In the year 2025, the USDA loan ceiling for Eastwood, situated in the county of Kalamazoo, MI is $336,500. Conversely, the FHA loan limit for an individual family home is $472,030.
Utilize the Lendersa® USDA loan calculator to analyze the foremost USDA versus FHA rates available today. This tool evaluates the required income, credit score, reserves, and pertinent documents needed to qualify. Our comprehensive mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side to help you make an informed decision about which option in
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| Loan Type | Maximum Loan Amount | Minimum Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to efficiently connect you with the most beneficial USDA or FHA loans quickly, minimizing stress. You can start with any of three strategic pathways to match with lenders and explore USDA loan opportunities.
A USDA home loan, endorsed by the government through the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is tailored for rural areas exclusively. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans stand out by requiring no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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