FHA Vs. USDA loan program for Huntington-Woods, Oakland County, Michigan

In 2025, the USDA loan limit for Huntington-Woods in the county of Oakland, MI, is $285,000, whereas the FHA limit for a single-family home is set at $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, discerning the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program in for your financial situation.

Discover USDA and FHA Loan Options in Huntington-Woods, MI

At Lendersa®, our aim is to provide you with the best USDA or FHA loan quickly and with ease. Select one of three starting paths that align you with suitable lenders and tailored USDA loan programs.

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Understanding USDA Loans in MI

A USDA home loan is guaranteed by the government through the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. It is targeted specifically for rural neighborhoods. Unlike FHA loans which require a 3.5% minimum down payment, USDA loans do not require any down payment, offering a significant advantage.

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(808) 791-1044 Lender's profile and map Reviews Leaf Funding Mortgage 1188 Bishop St, Honolulu, HI, 96813 We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products and mortgages. Through our website you can submit a complete on-line and secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators.
(808) 784-2155 Lender's profile and map Reviews Ohana First Mortgage 1164 Bishop Street, Suite 1213, Honolulu, HI, 96813 Gary has a long standing career in the banking and mortgage industry in Hawaii. He was the top producer for City Bank Hawaii for three straight years before forming his own company, Ohana First Mortgage. Gary has personally closed over 1,100 transactions for over $500,000,000 in loan volume in Hawaii.
(808) 566-6611 Lender's profile and map Reviews MYERS CAPITAL HAWAII 841 Bishop Street, Suite 2100, Honolulu, HI, 96813 For over 20 years, Myers Capital has delivered the most competitive interest rates, many times .25% -.5% lower than any bank or lending institution. The equation is simple, with high quality loan requests, borrowers are considered low risk, therefore the lowest interest rates and closing costs can be offered.
(808) 426-7661 Lender's profile and map Reviews Kama'aina Mortgage Group Inc. 500 Ala Moana Blvd, , Suite 427A, Honolulu, HI, 96813 Kama'aina Mortgage Group, we are committed to ethical and honest lending. It is our priority to build a relationship with our clients to ensure the best financing option with the most value. Whether you are purchasing your first home, or you are a seasoned buyer looking to cash out equity, you have landed at the perfect place!
(808) 832-8700 Lender's profile and map Reviews Hawaiian Financial Federal Credit Union 1138 N King Street, Honolulu, HI, 96817 Hawaiian Financial Federal Credit Union formed out of an idea from Mutual Telephone Company employees. On October 22, 1936, 65 employees signed on as charter members with assets totaling $2,517, calling themselves Mutelco Oahu Employees Federal Credit Union. In the aftermath of the S&L crisis of the 1980s, many people are turning a wary
(808) 847-1371 Lender's profile and map Reviews Hawaii Federal Credit Union 1244 Kaumualii St, Honolulu, HI, 96817 Chartered in 1937, eight employees worked together to help start the employer-based Honolulu Construction and Draying Employees Federal Credit Union. Thanks to a strong commitment to make banking easy and enjoyable for its employees and members, HC & D EFCU had steady growth. In 1978, the credit union changed its name to HC & D
(808) 528-7711 Lender's profile and map Reviews Hawaii National Bank 45 N King St, Honolulu, HI, 96817 Hawaii National Bank opened its doors on Sept. 19, 1960, to the sound of 10, 000 firecrackers in Honolulu’s Chinatown neighborhood. By the day’s end, the bank had taken in $6.25 million in deposits, a national record for any first-day deposits for a new bank. From this auspicious start, Hawaii National Bank grew.
(808) 627-6900 Lender's profile and map Reviews American Savings Bank Hawaii 300 N Beretania St, Honolulu, HI, 96817 American Savings Bank Hawaii is a bank with operations in one state. American Savings Bank Hawaii offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, HomeReady and construction mortgages American Savings Bank is a great bank making people’s dreams possible offering a range of financial services.
(808) 534-4300 Lender's profile and map Reviews HawaiiUSA Federal Credit Union 1226 College Walk, Honolulu, HI, 96817 we originally opened as a credit union for educators. Though times have changed and we’ve grown into so much more, we never lost sight of who we serve. That’s why we partnered with 122 schools and organizations across the state of Hawai‘i in 2020. In addition, we awarded 21 scholarships and granted 41 career enhancement stipends to educators.
(808) 853-2355 Lender's profile and map Reviews Honolulu Fire Department Federal Credit Union 1200 N. School Street, Honolulu, HI, 96817 As a federally-chartered, federally-insured financial cooperative, Honolulu Fire Department Federal Credit Union is a member-owned and member-governed financial institution like the other 7, 000 credit unions across the country. With our focus on firefighters throughout Hawaii, we truly serve to be Your Lifeline for a Lifetime!
(808) 842-9660 Lender's profile and map Reviews Kamehameha Federal Credit Union 1620 N. School St, Suite 116, Honolulu, HI, 96817 Kamehameha Federal Credit Union (KFCU) is dedicated to helping its members achieve their personal financial successes by providing a wide range of financial products and services. KFCU has been proudly serving its membership since 1957. As a not-for-profit financial cooperative, it is owned and operated by its members.