USDA Vs. FHA your options comparison in Flushing, Genesee County, MI
In 2025, USDA loan limit in Flushing, county of Genesee, MI is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Flushing, county of Genesee, MI
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Flushing, MI
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
In 1951, Summit Federal Credit Union ( then known as Summit School Employees Federal Credit Union), like all credit unions, was organized because a handful of people believed in an idea and were willing to work, to serve, to create and to bring to reality a cooperative financial institution. We organized for mutual protection
Our credit union was founded in Akron, Ohio in 1933 to give financial support to postal workers. The credit union operated out of the Akron Post Office until 1968. By 1975, our membership grew to include many more members of the community, so we changed our name to Buckeye State Credit Union.
BFG Federal Credit Union has been open since 1935. The credit union has assets totaling $171.85 Million and provides banking services to more than 23, 000 members
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Wayne County Community Federal Credit Union was officially organized on June 7, 1966 as the Wayne County School Employees Federal Credit Union. Seven very foresighted school employees (Sam Yelic, Charles Deane, Wayne Kornhaus, Neal Retherford, Fred Kloha, Russell Knight and Kenneth Barton) met on that June date
We build success for our credit union and community one member at a time. Chartered on 1958 April 21st as P&C Dock Company Employees Federal Credit Union headquartered in Conneaut, Ohio. This included employees, immediate family members and organizations of such persons. Anyone who lives in Ashtabula County can become a member.
Wayne Savings Community Bank was established in 1899 and is headquartered in downtown Wooster. Throughout our long history and many economic cycles, we have enjoyed a reputation for stability, safety and soundness, and community service. We are dedicated to providing quality, personal customer service & affordable loans to families and businesses.
Goodyear Employees Credit Union has been open since 1961. The credit union has assets totaling $5.63 Million and provides banking services to more than 900 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
We opened in Kent in 1898 as a state-chartered building & loan association called Home Building & Loan Company. Early services were limited to financing area homes. After many years as a successful building & loan, we changed our name in 1953 to Home Savings and Loan Association, having taken on more in the way of services to savers and borrowers.
