In 2026, the USDA loan limit for Milan, in Washtenaw county, MI, is $285,000. For a single-family home, the FHA limit stands at $356,362. These values outline the borrowing capacities under respective federal programs.
Leverage Lendersa®'s USDA loan calculator to evaluate the competitive USDA versus FHA rates currently available. Determine the necessary income, credit, reserves, and documents required for qualification. Utilize our advanced mortgage calculator to compare USDA, FHA, Conforming, and VA loans side by side, facilitating your choice of an appropriate program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
At Lendersa®, our mission is to connect you with the most suitable USDA or FHA loans quickly, without hassle. Start with one of three pathways designed to align you with lenders and discover optimal USDA loan programs.
USDA home loans, supported by the Department of Agriculture, also known as USDA rural development loans or USDA mortgages, are reserved for rural neighborhoods. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans eliminate the need for any down payment, presenting a significant advantage for eligible rural homebuyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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