In 2026, within Gladwin, located in the county of Gladwin, MI, the USDA loan limit is $336,500. The FHA limit for a single-family residence is $472,030.
Leverage Lendersa®'s USDA loan calculator to compare today's leading USDA versus FHA rates. Determine the needed income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options to help you decide which program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to swiftly and easily arrange the optimal USDA or FHA loan for you. Choose from three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan is backed by the government via the Department of Agriculture, also known as USDA rural development loan or USDA mortgage, and is available only in rural areas. FHA loans require at least a 3.5% down payment, whereas USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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