USDA Vs. FHA Pro and Con comparison in Vicksburg, Kalamazoo County, MI
During 2025, the USDA loan limit for Vicksburg in Kalamazoo county, MI, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Lendersa® offers a USDA loan calculator to help you compare current USDA and FHA best rates. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding in deciding the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Vicksburg, County of Kalamazoo, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Vicksburg, MI
Lendersa® aims to provide the fastest, most straightforward route to obtain the best USDA or FHA loan. Choose one of three pathways to connect with lenders offering USDA programs.
A USDA home loan is backed by the Department of Agriculture, known as the USDA rural development loan or mortgage, exclusively available in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment.
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