pricing.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Cluett Capital Partners provides commercial real estate financing solutions, including private money, hard money, DSCR loans, and institutional capital from banks, Fannie Mae, Freddie Mac, CMBS, HUD/FHA, and life companies. We structure customized bridge, construction, and permanent loans for multifamily and investment properties, delivering competitive terms and efficient execution in today’s evolving capital markets.
340 E Huron Street, Suite 100, Ann Arbor, MI, 48104
Lends in Michigan
UMCU is the only credit union headquartered in Ann Arbor, Michigan. It was established in 1954 with just 12 members and $9 in assets. Today, UMCU has more than 100, 000 members and more than $1 billion in assets, and it continues to grow. With nine offices in Ann Arbor, one branch in Ypsilanti, one branch in Dearborn and three branches in the Flint
Bank of Ann Arbor is a locally owned and operated bank with total assets and assets under management of over $2 billion, serving people and businesses throughout Washtenaw County and Plymouth. Bank of Ann Arbor is a community bank headquartered in downtown Ann Arbor with 8 locations throughout Southeast Michigan.
University Bank is an FDIC insured, locally owned and locally managed Community Bank primarily serving the cities of Ann Arbor and Ypsilanti of Washtenaw County, Michigan. The Community Banking operation focuses on local businesses, local residents, minorities and non-profit organizations.
C&B Mortgage Solutions was founded by family and it has shaped the way we approach relationships. Whether we are working closely with a first-time home buyer to help educate them throughout the process or consulting with seasoned homeowners to determine their refinance goals-our mission is to serve all with high level of expertise, integrity
2075 W. Stadium Blvd., #2950, Ann Arbor, MI, 48106
Lends in Michigan
Green Block Inc. is your trusted partner in real estate financing, offering tailored solutions nationwide. Specializing in fix-and-flip/hold, bridge, and DSCR loans, we provide up to 95% LTV and 100% rehab funding, empowering you to turn opportunities into success. Contact Marcia Gilad at mgilad@greenblockinc.com or call 3234870544 to elevate your
We are a locally owned & operated financial institution. We have protected the finances of residents and employees in Michigan since 1953, and our long history has established us as a trusted financial institution and advisor to our members.
Formed in December of 1953, what exists today was originally the Consolidated Paper Credit Union (CPCU)
