USDA Loan Vs. FHA loan for Huntington-Woods, MI 2026

In 2026, the USDA loan limit for Huntington-Woods in the county of Oakland, MI, is $285,000, whereas the FHA limit for a single-family home is set at $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, discerning the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program in for your financial situation.

Discover USDA and FHA Loan Options in Huntington-Woods, MI

At Lendersa®, our aim is to provide you with the best USDA or FHA loan quickly and with ease. Select one of three starting paths that align you with suitable lenders and tailored USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA home loan is guaranteed by the government through the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. It is targeted specifically for rural neighborhoods. Unlike FHA loans which require a 3.5% minimum down payment, USDA loans do not require any down payment, offering a significant advantage.

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Huntington-Woods Lenders
(877) 275-9545 Lender's profile and map Antonio Stokes Advisors Inc 25900 Greenfield, Suite 507, Oak Park, MI, 48237 Lends in Michigan Our mission is to get to know and understand your needs, wants, and long-term goals. We want to help you develop, implement, and monitor a strategy that’s designed to address your individual situation. We understand the challenges families face today. Our commitment is to utilize all of our resources to help you pursue your goals.
(248) 986-2503 Lender's profile and map Mortgage City 504 E 4th St, Royal Oak, MI, 48067 Lends in Michigan We have one goal – to fulfill your financing goals and make you a happy homeowner. Mortgage City is a licensed mortgage originator based in Detroit, Michigan. We work with customers in Detroit, Royal Oak, and throughout the state of Michigan. We also can help you with your mortgage needs in Florida, New Hampshire, Ohio, Massachusetts,
(248) 302-3151 Lender's profile and map Fortress Home Mortgage Inc 1336 South Main Street, Royal Oak, MI, 48067 Lends in Michigan Fortress Home Mortgage (NMLS ID# 135922) is owned and operated locally by John Sarkisian (NMLS ID# 136596). We utilize multiple lenders to find the best rates and products to fit the needs of our Metro Detroit borrowers. All applicants receive one on one customer service from pre-approval to closing.
(586) 600-5100 Lender's profile and map First Team Lending Group PLLC 313 East Maryland Avenue, Royal Oak, MI, 48067 Lends in Michigan "We specialize in shopping between the most reputable lenders on our clients’ behalf for the best possible program and rate for the client-specific situation. We offer wholesale pricing which means lower rates and less cost for our clients! Our goal is to keep the mortgage process simple, easy and fast so you can stay focused on your daily l
(248) 303-6281 Lender's profile and map Michigan Elite Lending 1817 E 4th St, Royal Oak, MI, 48067 Lends in Michigan Michigan Elite Lending with the vision of supplying clients with the best possible loan experience with the lowest rates on the market. Working with a mortgage broker allows borrowers to secure the lowest rate without doing all the legwork. We shop hundreds of wholesale lenders to find the best program for you.
(248) 980-3604 Lender's profile and map Myrina Mortgage Group LLC 1012 Cedarhill Drive, Royal Oak, MI, 48067 Lends in Michigan Myrina Mortgage Group is a female owned and operated broker firm. We are called Mortgage Warriors because we search out and capture the very best loan product for you and your mortgage goals. We only work with wholesale lenders to offer you the very best in pricing and service every day.
(248) 955-3250 Lender's profile and map HomeSure Lending 322 West Lincoln Avenue, Suite 300, Royal Oak, MI, 48067 Lends in Michigan HomeSure Lending was founded in 2014. As a company, nothing is more important to us that helping our clients Purchase with Confidence or Refinance with Ease. You will hear the term Simple Mortgage Guidance, and if we have not made the process simple, we have not done our job well enough. Here is what we promise
(248) 970-0040 Lender's profile and map Clear2Mortgage Inc 306 South Washington Avenue, Suite 224, Royal Oak, MI, 48067 Lends in Michigan Clear2 Mortgage founded by Chris Kas-Marogi, a long-time mortgage industry veteran driven by a genuine passion for his clients. Clear2 Mortgage serves both realtors and home buyers throughout CA, CO, MI, FL, and TX. Having founded his own mortgage company, he’s privileged to be able to offer mortgages that meet and exceed industry standards.
(248) 598-8000 Lender's profile and map Omega Lending Group 115 S Main St, Suite 300, Royal Oak, MI, 48067 Lends in Michigan Our company is built upon the integrity of each and every loan officer. We believe that being part of the Omega team needs to mean something more than just mortgages. It’s about helping people realize their home ownership dreams and doing so with pride. Omega Lending Group is a local mortgage company based in Royal Oak.