USDA and FHA Pro and Con in Highland-Park, Wayne County, MI
In 2026, the USDA loan limit for Highland-Park in Wayne county, MI, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates, helping you determine the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, aiding in selecting the best program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Highland-Park, Wayne, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Highland-Park, MI
Lendersa® aims to quickly connect you with the best USDA or FHA loan without any hassle. Select one of the three options that link you with matching lenders and USDA programs.
A USDA home loan, also called a USDA rural development loan or mortgage, is endorsed by the Department of Agriculture and available only in rural locations. Unlike FHA loans needing a minimum 3.5% down payment, USDA loans require no down payment, offering a significant benefit to eligible individuals.
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385 South Lemon Avenue, Suite D, Walnut, CA, 91789
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