USDA VS FHA in Mount-Pleasant, Isabella County, MI

In 2025, the USDA loan limit for Mount-Pleasant, in the county of Isabella, MI, is $285,000, while the FHA loan limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates and determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your financial situation.

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Review 2025 Loan Limits and Downpayment Requirements in Mount-Pleasant, Isabella, MI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Mount-Pleasant, MI

The goal of Lendersa® is to quickly secure for you the best USDA or FHA loan without hassle. Begin by choosing one of three starting points to connect with matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. It offers an advantage over FHA loans requiring a 3.5% minimum down payment, as USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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