In 2026, the USDA loan limit in South-Monroe, Monroe, MI is $285,000. The FHA limit for a single-family home is $356,362.
Use Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans, determining necessary income, credit, reserves, and documents. Our advanced mortgage calculator allows side-by-side views of USDA, FHA, Conforming, and VA options, aiding your decision in selecting the best program in
Check loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to help you quickly secure the best USDA or FHA loan without hassle. Begin by selecting one of three paths to find matching lenders and suitable USDA loan programs.
A USDA home loan is guaranteed by the government through the Department of Agriculture. Also known as a USDA rural development loan or USDA mortgage, it is offered exclusively in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require none, offering a significant advantage.
Enter your location to find out if it qualifies for USDA rural housing loan?
South-Monroe Lenders |
|
Bridge Loan Guides
