In 2026, the USDA loan limit in Hazel-Park, county of Oakland, MI is set at $285,000, while the FHA cap for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and find out the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, helping you choose the program in that best fits your financial situation.
2026 Loan Limits and Down Payment Requirements in Hazel-Park, County of Oakland, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conforming Conventional
$548,250
3%
USDA and FHA Loan Options in Hazel-Park, MI
The aim of Lendersa® is to connect you with the best USDA or FHA loans quickly and hassle-free. Begin with one of three starting options that lead to matching lenders and USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, known also as the USDA rural development loan or mortgage, and is available only in rural neighborhoods. Compared to FHA loans, which require a 3.5% minimum down payment, USDA mortgages do not demand any down payment.
Credit Union ONE was founded in 1938 with the goal of providing exceptional value to its members. Today, we remain committed to delivering quality financial services at our 20 branches in Detroit, Grand Rapids & Traverse City.Credit Union ONE was founded in 1938 with the goal of providing exceptional value to its members.
A full service mortgage broker in the State of Michigan offering expert advice on 1st and 2nd lien home finance options. We make the mortgage application process easy with the latest technology, such as e-document signing and no fees to apply - EVER! New Horizons Home Finance will match you with the right lender and mortgage for your needs.
Ukrainian Selfreliance Michigan Federal Credit Union
26791 Ryan Road, Warren, MI, 48091
Lends in Michigan
USMFCU has been serving its communities since 1952 and has never stopped putting its members first. Throughout our operation we’ve been committed to bringing great financial services to our members while never sacrificing genuine care and interaction. On top of offering great rates, deals, and services
We have one goal – to fulfill your financing goals and make you a happy homeowner. Mortgage City is a licensed mortgage originator based in Detroit, Michigan. We work with customers in Detroit, Royal Oak, and throughout the state of Michigan. We also can help you with your mortgage needs in Florida, New Hampshire, Ohio, Massachusetts,
Fortress Home Mortgage (NMLS ID# 135922) is owned and operated locally by John Sarkisian (NMLS ID# 136596). We utilize multiple lenders to find the best rates and products to fit the needs of our Metro Detroit borrowers. All applicants receive one on one customer service from pre-approval to closing.
"We specialize in shopping between the most reputable lenders on our clients’ behalf for the best possible program and rate for the client-specific situation. We offer wholesale pricing which means lower rates and less cost for our clients!
Our goal is to keep the mortgage process simple, easy and fast so you can stay focused on your daily l
Michigan Elite Lending with the vision of supplying clients with the best possible loan experience with the lowest rates on the market. Working with a mortgage broker allows borrowers to secure the lowest rate without doing all the legwork. We shop hundreds of wholesale lenders to find the best program for you.
Myrina Mortgage Group is a female owned and operated broker firm. We are called Mortgage Warriors because we search out and capture the very best loan product for you and your mortgage goals. We only work with wholesale lenders to offer you the very best in pricing and service every day.
322 West Lincoln Avenue, Suite 300, Royal Oak, MI, 48067
Lends in Michigan
HomeSure Lending was founded in 2014. As a company, nothing is more important to us that helping our clients Purchase with Confidence or Refinance with Ease. You will hear the term Simple Mortgage Guidance, and if we have not made the process simple, we have not done our job well enough. Here is what we promise
