USDA Vs. FHA your options comparison in Mount-Morris, Genesee County, MI
For the year 2025, the USDA loan limit in Mount-Morris, located in Genesee county, MI, is $285,000, whereas the FHA limit for single-family homes is $356,362.
Leverage Lendersa®'s USDA loan calculator to evaluate today's USDA versus FHA best rates. Determine the necessary income, credit profile, reserves, and documentation to qualify. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA programs side by side, assisting in selecting the optimal option for your financial scenario in .
2025 Loan Limits and Downpayment Requirements in Mount-Morris, Genesee, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Mount-Morris, MI
The aim of Lendersa® is to quickly find you the best USDA or FHA loan solution without hassle. Choose one of three starting points to connect with suitable lenders and USDA loan programs.
A USDA home loan is guaranteed by the government through the Department of Agriculture, known as a USDA rural development loan or USDA mortgage. It's exclusively available in rural areas. Unlike FHA loans, which need a minimum 3.5% down payment, USDA mortgages require no down payment at all.
The Bank of Tioga is a community bank that values citizenship, exceptional client service and serving as a business leader in its community. Committed to supporting local organizations, the bank reinvests 10 percent of their net income back to the community. Branch locations include both Tioga and Crosby, North Dakota.
Founded and based in Texas, GFM has served the Lone Star State exclusively since 2005. Our core business philosophy is revolutionizing how customers get mortgage loans with a rare combination of GREAT Service and Low Rates. Unlike traditional lending our Loan Advisors are not compensated by the rates or fees charged on loans.
V3 Lending approaches commercial real estate and business lending with our clients in mind. We understand that each client’s situation is unique and not everyone falls under a black and white lending guideline. Business owners and real estate investors frequently need customized financing solutions that resolve their unique situation.
We can structure commercial real estate scenario for refinancing or purchase. With our years of experience and extensive funding sources, we’re able to secure financing for even the most difficult transactions. The mission of MDN Capital Consulting, LLC is to be more than just a mortgage brokerage firm. We strive to provide guidance
6136 Frisco Square Blvd, Suite 350, Frisco, TX, 75034
"At Evolve, we empower mortgage lenders, servicers and investors with the ability to focus on high value activities that grow revenue, while letting others handle routine tasks.
By outsourcing time-consuming work that fluctuates with volume and unpredictable market influences, Evolve enables companies to streamline operations while dramaticall
Pam Thorn connect people with their dream of home ownership, whether first-time buyers, move-up buyers or those wanting to refinance. By reviewing goals and discussing options up front, I can provide loan programs that meet needs and enhance long-term wealth. Pam Thorn is a concierge lender, available outside of "banker hours".
Lear Financial Group both retail and wholesale mortgage lending as Branch Trainer, Senior Account Executive, Sales Manager, Sales Training Manager and Loan Officer. My extensive experience helps me to ensure that my clients are not only getting the best loan for their unique situation
Debbie Bloyd, the founder of DLB Mortgage Services, has had experience in mortgage, estate planning, investments, insurance, and real estate. We provide the best rates and overall financial analysis for our clients. Debbie has a real estate license and helps you navigate any problem you are facing.
