In 2026, the USDA loan limit for Lake-Fenton in the county of Genesee, MI, amounts to $285,000. Meanwhile, the FHA loan limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today’s optimal USDA and FHA rates. Determine the income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The focus of Lendersa® is to rapidly secure the most suitable USDA or FHA loan with minimal hassle. Choose one of three starting points that result in matching lenders and appropriate USDA loan programs.
A USDA home loan is backed by the government through the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage. It is available specifically in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA mortgage loans are distinctive in requiring no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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