USDA Vs. FHA your options comparison in Ferndale, Oakland County, MI
For the year 2025, the USDA loan limit in Ferndale, located in the county of Oakland, MI, is $336,500. In comparison, the FHA limit for a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates. This helps determine what income, credit, reserves, and documents are needed to qualify. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the best fit in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Ferndale, County of Oakland, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
USDA and FHA Loan Alternatives in Ferndale, MI
Lendersa®'s mission is to help you quickly secure the best USDA or FHA loans without hassle. Begin by selecting one of three paths to find matching lenders and USDA programs.
A USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or mortgage, caters specifically to rural neighborhoods. Unlike FHA loans, requiring at least a 3.5% down payment, USDA mortgages have no down payment requirement.
Bldg. 417 Crooked Tree Drive, Dawsonville, GA, 30534
Destiny Mortgage Lending you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Antler Home Mortgage, LLC. was formed to offer borrowers a high-quality low-cost mortgage experience. AHM has partnered with the best mortgage lenders in the industry to provide a smooth transaction at a below market interest rate. So regardless of your scenario, choose a professional from Antler Home Mortgage to be on your side.
Phelps County Bank is 100% owned by our employees through an Employee Stock Ownership Plan (ESOP). Our mission is to build relationships with purpose, integrity, and fairness through a commitment to teamwork, education, and growth - believing that contributions of time, talents, and service lead to a better community for all.
Riverways Federal Credit Union, you’ll have access to all the same services you would use at other financial institutions. The difference is that at Riverways Federal Credit Union, you’ll get a better deal, and you’ll receive better service and also We enjoy helping our members grow financially and work towards their long term goals.
Citizens Bank of the Midwest is a locally owned bank that is dedicated to building the communities we call home. We are committed to providing the best personalized service for all your financial needs. Stop by any of our three convenient locations and speak to our knowledgeable staff to start banking with us today.
"We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process.
We understand that you have many mortgage consultant options and are prepared to earn your long term trust. We are confident that you will quickly see how commited"
At Allstate Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
937 S McPherson Church Rd, Fayetteville, NC, 28303
Planbloan is not an offer or solicitation to lend. We do not make any loan or credit decisions and are not representatives, brokers or agents of any lender. Participating lenders offer loans from $200 up to $5, 000. Not all lenders can offer you amounts up to $5, 000. Our service is not available in all states.
Community Bank of Pickens County opened for business in 2000. The bank originally opened in a modular unit while a 10,000 square foot facility was being constructed at the corner of Highway 53 and Sammy McGhee Boulevard. Community Bank of Pickens County is the only locally owned bank in Jasper Georgia area.
