FHA Vs. USDA loan program for Mount-Morris, Genesee County, Michigan

For the year 2026, the USDA loan limit in Mount-Morris, located in Genesee county, MI, is $285,000, whereas the FHA limit for single-family homes is $356,362.

Leverage Lendersa®'s USDA loan calculator to evaluate today's USDA versus FHA best rates. Determine the necessary income, credit profile, reserves, and documentation to qualify. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA programs side by side, assisting in selecting the optimal option for your financial scenario in .

Exploring USDA and FHA Loan Options in Mount-Morris, MI

The aim of Lendersa® is to quickly find you the best USDA or FHA loan solution without hassle. Choose one of three starting points to connect with suitable lenders and USDA loan programs.

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USDA Loan Details in MI

A USDA home loan is guaranteed by the government through the Department of Agriculture, known as a USDA rural development loan or USDA mortgage. It's exclusively available in rural areas. Unlike FHA loans, which need a minimum 3.5% down payment, USDA mortgages require no down payment at all.

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Mount-Morris Lenders
(810) 720-8300 Lender's profile and map Sovita Credit Union 4411 Calkins Road, Flint, MI, 48532 Lends in Michigan Sovita Credit Union serves education and healthcare workers in Genesee, Lapeer, Livingston, Oakland and Shiawassee counties. We provide low-cost, high-value financial services to people who enrich, heal, lift and lead all others in the community. Founded in 1934 as Flint Teachers Credit Union,
(810) 715-3542 Lender's profile and map ELGA Credit Union 2305 S. Center Rd., Burton, MI, 48519 Lends in Michigan We are a not-for-profit cooperative; formed, owned and operated for a single purpose: members helping members. We have a proud tradition of service to our members since 1951. ELGA Credit Union had a humble beginning, helping Consumers Energy employees that were paid below the average of other industrial workers in the 1940’s and 50’s.
(800) 748-0451 Lender's profile and map Financial Plus Credit Union PO Box 7006, Flint, MI, 48507 Lends in Michigan Financial Plus Credit Union Facebook Page where you will find the most recent information and news about the Credit Union. It is our goal to provide the public with the most recent happening at the Credit Union and our participation in the community and We do not allow solicitations or advertisements.
(810) 953-4266 Lender's profile and map icon mortgage 5141 Gateway Center Dr, Suite 200, Flint, MI, 48507 Lends in Michigan Icon Mortgage opened for business in 2004 in Flint, Michigan. The owner has two decades of experience in the mortgage business. We love helping people in this community understand their loan options and make smart decisions about home loans and refinancing. We're a locally owned company that cares deeply about the Grand Blanc Township.
(810) 239-0343 Lender's profile and map Kline Mortgage and Lending LLC 4290 Old Carriage Rd, Flint, MI, 48507 Lends in Michigan Kline Mortgage & Lending LLC is changing lives one loan at a time by offering competitive rates and extensive loan program options for our customers. As company president David Kline, have been servicing Genesee, Oakland, Shiawasee, and Livingston counties with their mortgage needs for 15 years.
(810) 235-2322 Lender's profile and map Security Credit Union PO Box 5255, Grand Blanc, MI, 48480 Lends in Michigan Security Credit Union signed its organizational charter on July 29, 1949. A group of Buick employees started the Credit Union with $40 in shares. The original intent of organizing the Credit Union was to "encourage and promote thrift and to provide loans for any prudent or productive purpose at a reasonable rate of interest.
(810) 606-1075 Lender's profile and map Epic Mortgage Group 12750 S Saginaw St, Suite 102, Grand Blanc, MI, 48439 Lends in Michigan Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(810) 715-4453 Lender's profile and map MD Mortgage Inc 6436 E Maple Ave, Grand Blanc, MI, 48439 Lends in Michigan We keep you informed and return all emails and calls promptly so that you never have to wonder what is going on with your loan. Count on us to be there with you and to help you navigate the entire mortgage process. We'll help you cut through the red tape and avoid the common mistakes people make.
(810) 600-4093 Lender's profile and map Dort Financial Credit Union 9048 Holly Rd, Grand Blanc, MI, 48439 Lends in Michigan Dort Financial Credit Union is a not-for-profit financial cooperative whose mission is to open doors to our members by providing quality financial services. Each member owns one share of the cooperative, represented by the initial deposit made to a primary savings account. Dort Financial Credit Union values communication with our members.