USDA Loan Vs. FHA loan for Eastwood, MI 2026

In the year 2026, the USDA loan ceiling for Eastwood, situated in the county of Kalamazoo, MI is $336,500. Conversely, the FHA loan limit for an individual family home is $472,030.

Utilize the Lendersa® USDA loan calculator to analyze the foremost USDA versus FHA rates available today. This tool evaluates the required income, credit score, reserves, and pertinent documents needed to qualify. Our comprehensive mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side to help you make an informed decision about which option in aligns best with your unique financial condition.

Exploring USDA and FHA Loan Advantages in Eastwood, MI

The objective of Lendersa® is to efficiently connect you with the most beneficial USDA or FHA loans quickly, minimizing stress. You can start with any of three strategic pathways to match with lenders and explore USDA loan opportunities.

Lendersa USDA loan application and matching outcomes

Understanding USDA Loans in MI

A USDA home loan, endorsed by the government through the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is tailored for rural areas exclusively. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans stand out by requiring no down payment at all.

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(219) 662-3880 Lender's profile and map Reviews Tech Credit Union 10951 Broadway, Crown Point, IN, 46307 Tech Credit Union is a Northwest Indiana based financial institution that provides banking & loan services to the residents and businesses of several NW Indiana and Illinois counties. Being a member-owned and not-for-profit financial institution allows our members to enjoy access to the latest banking services, lower rates on loans
(219) 230-8400 Lender's profile and map Reviews Wells Funding Group 6819 E Lincoln Hwy, Crown Point, IN, 46307 We take pride in providing all of our clients with an honest consultation, a transparent process, expert loan advice, and a streamlined mortgage experience. The Wells team prides itself on friendly, attentive, and proactive service. You will always be able to speak or meet with us personally.
(219) 293-8494 Lender's profile and map Reviews Kirk and Company Real Estate 9800 Connecticut Dr, Crown Point, IN, 46307 "Full Service Real Estate Company that Guarantees the Sale of a Home or They'll Buy It!* *Seller and Kirk must agree on price and closing date. While many agents will promise to sell your home, the reality of the real estate market is that this simply doesn't always happen. Even if the home does eventually sell, the homeowner"
(989) 759-5780 Lender's profile and map Reviews Wanigas Credit Union 1837 Bagley Street, Saginaw, MI, 48601 Wanigas Credit Union is a member-owned financial cooperative dedicated to providing a full range of quality financial products and services that meet the ever-changing needs of our membership. Services like mobile banking that include mobile loan applications, mobile check deposit, mobile bill pay and more.
(419) 286-2527 Lender's profile and map Reviews The Fort Jennings State Bank 120 North Water St., Fort Jennings, OH, 45844 Leo J Wildenhaus was a teacher at Fort Jennings High School in Fort Jennings, Ohio, when he decided to pursue a career as a banker. He began working at a Coldwater Bank to learn the trade. In 1915 he started a bank in Darke County, Ohio, which was named Osgood State Bank, which remains in existence today.
(312) 653-6371 Lender's profile and map Reviews Planites Credit Union 300 E Randolph Street, 14th Floor, Chicago, IL, 60601 Planites Credit Union is committed to providing each member with personalized friendly service. As a member-owned and operated financial institution, the Credit Union's aim is to provide customized financial solutions for our member/owners. Membership is available to employees of HCSC, Dearborn National,
(312) 283-0705 Lender's profile and map Reviews Axiom Capital Resource 205 N. Michigan Avenue, Suite 810, Chicago, IL, 60601 Axiom Capital Resource is a real estate firm that purchases well located, under-performing, or value-add multifamily and residential properties. Consequently, we generate attractive, risk-adjusted returns through several real estate cycles by demonstrating a firm investment discipline. Our philosophy has always been the same.
(312) 435-5100 Lender's profile and map Reviews Lakeside Bank 55 W. Wacker Dr, Chicago, IL, 60601 We're a family-owned Chicago bank. In 2022, we'll be 56 years old. We've grown to over $2.4 Billion in assets and ten branches throughout the city & suburbs. Our dramatic growth is due to how we work. Simply put, we build Relationships. And we build them to last. Our people have the authority to make decisions.
(312) 499-8878 Lender's profile and map Reviews Police Mortgage LLC 100 W. Randolph, 9th Floor, Chicago, IL, 60601 John M. Aretos As the CEO of an organization associated with serving the police & their loved ones, John privileged to play a role in helping our clients achieve their life’s financial goals. Our goal is to make the home buying or refinancing process as comfortable as possible, providing our clients with competitive products & excellent service.
(312) 448-8763 Lender's profile and map Reviews U.S. Mortgage Funding 100 West Randolph, 9th Floor, Chicago, IL, 60601 U.S. Mortgage Funding has thirty plus combined years of lending experience between the Founders. The foundational experience was built through various facets of the business with a deep understanding of real estate finance. Built upon hard work and a strong reputation, the U.S. Mortgage.
312 224 1390 Lender's profile and map Reviews American Street Capital 121 W. Wacker Drive Suite 2206, Chicago, IL, 60601 American Street Capital, LLC (“ASC”) is a national commercial mortgage banking firm with extensive correspondent lending relationships. ASC specializes in securing balance sheet and CMBS loans for multi-family, mixed-use, student housing, mobile home parks, assisted living, hospitality, retail, office, self storage, owner-occupied properties
(248) 330-1070 Lender's profile and map Reviews E3 Funding Inc 2294 North Island Drive, Ortonville, MI, 48462 E3 Funding is a state licensed mortgage lender, focusing on conventional and alternative financing. We can help you turn your "investment opportunity" into financial investment gain. Todd M. Burk PRESIDENT at E3 Funding Company. Todd has spent his career as an executive in residential and commercial project development.