USDA Vs. FHA Pro and Con comparison in Fenton, Genesee County, MI

In 2026, the USDA loan limit for Fenton in the county of Genesee, MI, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to explore today's USDA versus FHA best rates. Determine the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator shows you USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the best program for your financial situation in .

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2026 Loan Limits and Downpayment Requirements in Fenton, Genesee, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Fenton, MI

The aim of Lendersa® is to swiftly secure you the best USDA or FHA loan, minimizing hassle. Choose one of three starting points that match you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA home loan, known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is only available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none, offering significant benefits to qualified borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • ince 1973, the Andreadis family has been providing private mortgage services to real estate owners and investors in the New York City area. George Andreadis, his son Nikos, and their staff invite you to click on the "Loan Guidelines" tab at left for more information. We look forward to speaking with you.

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    But to us, success isn’t measured in numbers. Our success is measured in living our values every day