In the county of Crawford, located in Grayling, MI, the USDA loan limit for 2026 is set at $336,500, while a single-family residence under FHA has a limit of $472,030.
Utilize Lendersa®'s USDA loan calculator to examine and compare the best current rates for USDA versus FHA loans. Determine the necessary income, credit, reserves, and documentation requirements to qualify. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan programs side by side, enabling a thorough analysis to choose the most suitable option for your financial scenario in
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| Loan Category | Maximum Loan Limit | Down Payment Rate |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to facilitate the fastest and most straightforward path to acquiring the best USDA or FHA loans available. Begin with one of three starting paths to find matching lenders offering USDA loan solutions.
The USDA home loan is government-backed by the Department of Agriculture, often referred to as the USDA rural development loan or mortgage. It's exclusively available in rural areas. Although FHA loans necessitate a minimum of 3.5% down payment, USDA loans demand no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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