USDA and FHA Pro and Con in Huntington-Woods, Oakland County, MI

In 2025, the USDA loan limit for Huntington-Woods in the county of Oakland, MI, is $285,000, whereas the FHA limit for a single-family home is set at $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, discerning the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program in for your financial situation.

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Review 2025 Loan Limits and Downpayment Requirements in Huntington-Woods, Oakland, MI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Options in Huntington-Woods, MI

At Lendersa®, our aim is to provide you with the best USDA or FHA loan quickly and with ease. Select one of three starting paths that align you with suitable lenders and tailored USDA loan programs.

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Understanding USDA Loans in MI

A USDA home loan is guaranteed by the government through the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. It is targeted specifically for rural neighborhoods. Unlike FHA loans which require a 3.5% minimum down payment, USDA loans do not require any down payment, offering a significant advantage.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S
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