In 2026, the USDA loan cap for Westwood in Kalamazoo, MI, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize Lendersa®'s USDA loan calculator to contrast today's top USDA and FHA rates, determining the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator facilitates side-by-side comparisons of USDA, FHA, Conforming, and VA options, helping you select the best program for your financial circumstances in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to secure the most suitable USDA or FHA loan for you promptly and without hassle. Choose one of three pathways to connect with lenders and USDA loan programs that fit your needs.
A USDA home loan, also called a USDA rural development loan or mortgage, is backed by the Department of Agriculture and designed for rural regions only. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans require none, offering a significant benefit to those eligible.
Enter your location to find out if it qualifies for USDA rural housing loan?
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