In 2026, the USDA loan limit in Hazel-Park, county of Oakland, MI is set at $285,000, while the FHA cap for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and find out the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, helping you choose the program in
Explore offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conforming Conventional | $548,250 | 3% |
The aim of Lendersa® is to connect you with the best USDA or FHA loans quickly and hassle-free. Begin with one of three starting options that lead to matching lenders and USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, known also as the USDA rural development loan or mortgage, and is available only in rural neighborhoods. Compared to FHA loans, which require a 3.5% minimum down payment, USDA mortgages do not demand any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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