USDA Vs. FHA Pro and Con comparison in Lake-Fenton, Genesee County, MI
In 2025, the USDA loan limit for Lake-Fenton in the county of Genesee, MI, amounts to $285,000. Meanwhile, the FHA loan limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today’s optimal USDA and FHA rates. Determine the income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in best matches your financial situation.
2025 Loan Limits and Downpayment Requirements in Lake-Fenton, County of Genesee, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Lake-Fenton, MI
The focus of Lendersa® is to rapidly secure the most suitable USDA or FHA loan with minimal hassle. Choose one of three starting points that result in matching lenders and appropriate USDA loan programs.
A USDA home loan is backed by the government through the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage. It is available specifically in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA mortgage loans are distinctive in requiring no down payment.
12805 US Highway 98 E, Suite E201, Inlet Beach, FL, 32461
Walton Funding was formed with the intent of bringing our borrowers the most favorable lending terms available in the market. We specialize in finding solutions that don't meet standard agency criteria. Our qualified borrowers have transparent access to wholesale rates, giving them some of the best rates available in the industry.
Citizens Bank of Edmond was founded in April 1901 in Edmond, Oklahoma. We have grown up with Edmond, one of the best suburbs in America! Our bank is comprised of 4th generation family ownership, an Employee Stock Ownership Program and community stockholders, a unique ownership structure that ensures our continued independence.
Prosperity Mortgage, LLC is a full service correspondent mortgage broker, providing the industry with the best solutions in residential purchases, refinances, and renovation loans. Our product offering complements customers throughout Oklahoma metro cities as well as the rural areas including FHA, VA, JUMBO, and Rural Housing Portfolio.
The Land Run Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Oklahoma AgCredit is part of the Farm Credit System that supports rural communities and agriculture with reliable and consistent credit today and tomorrow. We provide loans, leases and financial services to farmers, ranchers and rural businesses and homeowners in 60 counties in eastern and central Oklahoma.
233 East 10th Street Plaza, Suite 3, Edmond, OK, 73034
Spurr Mortgage is a locally and family owned mortgage company in Edmond, Ok helping homeowners since 1990 by Harold Spurr. Spurr Mortgage has stayed true to its mission to provide outstanding home mortgage services in Edmond and throughout Oklahoma. Spurr Mortgage has the distinct honor of being the only remaining mortgage broker in the state.
"MHL and eLEND combine great rates and a wide range of Manufactured and Modular Home loan options, with over 20 years of industry expertise, and excellent customer service. We’re always just a call, message
Being a customer-focused company means we take great pride in our customer service."
10151 Deerwood Park Blvd, Building 100, Suite 200, Jacksonville, FL, 32256
FLCBank is a leader in the banking industry focusing on solutions for the financial well-being of businesses and their owners. We are a nationally chartered bank headquartered in Jacksonville, Florida with full service branches located in Gainesville, Orlando, Tampa Bay, and Jacksonville
