USDA Vs. FHA your options comparison in Durand, Shiawassee County, MI

In the year 2025, the USDA loan limit in Durand, situated in Shiawassee County, MI, is set at $336,500. The FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate the best current rates between USDA and FHA loans, and assess the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the most suitable option for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Durand, Shiawassee County, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Durand, MI

The goal at Lendersa® is to secure the best possible USDA or FHA loan for you swiftly and without hassle. You can select one of three starting points to find lenders offering USDA loan programs that match your needs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in MI

A USDA loan is a government-backed mortgage provided by the Department of Agriculture, also known as a USDA rural development loan. It is available in rural areas and does not require a down payment, unlike FHA loans, which need at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American Homestar Mortgage LLC
  • 2450 South Shore Blvd, Suite 301, League City, TX, 77573
  • American Homestar Mortgage is a proud member of the American Homestar Corporation, celebrating 50 years in business. We are committed to providing you the best-in-class service from the initial application all the way to closing day! Our dedicated team is here to help you every step of the way.
  • AMOCO Federal Credit Union
  • 1692 E. League City Pkwy, League City, TX, 77573
  • More than a financial institution, AMOCO Federal Credit Union offers financial products and services paired with expert advice to help our members make the right financial decisions. We have over 215 valued employees who are dedicated to serving the financial needs of our members, which is what we’re all about.
  • Helping Heroes Buy Homes LLC
  • 2213 Dove Haven Lane, League City, TX, 77573
  • Helping Heroes Buy Homes has many programs to help parties within Real Estate Investment. Vast program diversification for all types of clients for approval of financing. Every client has different needs and may not qualify for all programs. Check with your loan consultant about your options.
  • AMTEX LOAN, LLC
  • 241 Farnworth Ln, League City, TX, 77573
  • Dan Garza, Sr. Mortgage Banker at Amtex Loan. We are a full-service mortgage company doing business throughout Texas. We specialize in Home Acquisition & Finance and are proud to say we do it quite well. We serve all of Texas cities and counties. Whether you are buying a home or refinancing we can help you realize your dream of home ownership
  • BAYMONT MORTGAGE LLC
  • 238 S. Egret Bay Blvd, Suite 234, League City, TX, 77573
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Baymont Mortgage
  • 238 S. Egret Bay Blvd., Suite 234, League City, TX, 77573
  • Baymont Mortgage are a full-service mortgage company based in League City, Texas. We specialize in FHA, First Time Buyer Home Loans, Conventional, and VA Loans. We also serve the surrounding cities in Galveston County and greater Houston area. Whether you are buying a home or refinancing.
  • Lone Star Bank
  • 2600 South Gessner Road, Houston, TX, 77063
  • Lone Star Bank was established in Houston in 2006. We are an independent and privately owned community bank primarily engaged in commercial banking with a diversified line of financial products and services, including conventional business and real estate loans and SBA loans. With superior customer service and local decision making.
  • Mortgages Direct
  • 2100 Tanglewilde 185, Houston, TX, 77063
  • William Taylor founder of Mortgages Direct and and own 100% of the company. Our corporate name is Mortgage Factory Inc. and we have been in business in Houston since 1992. I am proud of the fact that we have survived all these years, through the financial crises and boom times alike.
  • BHI Funding
  • 2626 South Loop West, Suite 232, Houston, TX, 77054
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Tidal Loans
  • 2616 S Loop W, Unit 505, Houston, TX, 77054
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