USDA VS FHA in Milan, Washtenaw County, MI

In 2025, the USDA loan limit for Milan, in Washtenaw county, MI, is $285,000. For a single-family home, the FHA limit stands at $356,362. These values outline the borrowing capacities under respective federal programs.

Leverage Lendersa®'s USDA loan calculator to evaluate the competitive USDA versus FHA rates currently available. Determine the necessary income, credit, reserves, and documents required for qualification. Utilize our advanced mortgage calculator to compare USDA, FHA, Conforming, and VA loans side by side, facilitating your choice of an appropriate program in tailored to your financial state.

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Understanding 2025 Loan Limits and Down Payments in Milan, Washtenaw, MI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discovering USDA and FHA Loan Options in Milan, MI

At Lendersa®, our mission is to connect you with the most suitable USDA or FHA loans quickly, without hassle. Start with one of three pathways designed to align you with lenders and discover optimal USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in MI

USDA home loans, supported by the Department of Agriculture, also known as USDA rural development loans or USDA mortgages, are reserved for rural neighborhoods. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans eliminate the need for any down payment, presenting a significant advantage for eligible rural homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Assured Mortgage
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  • We are a Kansas licensed mortgage broker which allows us to select the top lenders available to serve our customers. Our owners and staff are committed to providing our customers the lowest mortgage rates available from the very best wholesale mortgage lenders available. We offer most mortgage products available through FHA, VA, USDA,
  • TruStar Federal Credit Union
  • 601 Fourth Street, International Falls, MN, 56649
  • TruStar was founded in 1960 by paper mill employees in International Falls who were looking for a way to secure good rates on loans and competitive dividends on their savings. They each tossed five dollars in a hat to form the credit union’s first assets! We have grown significantly since our early days and have been recognized by industry peers.
  • REV Federal Credit Union
  • 200 Marymeade Dr, Summerville, SC, 29483
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  • Homefront Mortgages, Inc. offers the very best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult and confusing process.
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  • 98 High Street, Danvers, MA, 01923
  • Commonwealth Mortgage NewFED™ Mortgage Corporation is not the only way to get your home financed, but it should be. We treat each customer the way we would like to be treated. We have great support and sales staff who want to prove to you that we can get the job done each and every time you need financing.
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  • niversal Capital was established in 2010 by an experienced team of mortgage banking professionals. We provide time-sensitive interim and bridge financing using non-owner occupied residential and commercial real estate as collateral. We are a direct lender utilizing our own capital as our funding source. We internally underwrite our loans allowing u