USDA Vs. FHA Pro and Con comparison in Durand, Shiawassee County, MI

In the year 2025, the USDA loan limit in Durand, situated in Shiawassee County, MI, is set at $336,500. The FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate the best current rates between USDA and FHA loans, and assess the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the most suitable option for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Durand, Shiawassee County, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Durand, MI

The goal at Lendersa® is to secure the best possible USDA or FHA loan for you swiftly and without hassle. You can select one of three starting points to find lenders offering USDA loan programs that match your needs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in MI

A USDA loan is a government-backed mortgage provided by the Department of Agriculture, also known as a USDA rural development loan. It is available in rural areas and does not require a down payment, unlike FHA loans, which need at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Chicago Financial Services, Inc.
  • 1455 W. Hubbard St. Suite 200, Chicago, IL, 60642
  • Chicago Financial Services, Inc. founded in 1990 The company provides residential financial services to individuals and institutional projects it is recognized as one of the premier residential mortgage banks in Chicago and differentiates itself from other mortgage banks because of its boutique size. All aspects of the residential lending process.
  • A & N MORTGAGE SERVICES, INC.
  • 1945 N. Elston Ave, Chicago, IL, 60642
  • A and N Mortgage Services, Inc.'s mission is to provide you with high quality programs that are tailored to fit your unique situation at some of the most competitive rates in the nation.After receiving your information, A and N Mortgage Services, Inc. will be able to get a complete look at your financial situation to determine.
  • CCM Commercial Mortgage, LLC
  • 8052 Monticello, Suite 106, Skokie, IL, 60076
  • CCM has long-standing relationships with a cadre of lenders nationwide who consistently value the lending opportunities that CCM clients bring to the table. Lenders know that when they receive a loan request from CCM, it is thorough, complete and has been underwritten and vetted.
  • Starlight Home Mortgage
  • 4106 Oakton Street, Skokie, IL, 60076
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • F Street Group
  • 1134 N 9th Street, Suite 200, Milwaukee, WI, 53233
  • Founded in 2008, F Street Group invests and maintains ownership stakes in businesses across a number of verticals, including housing, lending, real estate development, and hospitality. Our focus continues to be on finding opportunities that maximize returns and wealth creation.Our goal has always been to help support and build the communities.
  • Milwaukee Hard Money
  • 1130 N 9th St, Milwaukee, WI, 53233
  • Milwaukee-based hard money lender. Our lending program is a vehicle through which real estate investors can realize their investment goals and be competitive in their market. We focus on lending to investors who perform rehabs to single-family, multi-family, or commercial real estate for investment purposes only.
  • Columbia Savings and Loan Association
  • 2020 W Fond Du Lac Ave, Milwaukee, WI, 53205
  • Columbia Savings & Loan Association, since its founding in 1924, has been dedicated to the task of ensuring a better quality of life for the citizens of Milwaukee’s inner city, particularly the growing minority population. Columbia Savings & Loan Association stands as a guiding light for progress in the community, providing a viable opportunity.
  • Northview Bank & Trust
  • 245 Waukegan Rd, Winnetka, IL, 60093
  • Northview Bank & Trust, a Wintrust Community Bank, offers reliable and convenient banking solutions tailored to our customers, their needs, and our unique community. No matter your personal financial goal or small business banking need, we can help. But, we also go above and beyond basic financial solutions
  • 1st Eagle Mortgage Inc
  • 790 West Frontage Road, Suite 418, Northfield, IL, 60093
  • 1st Eagle Mortgage is a full-service mortgage company, working closely with current and prospective property owners in the Chicagoland area to create tailor-made mortgages to meet their needs. Our focus is on you, the customer. We understand that every customer’s situation is unique.
  • First Eagle Bank
  • 1201 West Madison Street, Chicago, IL, 60607
  • First Eagle Bank is an entrepreneurial, independent bank, offering a complex range of commercial and personal banking services in the Chicago land area. We are focused on developing long lasting relationships with our customers, our community and our staff. We are proud to carry a Superior Five Star Rating from Bauer Financial.