USDA Vs. FHA Pro and Con comparison in Clare, Clare County, MI
In the year 2025, the USDA loan limit for Clare, located in the county of Clare, MI, amounts to $336,500. In contrast, the FHA limit for a single-family home is set at $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates in the market today. Additionally, determine the necessary income, credit profile, reserves, and documents required for qualification. Our advanced mortgage calculator effectively showcases USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most suitable financial product in , tailored to your specific financial situation.
2025 Loan Limits and Down Payment Requirements in Clare, County of Clare, MI
Type of Loan
Maximum Loan Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Solutions in Clare, MI
The primary objective of Lendersa® is to swiftly secure the most favorable USDA or FHA loans for you, minimizing complications. Begin with one of three suggested pathways that align with matched lenders and USDA loan solutions.
A USDA home loan is backed by the government via the Department of Agriculture, also referred to as a USDA rural development loan or a USDA mortgage, and is exclusively accessible in rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans are distinctive in that they require no down payment whatsoever.
At Golden Valley Bank we pride ourselves on delivering an experience unlike any other. Take our commitment to customers, staff and community - the foundation of true community banking. It's our passion to help businesses grow, help make dreams a reality and better our local economies.
Providing Low Rate, No Hassle Mortgages throughout Colorado, Texas, and California. Whether you need the mortgage to buy a home, or are looking to refinance for a better rate, or take some cash out of your property, Russell Street can help. We work with you to find the right program and secure low market rates to make sure you are paying.
Home Loans By Shan. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here. Home Loans By Shan's the objective here is to work diligently to assist you in meeting your real estate goals.
Network Mortgage is a residential mortgage broker headquartered in Chico California. Founded in 1994, Network Mortgage serves California with the vision to provide mortgages to our friends, families and clients. We are a trusted mortgage brokerage that creates long term relationships and clients for life..
Benji Edwardson was born and raised in Redding, CA. He received his psychology degree in 2004 from Simpson University and wanted to go into counseling. He took a job at a local mortgage office in 2004 and decided this was his career.His wife Jamie is a local Real Estate agent that was also born and raised in Redding.
We deliver value to our members.
Northrop Grumman Federal Credit Union(NGFCU), as a member-owned financial cooperative, exists to provide efficient, convenient, attractively priced financial products and services to satisfy the requirements of its membership.
Set yourself up for success
18425 S. Western Avenue, 2nd Floor, Gardena, CA, 90248
Nikkei Credit Union is a progressive, full-service financial institution serving the Japanese American Community in Southern California. We provide quality service as a not-for-profit financial cooperative, owned and democratically controlled by our membership.
To provide quality financial products through personalized service and innovation.
19300 S. Hamilton Ave, Suite 210, Gardena, CA, 90248
RTI Bridge Loans is primarily a Direct Portfolio Lender. Since 2004, RTI has focused on Short Term Bridge Loans secured By First and Second Trust Deeds on California Real Estate. Over the years we have processed hundreds of millions of dollars in loans for our clients. Many of our clients use us continually for their real estate financing needs.
101 West Walnut Street, Suite 101, Gardena, CA, 90248
Pacific Transportation Federal Credit Union was founded in 1939 by employees of Southern Pacific Railroad as a way to provide affordable financial services to their co-workers and families. Pacific Transportation Federal Credit Union’s mission is to provide excellent financial products and services by highly motivated and knowledgeable staff.
1st California Security Investments has been helping families find the best home loans for a new home purchase or refinance as well as helping clients buy income generating investment properties. Through a commitment to integrity and clarity we strive to help our clients achieve their financial goals and sustain financial wealth
