USDA Vs. FHA Pro and Con comparison in Flushing, Genesee County, MI

In 2025, the USDA loan limit for Flushing, Genesee county, MI is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Find out the income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in fits your needs best.

Compare offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Flushing, Genesee, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Flushing, MI

Lendersa® aims to provide you with the best USDA or FHA loans quickly. Select one of three paths to connect with lenders and explore USDA programs.

Lendersa USDA loan matching results

About USDA Loans in MI

A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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