USDA and FHA Pro and Con in Linden, Genesee County, MI
In the year 2026, the USDA loan limit for Linden, in Genesee County, MI, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's most favorable USDA and FHA rates. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you find the best fit for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Linden, Genesee County, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Linden, MI
The goal at Lendersa® is to provide the best USDA or FHA loan quickly and easily. Choose one of three starting points to connect with lenders offering USDA loan programs.
The USDA home loan is backed by the Department of Agriculture, often known as a USDA rural development loan. It's available in rural areas only. Unlike FHA loans that require a 3.5% down payment, a USDA loan requires none.
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