USDA and FHA Pro and Con in Harrison, Clare County, MI

In 2026, the USDA loan limit for Harrison, located in the county of Clare, MI, is $336,500, whereas the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today's best USDA versus FHA rates. Determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, simplifying your decision on which program in suits your specific financial needs.

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2026 Loan Limits and Down Payment Requirements in Harrison, County of Clare, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Harrison, MI

The objective of Lendersa® is to facilitate a swift and hassle-free process to secure the best USDA or FHA loan available. Start by choosing one of three pathways to connect with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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