USDA Vs. FHA your options comparison in Durand, Shiawassee County, MI
In the year 2026, the USDA loan limit in Durand, situated in Shiawassee County, MI, is set at $336,500. The FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the best current rates between USDA and FHA loans, and assess the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the most suitable option for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Durand, Shiawassee County, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Durand, MI
The goal at Lendersa® is to secure the best possible USDA or FHA loan for you swiftly and without hassle. You can select one of three starting points to find lenders offering USDA loan programs that match your needs.
A USDA loan is a government-backed mortgage provided by the Department of Agriculture, also known as a USDA rural development loan. It is available in rural areas and does not require a down payment, unlike FHA loans, which need at least a 3.5% down payment.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Sovita Credit Union serves education and healthcare workers in Genesee, Lapeer, Livingston, Oakland and Shiawassee counties. We provide low-cost, high-value financial services to people who enrich, heal, lift and lead all others in the community. Founded in 1934 as Flint Teachers Credit Union,
Lakeview Funding Group LLC is your hometown mortgage broker! We are licensed and cover all of Michigan and Indiana. Our promise is to find the best loan program and interest rate for your individual needs. Having many lenders to choose from, we shop around so you don't have to! We specialize in Conventional, FHA, USDA and VA loans.
Financial Plus Credit Union Facebook Page where you will find the most recent information and news about the Credit Union. It is our goal to provide the public with the most recent happening at the Credit Union and our participation in the community and We do not allow solicitations or advertisements.
5141 Gateway Center Dr, Suite 200, Flint, MI, 48507
Lends in Michigan
Icon Mortgage opened for business in 2004 in Flint, Michigan. The owner has two decades of experience in the mortgage business. We love helping people in this community understand their loan options and make smart decisions about home loans and refinancing. We're a locally owned company that cares deeply about the Grand Blanc Township.
Kline Mortgage & Lending LLC is changing lives one loan at a time by offering competitive rates and extensive loan program options for our customers. As company president David Kline, have been servicing Genesee, Oakland, Shiawasee, and Livingston counties with their mortgage needs for 15 years.
Our mission is to remain an independent community bank by offering the most flexible and comprehensive financial solutions delivered by our team of top performing professionals who go to work every day with the goal of helping families, businesses, and our communities find their better state.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
