FHA Vs. USDA loan program for Grayling, Crawford County, Michigan

In the county of Crawford, located in Grayling, MI, the USDA loan limit for 2026 is set at $336,500, while a single-family residence under FHA has a limit of $472,030.

Utilize Lendersa®'s USDA loan calculator to examine and compare the best current rates for USDA versus FHA loans. Determine the necessary income, credit, reserves, and documentation requirements to qualify. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan programs side by side, enabling a thorough analysis to choose the most suitable option for your financial scenario in .

USDA and FHA Lending Options in Grayling, MI

The mission of Lendersa® is to facilitate the fastest and most straightforward path to acquiring the best USDA or FHA loans available. Begin with one of three starting paths to find matching lenders offering USDA loan solutions.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

The USDA home loan is government-backed by the Department of Agriculture, often referred to as the USDA rural development loan or mortgage. It's exclusively available in rural areas. Although FHA loans necessitate a minimum of 3.5% down payment, USDA loans demand no down payment whatsoever.

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Grayling Lenders
(231) 879-4154 Lender's profile and map Forest Area Federal Credit Union 638 Boyd St, Fife Lake, MI, 49633 Lends in Michigan Our mission is to provide our members with quality financial services, giving special attention to their individual needs. Forest Area Federal Credit Union was organized on September 19, 1983. The original office of the credit union was located at Larr’s Sporting Goods in Fife Lake, MI, until such time that an alternate location could be found.
(989) 910-5135 Lender's profile and map North Central Area Credit Union 2665 S. Reserve Rd, Houghton Lake, MI, 48629 Lends in Michigan NCACU is dedicated to establishing trusting relationships with our members, and going the extra mile to help you reach your financial goals. Credit unions are democratically owned and controlled institutions based on People Helping People principles. Credit unions have no outside stockholders
(877) 331-4481 Lender's profile and map Alden State Bank PO Box 39, Alden, MI, 49612 Lends in Michigan The history of Alden State Bank began in 1906 when the Farmers & Merchants Bank was organized as a privately held unincorporated bank. The bank was located in the East half of Higgins Store in downtown Alden. In 1924 the bank moved down the street to a building on Torch Lake near the boat launch.
(231) 222-2263 Lender's profile and map Porter Financial Group, LLC 100 Main St, Suite 7, East Jordan, MI, 49727 Lends in Michigan Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(231) 218-0307 Lender's profile and map Reverse Mortgage Center 1015 Noteware Dr, Traverse City, MI, 49686 Lends in Michigan Lisa Haggai have been in the Reverse Mortgage industry for over 20 years. She proud to say that customer service is the #1 thing that my clients compliment me on. She work for YOU, not the lender! Because She work with multiple lenders, Lisa truly have access to finding the absolute best product fit for your individual needs.
(231) 946-2202 Lender's profile and map Versatile Mortgage L.L.C. 810 S Garfield Ave, Suite A, Traverse City, MI, 49686 Lends in Michigan 23 years of combind experience in the mortgage industry - Versatile Mortgage, a premier wholesale lender providing mortgage and home financing services for Northern Michigan. Based in Traverse City, Versatile Mortgage offers a full range of loan products and is widely known for its in house 100% construction loan program.
(231) 946-7090 Lender's profile and map TBA Credit Union 630 East Front Street, Traverse City, MI, 49686 Lends in Michigan TBA Credit Union is a locally managed community credit union in Traverse City, Michigan, offering financial solutions to anyone living in the state of Michigan. For over 50 years, TBA Credit Union has served the community and is dedicated to offering you a comprehensive selection of checking, savings, lending and investment services.
(231) 348-7690 Lender's profile and map St. Francis X. Federal CU 2140 M-119, Petoskey, MI, 49770 Lends in Michigan St. Francis X FCU’s mission is to be the premier provider of financial services for all residents of Northern Michigan. To achieve this goal we will sustain a culture of never-ending improvement, commit to maximum customer value, operate with integrity and honesty in all relationships, actively support our community, and pursue the application of i
(231) 715-3886 Lender's profile and map F5 Mortgage LLC 1283 Farmington Drive, Traverse City, MI, 49696 Lends in Michigan F5 is refreshing the mortgage process by leveraging technology to ensure ultra-competitive mortgage rates without the hassle of unwanted hard sales tactics. F5 Mortage delivers incredible wholesale mortgage options across Michigan, Georgia, Florida, and Colorado. Backed by almost a decade of professional experience.