USDA VS FHA in Hazel-Park, Oakland County, MI

In 2026, the USDA loan limit in Hazel-Park, county of Oakland, MI is set at $285,000, while the FHA cap for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and find out the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, helping you choose the program in that best fits your financial situation.

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2026 Loan Limits and Down Payment Requirements in Hazel-Park, County of Oakland, MI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conforming Conventional $548,250 3%

USDA and FHA Loan Options in Hazel-Park, MI

The aim of Lendersa® is to connect you with the best USDA or FHA loans quickly and hassle-free. Begin with one of three starting options that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA home loan is guaranteed by the Department of Agriculture, known also as the USDA rural development loan or mortgage, and is available only in rural neighborhoods. Compared to FHA loans, which require a 3.5% minimum down payment, USDA mortgages do not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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