USDA Vs. FHA your options comparison in Temperance, Monroe County, MI
In 2025, the USDA loan cap in Temperance within Monroe, MI, is $336,500, whereas the FHA limit is $472,030 for a single-family home.
Use the Lendersa® USDA loan calculator to compare the best USDA vs FHA rates available today. Determine the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA options, assisting you in choosing the most suitable program in for your financial needs.
Loan Limits and Downpayment Needs for 2025 in Temperance, Monroe, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Temperance, MI
Lendersa®'s aim is to ensure you swiftly receive the best USDA or FHA loans without difficulty. Begin with any of three strategies that match you with lenders and USDA programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans necessitating a 3.5% down payment, USDA mortgages require no down payment at all.
home.loans, we’re committed to helping educate consumers about the FHA 203b lending process. So, whether you’re a first-time homebuyer, or you’re looking to refinance your second or third home, we want to provide you the easiest-to-understand, most thorough guide on the internet about the 203b loan program.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The Mortgage Veterans LLC was founded by Steven Abramson, a seasoned mortgage professional since 2010. After years of working in the mortgage industry, Steven realized there was an enormous disservice being done to the consumer. He was tired of putting consumers in loans that may not have been the best fit for them, but it was all he could offer.
Our client-first approach and our passion have attributed to our phenomenal growth and continued success on behalf of our clients. To deliver outstanding results for our clients by leveraging our superior market intelligence, data-driven research, carefully customized strategies, and excellence in service.
LV Lending is a Miami-based private lender focused on business and investment mortgage loans on residential and commercial land acquisitions and properties. The company has a current servicing portfolio of $200 million and has overseen more than 500 transactions for $400 million in Florida and Georgia. Founded in 2015,
BGI Capital is a unique provider of traditional, specialty, and bridge financing to real estate agents, mortgage brokers, and businesses whose clients invest in residential and commercial real estate. Led by Managing Partners Kenneth Baboun and Robert Barthelmess, BGI Capital is a direct lender that manages its own funds
Since its inception in 1940 the Lcra Credit Union has been serving its members in the Austin, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here.
Jimenez Property Pros is the parent company of Mortgage & Real Estate Companies, such as FL Licensed Mortgage Broker Jimenez Property Loans, LLC, NMLS 1988717. Jimenez Property Pros, LLC is wholly owned by Jimenez Holdings, LLC. Jimenez Property Pros, intends to be the one stop place where customers, clients,
Plus International Bank is a service oriented organization. Our goal with each customer is to help them build a bridge to financial growth. We value and foster relationships that are personal, authentic and focused on our customer. What makes us unique is our passion for helping our customers understand
