USDA Vs. FHA Pro and Con comparison in Lake-Fenton, Genesee County, MI
In 2025, the USDA loan limit for Lake-Fenton in the county of Genesee, MI, amounts to $285,000. Meanwhile, the FHA loan limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today’s optimal USDA and FHA rates. Determine the income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in best matches your financial situation.
2025 Loan Limits and Downpayment Requirements in Lake-Fenton, County of Genesee, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Lake-Fenton, MI
The focus of Lendersa® is to rapidly secure the most suitable USDA or FHA loan with minimal hassle. Choose one of three starting points that result in matching lenders and appropriate USDA loan programs.
A USDA home loan is backed by the government through the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage. It is available specifically in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA mortgage loans are distinctive in requiring no down payment.
6200 E Thomas Rd, Suite 202, Scottsdale, AZ, 85251
Whether you are looking for a VA loan for a new home purchase in Tucson, refinance a mortgage for your home in Phoenix, or are looking for jumbo mortgage financing for a custom build in Flagstaff, The Lending Lady has the loan program that fits your needs.
You only think about home financing a few times in your life
8100 E Camelback Rd Lot, Suite 9, Scottsdale, AZ, 85251
The Mazzocco Group guides you through every step of the home financing process, working with all parties including the real estate agents, settlement agents, and loan processors to ensure success in closing a smooth transaction for your new home!
Exceptional Service: Communication is the key that unlocks success
Beyond Mortgage is an Equal Housing Opportunity Lender and a licensed Mortgage Broker MB#1005253 and Loan Originator NMLS#1902728 in the state of Arizona. Beyond Mortgage is acting as a Loan Originating Agent and NOT a Principal. We help hundreds of people buy their home every year.
7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
Established with one purpose! To serve our clients as a full service, one stop shop for all of your mortgage needs. We specialize in helping our clients identify and secure the Best Damn Loan For each unique situation. Our founder Nicholas Rausch was frustrated with how fragmented the Industry has become.
7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
Arizona Lending Group specializes in Conventional home loans, VA loans, FHA loans, USDA loans, Jumbo loans, and Reverse Mortgages. We are based in Scottsdale, Arizona and have a passion for customer service. Get pre-approved in minutes and take advantage of our low rates, low fees, and around the clock service.
When you work with Mizar, you’re working with experienced professionals that know how to properly manage and execute the best and most efficient lending solutions for all types of real estate projects.Real Estate financing isn’t just a one-size-fits-all solution. It takes experience, knowledge, trust, personal attention to detail, and speed.
7137 East Rancho Vista Drive, Suite B05, Scottsdale, AZ, 85251
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Our main goal is to make the home loan process easier for consumers. Getting a home loan can be difficult. We're changing that. Mortgages could be a much easier process, but some companies won't give up their archaic systems and processes.While we aren't in control of every aspect of the process the goal is to simplify the things we can.
