In 2025, the USDA loan limit for Oak-Park, in the county of Oakland, MI, stands at $285,000, while the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, determining the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator allows you to examine USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Oak-Park, Oakland, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Oak-Park, MI
Lendersa®'s aim is to help you quickly and easily secure the best possible USDA or FHA loan. Select one of three starting points to connect with matching lenders offering suitable USDA loan programs.
A USDA home loan is a mortgage guaranteed by the Department of Agriculture, also known as a USDA rural development loan. It is available only in rural neighborhoods. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment.
Capital City Home Loans is a top mortgage lending company in the Southeast. We are focused on our clients and their success, and driven by the communities we serve. Each Capital City Home Loans associate shares one priority: our client. Whether it is providing guidance through the application process
The Minden Exchange Bank opened for business on September 1, 1883. Establishing themselves as frontrunners in the Minden scene, the founders of the Minden Exchange Bank (Kingsley and Webb) constructed the first brick building in Minden in 1884, locating on a portion of the lots still occupied by the Bank structure.
Founded in 1930 and chartered in 1931, Mutual Credit Union is Mississippi's oldest credit union, and one of the Southeast's most respected. Through the years, our State chartered financial institution has grown from humble beginnings into a world class financial services organization with over 20, 000 active members and over $190 million in assets.
Since its inception in 1934 the Vicksburg Railroad Credit Union has been serving its members in & around the Vicksburg, Mississippi area with exceptional financial products. Even with members living in Louisiana, Texas, Alabama & all throughout Mississippi, we have still kept our focus on providing excellent service & responsiveness to each member.
1977, Consumer’s Federal Credit Union opened its doors in a small room located in the local Rosebud Farmer’s Union building. For twenty-three years, this is where the Credit Union called home. In October of 2000, the Credit Union broke ground at its current location on Highway 18. Subsequently.
Covington County Bank has been offering customers outstanding service for over 40 years. From checking accounts to loans, and everything in between, we will find a product that suits your needs! A friendly hometown bank ready to meet all of your banking needs. Locally owned, locally headquartered.
502 North Merchant Street, Belle Plaine, KS, 67013
The Valley State Bank is a community bank that has operated under the same name since it was founded in 1897. Since establishment, the financial institution has grown and opened branch locations in Derby, KS and Wichita, KS.
Valley State Bank has been accorded the special recognition of Blue Ribbon Bank
Peoples National Bank is headquartered in Checotah OK at the intersection of Interstate 40 and US Highway 69 on Lake Eufaula. PNB takes pride in having served our community since 1911.The main office of PNB is located at 300 West Gentry with our drive-in facility at 310 North Broadway in Checotah.
