USDA Loan Vs. FHA loan for Fenton, MI 2026

In 2026, the USDA loan limit for Fenton in the county of Genesee, MI, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to explore today's USDA versus FHA best rates. Determine the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator shows you USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the best program for your financial situation in .

USDA and FHA Loan Options in Fenton, MI

The aim of Lendersa® is to swiftly secure you the best USDA or FHA loan, minimizing hassle. Choose one of three starting points that match you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA home loan, known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is only available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none, offering significant benefits to qualified borrowers.

Get top 10
USDA LENDERS
customized to yout needes

Fenton Lenders
(810) 629-2263 Lender's profile and map The State Bank 175 N. Leroy St, Fenton, MI, 48430 Lends in Michigan Our mission is to remain an independent community bank by offering the most flexible and comprehensive financial solutions delivered by our team of top performing professionals who go to work every day with the goal of helping families, businesses, and our communities find their better state.
(833) 244-2221 Lender's profile and map Fountain Stone Home Loans 12311 Foley Rd, Fenton, MI, 48430 Lends in Michigan Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(810) 936-8366 Lender's profile and map Lightning Home Loans 2325 W Shiawassee Ave, Fenton, MI, 48430 Lends in Michigan Lightning Home Loans is determined to achieve excellence in the mortgage origination industry and we have built a team to best service your needs. From start to finish our team goes above and beyond making sure that you understand every part of the process. We understand that the most critical decision for you as a borrower is to choose a team.
(800) 499-9292 Lender's profile and map Star Mortgage of America, Inc. 415 Rounds Dr, Suite B, Fenton, MI, 48430 Lends in Michigan Star Mortgage can be counted on to present all the programs with an emphasis on the lowest fixed rate and the lowest cost mortgages. Our Company is dedicated to the Mortgage Process, whether you are a First Time Homebuyer or a family looking to refinance. We offer mortgages of all types. We can help get you the home of your dreams!
(248) 840-8450 Lender's profile and map Dream Mortgage LLC 9031 Green Hickory Ln At, Fenton, MI, 48430 Lends in Michigan We are a full-service mortgage company based in Fenton, Michigan. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks.
(810) 201-4903 Lender's profile and map Lakeview Funding Group LLC 1749 Welland Street, Howell, MI, 48855 Lends in Michigan Lakeview Funding Group LLC is your hometown mortgage broker! We are licensed and cover all of Michigan and Indiana. Our promise is to find the best loan program and interest rate for your individual needs. Having many lenders to choose from, we shop around so you don't have to! We specialize in Conventional, FHA, USDA and VA loans.
(248) 529-3024 Lender's profile and map Multiresource, Inc 376 Beach Farm Circle, Suite 746, Highland, MI, 48357 Lends in Michigan We are your family owned neighborhood Mortgage Brokerage serving Michigan. We work with stellar top tier lenders to offer you the most competitive products on the market. We are veteran and woman owned and operated. MultiResource is here to serve you for ALL of your home financing needs.
(248) 202-6911 Lender's profile and map Opportunity Home Lending LLC 2591 Overbrook, Highland, MI, 48357 Lends in Michigan Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(810) 606-1075 Lender's profile and map Epic Mortgage Group 12750 S Saginaw St, Suite 102, Grand Blanc, MI, 48439 Lends in Michigan Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.