USDA and FHA Pro and Con in Vicksburg, Kalamazoo County, MI

During 2025, the USDA loan limit for Vicksburg in Kalamazoo county, MI, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Lendersa® offers a USDA loan calculator to help you compare current USDA and FHA best rates. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding in deciding the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Vicksburg, County of Kalamazoo, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Vicksburg, MI

Lendersa® aims to provide the fastest, most straightforward route to obtain the best USDA or FHA loan. Choose one of three pathways to connect with lenders offering USDA programs.

USDA loan request and matching results with Lendersa

Understanding USDA Loans in MI

A USDA home loan is backed by the Department of Agriculture, known as the USDA rural development loan or mortgage, exclusively available in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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