USDA Vs. FHA Pro and Con comparison in Lake-Fenton, Genesee County, MI

In 2025, USDA loan limit in Lake-Fenton, county of Genesee, MI is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Lake-Fenton, county of Genesee, MI

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Lake-Fenton, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Crawford Real Estate Services, Inc.
  • 1447 Ford Street Ste 101, Redlands, CA, 92374
  • Crawford Real Estate Services, Inc. has been owned and operated by the Crawford Family without interruption since 1957. We are in the business of arranging financing for first and second trust deeds as well as business purpose Residential, Commercial, Industrial, New Construction and Land Loans.
  • MOUNTAIN WEST FINANCIAL, INC.
  • 1255 West Colton Avenue, Office 17, Redlands, CA, 92374
  • Since 1990 Mountain West Financial has built a reputation of not just putting our clients in any loan, but putting them in a home loan that suits both their short and long term goals. We strive to earn the opportunity to become a lender for life. Our success over the past 30 years is derived from our goal of offering sustainable homeownership.
  • Atlas Crown Financial, Inc.
  • 1998 Orange Tree Ln, Redlands, CA, 92374
  • Atlas Crown Financial specializes in providing financing options for all types of real estate purchases. Atlas Crown Financial has developed relationships with lenders versed in residential financing options. Our loan officers work with you to understand your options and pick the type of loan best suited for your needs.
  • New Horizon Mortgage Concepts
  • 1255 West Colton Avenue, Suite 120, Redlands, CA, 92374
  • New Horizon Mortgage Concepts thrives on helping our Customers obtain the type of Financing that best addresses their individual and unique requirements. Being a Mortgage Broker allows us to match the many Financing Products we represent with our Client’s specific needs and desires thereby ensuring that we can offer all of our Customers.
  • Arrowhead Capital Mortgage
  • 1425 W Lugonia Ave, Suite 102, Redlands, CA, 92374
  • Arrowhead Capital Corporation is a mortgage broker based in Redlands, CA. that provides service all over Southern California. Our team is always willing to serve you and each loan officer brings years of experience to the table with a smile. Locally owned and operated since 1985, we want to help provide a financial future, one family at a time
  • Mountain West Financial Inc.
  • 1209 Nevada St. #200, Redlands, CA, 92374
  • Mountain West Financial, Inc. is a full-service, privately held Mortgage Banker with an outstanding reputation built on trust, ethical lending practices and true family values. We are a family-owned business who have been making homeownership a reality since 1990. From the time of application to closing.
  • Hemet Mortgage-Larry Iest
  • 41591 Florida Ave, Suite F3, Hemet, CA, 92544
  • We dedicate 100% of our energy towards delivering world-class service to our clients. What sets me above the rest is that we are committed to the principles of continuous improvements and ever increasing efficiencies. We create an environment where the relationships count more than the transactions.
  • North Coast Credit Union WA
  • 1100 Dupont Street, Bellingham, WA, 98225
  • We've been devoted to our members since 1939. Treat each other with respect, understanding, consideration and dignity. We will create a rewarding and positive working environment where all can fulfill their potential and enjoy coming to work. Deliver compassionate, knowledgeable and personal service that helps members achieve their dreams.