FHA Vs. USDA loan program for Hazel-Park, Oakland County, Michigan

In 2026, the USDA loan limit in Hazel-Park, county of Oakland, MI is set at $285,000, while the FHA cap for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and find out the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, helping you choose the program in that best fits your financial situation.

USDA and FHA Loan Options in Hazel-Park, MI

The aim of Lendersa® is to connect you with the best USDA or FHA loans quickly and hassle-free. Begin with one of three starting options that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA home loan is guaranteed by the Department of Agriculture, known also as the USDA rural development loan or mortgage, and is available only in rural neighborhoods. Compared to FHA loans, which require a 3.5% minimum down payment, USDA mortgages do not demand any down payment.

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(816) 583-2143 Lender's profile and map Reviews The Hamilton Bank 111 North Davis Street, Hamilton, MO, 64644 By the summer of 1938, the great depression had closed Hamilton, Missouri's two banks. Local citizens, merchants and farmers concerned about the future of the community bought nearly all of the stock offered in a new bank. L.G. Ehlers, a banker who had worked in another Missouri bank that had survived the crash, led the effort.
4049750299 Lender's profile and map Reviews CLARITY ONE RICH GROUP LLC 285 W WIEUCA RD NE 4294, ATLANTA, GA, 30342 Unlock Your Financial Potential with CLARITY ONE RICH GROUP LLC About Us Under expert leadership from Ezekiel Williams, CLARITY ONE RICH GROUP LLC focuses on personalized lending solutions, ensuring transparency and efficiency. Our Commitment We stand out by providing clarity in every transaction, making your financial aspiratio
(404) 231-4100 Lender's profile and map Reviews Georgia Primary Bank 3880 Roswell Road Northeast, Atlanta, GA, 30342 When we formed back in 2007, we felt that our community deserved the personal and professional service that only a local bank could deliver. We made it our goal to ingrain ourselves into the community, to learn its unique needs and to take our knowledge to serve the business owners, entrepreneurs, homeowners and consumers in our market.
(404) 851-8740 Lender's profile and map Reviews Northside Federal Credit Union 980 Johnson Ferry Road, Suite 190, Atlanta, GA, 30342 Northside Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid
(770) 552-1000 Lender's profile and map Reviews Katz Mortgage Team 800 Johnson Ferry Rd, Atlanta, GA, 30342 We are a direct lender and are approved as a seller and servicer by the Federal National Mortgage Association (Fannie Mae) and the Government National Mortgage Association (Ginnie Mae). We operate as a Federal Housing Administration (FHA) Direct Endorsement Lender and a Veterans Administration (VA) authorized underwriter.
(404) 454-2070 Lender's profile and map Reviews White Oak Financial Corp 5640 Lake Forrest Drive, Atlanta, GA, 30342 White Oak Financial to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and your financial goals. At White Oak Financial, we understand that people buy homes for different reasons.
800 687 0797 Lender's profile and map Reviews Commercial Loan Direct 5555 Glenridge Connector 2nd Floor, Atlanta, GA, 30342 Commercial Loan Direct (CLD Capital) is a correspondent and an mortgage banker. Commercial Loan Direct has partnered with institutional investors, Fannie Mae, Freddie Mac, FHA, SBA, USDA, life insurance companies, banks and real estate investment trusts to bring you a wide selection of additional financing vehicles.
(401) 305-0429 Lender's profile and map Reviews Hard Money Rhode Island 3 Anne Drive, Lincoln, RI, 02865 As a leading hard money lender, our focus is more on collateral and less on your financial situation. If you have satisfying collateral, we can close your hard money loan in a matter of days. We can close loans quicker than traditional loans. Get your Funds closed quicker than with usual loans.
(401) 490-3210 Lender's profile and map Reviews Best Financial Mortgage Services Inc 108 Phenix Ave, Cranston, RI, 02920 Best Financial Mortgage Services opened. She has over 18 years experience as a loan officer in the mortgage industry. She has worked for local lenders, mortgage brokers, and was a volume award winner at a national Fortune 1000 Mortgage Company. Her repeat client business is a testimony to her commitment to customer service.
(401) 281-9601 Lender's profile and map Reviews Providence Commercial Capital 535 Atwood Ave, Suite 4, Cranston, RI, 02920 Providence Commercial Capital is truly a one-of-a-kind company. We are a direct portfolio and correspondent lender originating commercial and investment loans. PCC is an alternative lender offering flexible programs which has, over the years, opened many doors for our clients who may not have been able to find suitable financing elsewhere.
401 261 0922 Lender's profile and map Reviews EMCAP 1140 Reservoir Avenue, Cranston, RI, 02920 EMCAP is dedicated to funding real estate investors throughout RI, MA, NH, ME and FL. EMCAP is a private lender (“hard money lender”) capable of offering investors (no owner occupants) flexible real estate financing programs and quick execution time frames that are unmatched by traditional lending sources
(401) 658-0010 Lender's profile and map Reviews Cumberland Municipal Employees Federal Credit Union 2145 Diamond Hill Road, Cumberland, RI, 02864 Cumberland Municipal Employees Federal Credit Union of Cumberland, RI has 1163 members and assets of $7.5 million. The Credit Union, opened in 1962, as the Cumberland School Employees Credit Union. Then in 1993 it was changed to Cumberland Municipal Employees Federal Credit Union.