USDA VS FHA in Durand, Shiawassee County, MI

In the year 2026, the USDA loan limit in Durand, situated in Shiawassee County, MI, is set at $336,500. The FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate the best current rates between USDA and FHA loans, and assess the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the most suitable option for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Durand, Shiawassee County, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Durand, MI

The goal at Lendersa® is to secure the best possible USDA or FHA loan for you swiftly and without hassle. You can select one of three starting points to find lenders offering USDA loan programs that match your needs.

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Explaining USDA Loans in MI

A USDA loan is a government-backed mortgage provided by the Department of Agriculture, also known as a USDA rural development loan. It is available in rural areas and does not require a down payment, unlike FHA loans, which need at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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