USDA Loan Vs. FHA loan for Wayne, MI 2025

In 2025, USDA loan limit in Wayne, county of Wayne, MI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Wayne, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 494-4975 Lender's profile and map Reviews C 4 D Mortgage Company LLC 100 E Big Beaver Rd, Suite 940, Troy, MI, 48083 C4D Mortgage, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(517) 416-2921 Lender's profile and map Reviews ASI Mortgage 10291 E Grand River Avenue, Suite E, Brighton, MI, 48116 At ASI Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders. We work with more than 20 investors.
(810) 229-6669 Lender's profile and map Reviews Livingston Lending 120 W. Grand River, Brighton, MI, 48116 Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing and mortgage or cashing out your home equity. So we make a commitment to you.We will help you qualify, apply.
(810) 229-2820 Lender's profile and map Reviews ADVISORY MORTGAGE 210 S. East Street, Suite 1, Brighton, MI, 48116 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in purchasing a house, refinancing, or cashing out your equity. So we make a commitment to you: we can help you qualify, apply and be approved for the best mortgage loan for you.
(810) 220-8200 Lender's profile and map Reviews Concord Mortgage, Inc. 430 W Main St, Brighton, MI, 48116 Concord Mortgage, Inc. is a Michigan-licensed mortgage broker and lender.Our staff consists of highly experienced mortgage professionals with many years of experience in the mortgage industry.Concord Mortgage, Inc. was established in 1994. We have been located on Main Street in Downtown Brighton, Michigan since 1995.
3135588804 Lender's profile and map Reviews Elevation One Group 15001 Kercheval Ave, Suite 171, Grosse Pointe Park, MI, 48230 At Elevation One Group, we have a simple goal - helping people solve their money problems. We listen carefully to your story so that we develop the best options for you. We understand that your time is valuable, so we have developed a streamlined application process that can have you funded in as little as a week.
(313) 444-0524 Lender's profile and map Reviews Iris Mortgage LLC 1405 Bishop Rd, Grosse Pointe, MI, 48230 A 100% female owned and operated mortgage broker serving the state of Michigan. A vast selection of mortgage refinance and purchase products combined with industry leading experience, technology, communication, speed, and service set apart Iris Mortgage from other competitors. Low overhead and small
(248) 641-5100 Lender's profile and map Reviews Crestmark Bank 5480 Corporate Drive, Suite 350, Troy, MI, 48098 Crestmark, a division of MetaBank, is a skilled provider of financial solutions for business-to-business companies. Financing solutions include asset-based lending on A/R and inventory, accounts receivable financing, traditional factoring, discount factoring, payroll financing, invoice financing, equipment leasing and financing.
(248) 743-1700 Lender's profile and map Reviews Loan Craft 5607 New King Dr, Suite 270, Troy, MI, 48098 LoanCraft has a deep understanding of the challenges facing lenders and the complexities of the loan approval process. Since 2003, LoanCraft has been helping financial institutions grow their top and bottom line revenue. We provide a wide range of products and services that help our clients provide outstanding service to their customers.
(866) 591-0655 Lender's profile and map Reviews Premia Relocation Mortgage 1111 W. Long Lake Road, Suite 102, Troy, MI, 48098 Our experienced team has focused on ﬁnancing the needs of the relocating employee and their employer. Our business is built around the relocation industry. We understand this unique situation and will provide a high-touch, high-tech approach. Our mortgage consultants average 20 years relocation mortgage experience and will work closely.
(586) 268-9690 Lender's profile and map Reviews Warren Municipal FCU 31300 Hoover Road, Warren, MI, 48093 Warren Municipal FCU, you’re not just a customer but part-owner of your credit union. Member assets are pooled to provide loans and other financial services to fellow members. Credit unions are not-for-profit, which means that instead of dividends going to shareholders, the profits are put back into the credit union