USDA Vs. FHA Pro and Con comparison in Kalamazoo, Kalamazoo County, MI
For the year 2026, the USDA loan limit in Kalamazoo, within Kalamazoo county, MI, is set at $336,500. Conversely, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This will help you determine the income, credit, reserves, and documentation you need for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best option for your specific finances in .
Overview of 2026 Loan Limits and Down Payment Needs in Kalamazoo, Kalamazoo, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Kalamazoo, MI
The goal of Lendersa® is to help you obtain a USDA or FHA loan quickly and without hassle. Choose from one of three initial steps to find the right lenders and USDA loan programs that match your needs.
USDA home loans, backed by the Department of Agriculture, also known as USDA rural development loans or USDA mortgages, are exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment, offering an accessible option for those qualifying in such areas.
595 Market Street, Suite 200, San Francisco, CA, 94105
LendingClub Corporation (NYSE: LC) is the parent company of LendingClub Bank, National Association, Member FDIC. It is the only digital marketplace bank, and the first public U.S. neobank. Members can gain access to a broad range of financial products and services through a technology-driven platform, designed to help them pay less when borrowing.
575 Market Street, Suite 900, San Francisco, CA, 94105
We founded Bank of San Francisco in 2005, seeing the need for a progressive, relationship-driven and technology-enabled community bank. Our focus has been to identify needs in our community and develop and provide the services necessary to meet those needs. Whether helping with the purchase of a business,
Charles Schwab Bank is a Bank with operations in fifty states. Charles Schwab Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied and FHA mortgages. Charles and The Charles Schwab Corporation provides a full range of brokerage, Banking and financial advisory services through its operating subsidiaries
131 Steuart Street, Suite 520, San Francisco, CA, 94105
We’re a nonprofit that provides interest-free loans to help Jewish individuals in Northern California overcome financial challenges and pursue life dreams. Loans are also available to those in Northern California who meet one of the following criteria, regardless of religious background.
221 Main Street, Suite 300, San Francisco, CA, 94105
Prosper’s mission is to advance financial well-being. The company’s online lending platform connects people who want to borrow money with individuals and institutions that want to invest in consumer credit. Borrowers get access to affordable fixed-rate, fixed-term personal loans. Investors have the opportunity to earn solid returns.
333 1st Street, Unit N1505, San Francisco, CA, 94105
CME Funding can help you achieve your goals. To set up the right San Francisco, CA Mortgage plan for you, get in touch with us -- we're happy to help. Our San Francisco, California based company has a team of highly experienced loan and real estate agents committed to providing our clients with the highest quality real estate
1 Market Plaza, Spear Tower #3600, San Francisco, CA, 94105
Carlyle Financial is a full-service mortgage brokerage, based in San Francisco and Los Angeles. We provide a highly personalized loan process for clients who need flexibility, versatility, and a wide variety of lending products. We are dedicated to providing extraordinary service for extraordinary clients.
575 Market Street, Suite 1600, San Francisco, CA, 94105
Since 2013, Kiavi has been the go-to brand for real estate investors seeking reliable, fast financing solutions.
Dedicated financing experts always on your side to help you scale
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Central Coast Federal Credit Union is a community-chartered credit union open to all those who either reside, worship, attend school or work in Monterey County, California. Also eligible to join are parents of any students attending a university or college in Monterey County, regardless of where the parent resides.
1779 Woodside Rd., Suite 201A, Redwood City, CA, 94061
Herzer Financial Services, Inc. (HFS) offers private real estate loans for consumers and real estate investors located in California. We make ground-up construction loans, fix and flips, bridge loans, consumer loans, commercial, refinance, and purchase money loans. A significant percentage of real estate loans.
